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Original filing (PDF)20240609065653NAL0040841056001
WHATCOM FIRE TRUST WHATCOM FIREFIGHTERS BENEFITS TRUST
Form 5500
FILING_RECEIVED
WHATCOM FIRE TRUST
Health & welfare plan
Signals · 3
Late filing · 6.8 mo~209 bps in Sched C feesNo recordkeeper disclosed
Active participants
158
Accounts w/ balance
—
Plan assets (EOY)
$719K
Net assets (EOY)
$430K
Plan health score (directional)
81
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
75
Concentration risk
75
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- Filed 6.8 months past the 10.5-month grace window.
- 209 bps in Schedule C fees — modestly above peer band of 158 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WHATCOM FIRE TRUST WHATCOM FIREFIGHTERS BENEFITS TRUST.
Plan sponsor
Name
WHATCOM FIRE TRUST WHATCOM FIREFIGHTERS BENEFITS TRUST
EIN
84-4189978
Address
920 VIRGINIA STREET · BELLINGHAM, WA · 98225
Phone
(360) 393-2951
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2022
Plan year begin
2022-01-01
Tax period
2022-12-31
Filed
2024-06-09
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4H · Long-Term Disability
Audit & trust (Schedule H)
Auditor
FORVIS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsAccountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORVIS, LLP | 44-0160260 | — | AUDITOR | $15K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.