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Original filing (PDF)20251010165834NAL0008044161001
LA COSTENA USA
Form 5500
FILING_RECEIVED
LA COSTENA USA 401(K) PLAN
401(k) retirement plan
Active participants
587
Accounts w/ balance
752
Plan assets (EOY)
$50.2M
Net assets (EOY)
$50.2M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 37 bps in Schedule C fees — 134% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LA COSTENA USA.
Plan sponsor
Name
LA COSTENA USA
EIN
86-1168086
Address
3401 PARK AVENUE NW · MINNESOTA, MN · 55021
Phone
(507) 331-1475
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
RSM US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $97K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ INVESTMENT ADVISORY SERVICES L | — | CLEVELAND, OH | INVESTMENT ADVISOR | $92K | — |
Investments
25 direct securities· $50.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JP Morgan Growth Advantage Fund | — | — | — | $7.2M | 14.4% | |
| Fidelity 500 Index Fund | — | — | — | $4.4M | 8.8% | |
| American Funds American Balanced Fund | — | — | — | $4.4M | 8.7% | |
| Vanguard Equity - Income Admiral Fund | — | — | — | $3.6M | 7.1% | |
| American Funds 2040 Target Date Fund | — | — | — | $3.1M | 6.2% | |
| American Funds 2030 Target Date Fund | — | — | — | $3.0M | 6.1% | |
| Metropolitan West Total Return Bond Fund | — | — | — | $2.8M | 5.5% | |
| American Funds 2035 Target Date Fund | — | — | — | $2.8M | 5.5% | |
| American Funds 2025 Target Date Fund | — | — | — | $2.2M | 4.5% | |
| American Funds 2050 Target Date Fund | — | — | — | $2.1M | 4.2% | |
| Vanguard Mid Cap Index ADM Fund | — | — | — | $2.0M | 4.0% | |
| Vanguard Small Cap Index Fund—Admiral | — | — | — | $1.9M | 3.8% | |
| MFS International Value Fund | — | — | — | $1.8M | 3.6% | |
| EI Fixed Account—Series Class IV* | — | — | — | $1.5M | 3.0% | |
| American Funds 2045 Target Date Fund | — | — | — | $1.5M | 3.0% | |
| Notes receivable from participants, due in various amounts through December 2029, with interest rates ranging from 5.25% to 10.50%* | — | — | — | $1.4M | 2.8% | |
| American Funds 2055 Target Date Fund | — | — | — | $862K | 1.7% | |
| American Funds New Perspective | — | — | — | $762K | 1.5% | |
| Fidelity Total International Index Fund | — | — | — | $735K | 1.5% | |
| American Funds 2060 Target Date Fund | — | — | — | $543K | 1.1% | |
| American Funds 2020 Target Date Fund | — | — | — | $500K | 1.0% | |
| American Funds 2065 Target Date Fund | — | — | — | $450K | 0.9% | |
| Artisan High Income Institutional Fund | — | — | — | $250K | 0.5% | |
| American Funds 2015 Target Date Fund | — | — | — | $169K | 0.3% | |
| American Funds 2010 Target Date Fund | — | — | — | $124K | 0.2% |