Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $7K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Exchange traded fund | — | — | — | $981K | 29.2% | |
| Vanguard FTSE Developed Markets Exchange traded fund | — | — | — | $760K | 22.6% | |
| SPDR Portfolio S&P 500 ETF Exchange traded fund | — | — | — | $428K | 12.7% | |
| iShares Core MSCI EAFE ETF Exchange traded fund ** 248 b iShares Core MSCI Emerging Markets ETF Exchange traded fund ** 260 b iShares Core Total US Bond Market ETF Exchange traded fund | — | — |
| — |
| $290K |
| 8.6% |
| Vanguard FTSE Emerging Markets Exchange traded fund | — | — | — | $274K | 8.1% |
| SPDR Portfolio S&P 400 Mid Cap Exchange traded fund | — | — | — | $183K | 5.4% |
| SPDR Portfolio S&P 600 Small Cap ETF Exchange traded fund | — | — | — | $141K | 4.2% |
| Goldman Sachs ActiveBeta US Large Cap Equity Exchange traded fund | — | — | — | $68K | 2.0% |
| Vanguard Total International Bond ETF Exchange traded fund | — | — | — | $64K | 1.9% |
| iShares Emerging Markets USD Bond ETF Exchange traded fund | — | — | — | $58K | 1.7% |
| SPDR S&P Kensho New Economies Composite ETF Exchange traded fund | — | — | — | $21K | 0.6% |
| Goldman Sachs ActiveBeta International Equity Exchange traded fund | — | — | — | $14K | 0.4% |
| iShares MSCI ACWI Low Carbon Target ETF Exchange traded fund | — | — | — | $10K | 0.3% |
| Goldman Sachs ActiveBeta Europe Equity ETF Exchange traded fund | — | — | — | $9K | 0.3% |
| iShares 0-5 Year TIPS Bond ETF Exchange traded fund | — | — | — | $7K | 0.2% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF Exchange traded fund | — | — | — | $7K | 0.2% |
| Goldman Sachs ActiveBeta Emerging Markets Equity Exchange traded fund | — | — | — | $6K | 0.2% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF Exchange traded fund | — | — | — | $4K | 0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF Exchange traded fund | — | — | — | $4K | 0.1% |
| Vanguard LongTerm Government Bond Exchange traded fund | — | — | — | $4K | 0.1% |
| JPMorgan Ultra-Short Income Exchange traded fund | — | — | — | $4K | 0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF Exchange traded fund | — | — | — | $4K | 0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF Exchange traded fund | — | — | — | $4K | 0.1% |
| SPDR MSCI EAFE Fossil Fuel Free ETF Exchange traded fund | — | — | — | $3K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF Exchange traded fund | — | — | — | $3K | <0.1% |
| bGoldman Sachs Access U.S. Aggregate Bond ETF Exchange traded fund | — | — | — | $2K | <0.1% |
| iShares Trust iShares USD Green Bond ETF Exchange traded fund | — | — | — | $2K | <0.1% |
| Goldman Sachs Access High Yield Corporate Bond ETF Exchange traded fund | — | — | — | $1K | <0.1% |
| Goldman Sachs Access Inflation Protected USD Bond ETF Exchange traded fund | — | — | — | $1K | <0.1% |
| TCW Transform 500 ETF Exchange traded fund | — | — | — | $1K | <0.1% |
| Goldman Sachs TreasuryAccess 01 Year ETF Exchange traded fund | — | — | — | $1K | <0.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF Exchange traded fund | — | — | — | $1K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF Exchange traded fund | — | — | — | $1K | <0.1% |
