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Original filing (PDF)20251015050627NAL0005432288001
PEAK NA US, INC
Form 5500
FILING_RECEIVED
PEAK NA 401(K) PLAN
401(k) retirement plan
Signals · 1
~342 bps in Sched C fees
Active participants
175
Accounts w/ balance
194
Plan assets (EOY)
$652K
Net assets (EOY)
$652K
How this plan invests
This plan
29 pooled trusts
Schedule D
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 342 bps in Schedule C fees — 117% above peer band of 158 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PEAK NA US, INC.
Plan sponsor
Name
PEAK NA US, INC
EIN
87-3055222
Address
7555 HALF MILE ROAD · IRVINGTON, AL · 36544
Phone
(250) 614-3388
Industry
Wholesale Tradesee all
Plan administrator
Name
PENTEGRA SERVICES, INC
EIN
13-3745616
City
CHARLOTTE, NC
Phone
(844) 367-2848
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-02-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BMSS, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $22K | — |
Investments
1 direct security · 29 pooled funds· $652K(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$648K
29 holdings
Registered Investment Companies
$4K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MYWAYRETIREMENT INDEX 2065 R WILMINGTON TRUST COMPANY · EIN 38-4139859 / PN 636 | Common Collective Trust | — | — | $108K | 16.6% | |
| MYWAYRETIREMENT INDEX 2040 R WILMINGTON TRUST COMPANY · EIN 38-4065295 / PN 379 | Common Collective Trust | — | — | $89K | 13.6% | |
| MYWAYRETIREMENT INDEX 2055 R WILMINGTON TRUST COMPANY · EIN 38-4065302 / PN 386 | Common Collective Trust | — | — | $80K | 12.3% | |
| MYWAYRETIREMENT INDEX 2045 R WILMINGTON TRUST COMPANY · EIN 38-4065301 / PN 385 | Common Collective Trust | — | — | $69K | 10.6% | |
| MYWAYRETIREMENT INDEX 2050 R WILMINGTON TRUST COMPANY · EIN 38-4065307 / PN 391 | Common Collective Trust | — | — | $60K | 9.2% | |
| MYWAYRETIREMENT INDEX 2035 R WILMINGTON TRUST COMPANY · EIN 38-4065300 / PN 384 | Common Collective Trust | — | — | $54K | 8.3% | |
| MYWAYRETIREMENT INDEX 2060 R WILMINGTON TRUST COMPANY · EIN 38-4065297 / PN 381 | Common Collective Trust | — | — | $46K | 7.1% | |
| MYWAYRETIREMENT IDX RET R WILMINGTONTRUST COMPANY · EIN 38-4065298 / PN 382 | Common Collective Trust | — | — | $46K | 7.0% | |
| MYWAYRETIREMENT INDEX 2030 R WILMINGTON TRUST COMPANY · EIN 38-4065294 / PN 378 | Common Collective Trust | — | — | $23K | 3.6% | |
| MYWAYRETIREMENT LARGE CAP GR R WILMINGTON TRUST COMPANY · EIN 38-4139869 / PN 647 | Common Collective Trust | — | — | $17K | 2.6% | |
| MYWAYRETIREMENT SM CAP GR R WILMINGTON TRUST COMPANY · EIN 83-3963461 / PN 650 | Common Collective Trust | — | — | $12K | 1.9% | |
| BLACKROCK RUSSELL 2000 IDX R WILMINGTON TRUST · EIN 20-3802587 / PN 004 | Common Collective Trust | — | — | $9K | 1.3% | |
| BLACKROCK EQ INDEX 1 WILMINGTON TRUST · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $6K | 0.9% | |
| MYWAYRETIREMENT INTL GR R WILMINGTON TRUST COMPANY · EIN 38-4139868 / PN 646 | Common Collective Trust | — | — | $6K | 0.9% | |
| MYWAYRETIREMENT LARGE CP VAL R WILMINGTON TRUST COMPANY · EIN 38-7264527 / PN 690 | Common Collective Trust | — | — | $5K | 0.7% | |
| VANGUARD FEDERAL MM INV | Registered Investment Companies | — | — | $4K | 0.6% | |
| COL OVER VAL CIT MWR INTL VAL WILMINGTON TRUST CO · EIN 38-4126285 / PN 589 | Common Collective Trust | — | — | $4K | 0.6% | |
| MYWAYRETIREMENT MID CAP GR R WILMINGTON TRUST COMPANY · EIN 38-4139870 / PN 648 | Common Collective Trust | — | — | $3K | 0.5% | |
| MYWAYRETIREMENT BAL R WILMINGTON TRUST COMPANY · EIN 38-4139866 / PN 644 | Common Collective Trust | — | — | $3K | 0.5% | |
| MYWAYRETIREMENT REAL EST R WILMINGTON TRUST COMPANY · EIN 38-7264530 / PN 693 | Common Collective Trust | — | — | $2K | 0.4% | |
| BLACKROCK EAFE EQ IDX R WILMINGTON TRUST · EIN 20-3802495 / PN 007 | Common Collective Trust | — | — | $2K | 0.2% | |
| MYWAYRETIREMENT EMG MKT R WILMINGTON TRUST COMPANY · EIN 38-7264529 / PN 692 | Common Collective Trust | — | — | $1K | 0.2% | |
| MYWAYRETIREMENT CORE BD R WILMINGTON TRUST COMPANY · EIN 38-4139867 / PN 645 | Common Collective Trust | — | — | $882 | 0.1% | |
| MYWAYRETIREMENT MULTISEC BD R WILMINGTON TRUST COMPANY · EIN 38-4139871 / PN 649 | Common Collective Trust | — | — | $367 | <0.1% | |
| MYWAYRETIREMENT SM CP VAL R WILMINGTON TRUST COMPANY · EIN 85-3975085 / PN 651 | Common Collective Trust | — | — | $360 | <0.1% | |
| MYWAYRETIREMENT GL BD R WILMINGTON TRUST COMPANY · EIN 38-7264531 / PN 694 | Common Collective Trust | — | — | $275 | <0.1% | |
| BLACKROCK US DEBT IDX 1 WILMINGTON TRUST · EIN 20-3802445 / PN 010 | Common Collective Trust | — | — | $272 | <0.1% | |
| BLACKROCK U.S. TIPS INDEX 1 WILMINGTON TRUST · EIN 38-4116835 / PN 510 | Common Collective Trust | — | — | $269 | <0.1% | |
| MYWAYRETIREMENT COMM R WILMINGTON TRUST COMPANY · EIN 38-7264532 / PN 695 | Common Collective Trust | — | — | $74 | <0.1% | |
| MYWAYRETIREMENT INDEX 2025 R WILMINGTON TRUST COMPANY · EIN 38-4065299 / PN 383 | Common Collective Trust | — | — | $0 | <0.1% |
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