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Original filing (PDF)20250716132709NAL0002446659001
UNITEDHEALTH GROUP INCORPORATED
Form 5500
FILING_RECEIVED
UNITEDHEALTH GROUP 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 2
49% in single holding23% employer stock
Active participants
199,134
Accounts w/ balance
263,728
Plan assets (EOY)
$26.6B
Net assets (EOY)
$26.6B
How this plan invests
This plan
1 pooled trust
Schedule D
4 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
50
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Self-directed brokerage accounts**......................................................................................................................................" is 49% of plan.
- 23% of plan in employer / sponsor stock.
Helping the score
- Below-peer total fees (2 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNITEDHEALTH GROUP INCORPORATED.
Plan sponsor
Name
UNITEDHEALTH GROUP INCORPORATED
EIN
41-1321939
Address
6022 BLUE CIRCLE DRIVE · MN103-0300 · MINNETONKA, MN · 55343
Phone
(952) 936-1300
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Name
UNITEDHEALTH GROUP EMPLOYEE BENEFITS PLANS ADMINISTRATIVE COMMITTEE
EIN
41-1321939
City
MINNETONKA, MN
Phone
(952) 936-1300
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-16
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
DELOITTE & TOUCHE, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVST INSTNL OPRTN CO, INC | 04-2647786 | — | RECORDKEEPER | $6.0M | — |
Investments
4 direct securities · 1 pooled fund· $26.6B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Master Trust
$24.7B
1 holding
Uncategorized
$2.0B
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| UHG 401K SAVINGS PLAN MASTER TR UNITED HEALTHCARE SERVICES, INC. · EIN 30-0993007 / PN 001 | Master Trust | — | — | $24.7B | 92.7% | |
| Self-directed brokerage accounts**...................................................................................................................................... | — | — | — | $956.9M | 3.6% | |
| Participant loans (interest ranging from 3.25% to 10.50% and maturity dates ranging from January 2025 - June 2050)*. | — | — | — | $533.7M | 2.0% | |
| UnitedHealth Group Inc. common stock* ............................................................................................................................ | — | — | — | $457.0M | 1.7% | |
| Fidelity institutional cash - U.S. government fund*............................................................................................................. | — | — | — | $5.2M | <0.1% |