Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $9K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Exchange Traded Fund | — | — | — | $1.5M | 25.7% | |
| Vanguard FTSE Developed Markets Exchange Traded Fund | — | — | — | $1.3M | 23.2% | |
| SPDR Portfolio S&P 500 ETF Exchange Traded Fund | — | — | — | $953K | 16.9% | |
| Vanguard FTSE Emerging Markets Exchange Traded Fund | — | — | — | $468K |
| 8.3% |
| iShares Core Total US Bond Market ETF Exchange Traded Fund | — | — | — | $363K | 6.4% |
| SPDR Portfolio S&P 400 Mid Cap Exchange Traded Fund | — | — | — | $306K | 5.4% |
| SPDR Portfolio S&P 600 Small Cap ETF Exchange Traded Fund | — | — | — | $232K | 4.1% |
| Vanguard Value ETF Exchange Traded Fund | — | — | — | $115K | 2.0% |
| Vanguard Total International Bond ETF Exchange Traded Fund | — | — | — | $86K | 1.5% |
| iShares Emerging Markets USD Bond ETF Exchange Traded Fund | — | — | — | $77K | 1.4% |
| Goldman Sachs ActiveBeta US Large Cap Equity Exchange Traded Fund | — | — | — | $70K | 1.2% |
| SPDR S&P Kensho New Economies Composite ETF Exchange Traded Fund | — | — | — | $29K | 0.5% |
| Goldman Sachs ActiveBeta International Equity Exchange Traded Fund | — | — | — | $16K | 0.3% |
| Vanguard Mid-Cap Value ETF Exchange Traded Fund | — | — | — | $15K | 0.3% |
| Vanguard Small-Cap Value ETF Exchange Traded Fund | — | — | — | $12K | 0.2% |
| iShares 0-5 Year TIPS Bond ETF Exchange Traded Fund | — | — | — | $10K | 0.2% |
| Goldman Sachs ActiveBeta Europe Equity ETF Exchange Traded Fund | — | — | — | $10K | 0.2% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF Exchange Traded Fund | — | — | — | $8K | 0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity Exchange Traded Fund | — | — | — | $7K | 0.1% |
| Goldman Sachs TreasuryAccess 01 Year ETF Exchange Traded Fund | — | — | — | $6K | 0.1% |
| Schwab U.S. Broad Market ETF Exchange Traded Fund | — | — | — | $6K | 0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF Exchange Traded Fund | — | — | — | $4K | <0.1% |
| bGoldman Sachs Access U.S. Aggregate Bond ETF Exchange Traded Fund | — | — | — | $4K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF Exchange Traded Fund | — | — | — | $4K | <0.1% |
| iShares Core MSCI Emerging Markets ETF Exchange Traded Fund ** 222 b SPDR MSCI Emerging Markets Fossil Fuel Free ETF Exchange Traded Fund ** 68 b TCW Transform 500 ETF Exchange Traded Fund ** 76 b Vanguard Dividend Appreciation ETF Exchange Traded Fund | — | — | — | $3K | <0.1% |
| Goldman Sachs Access Investment Grade Corp Bond ETF Exchange Traded Fund | — | — | — | $2K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF Exchange Traded Fund | — | — | — | $2K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF Exchange Traded Fund ** 64 b iShares MSCI ACWI Low Carbon Target ETF Exchange Traded Fund ** 632 b Jpmorgan Ultra-Short Income Exchange Traded Fund | — | — | — | $2K | <0.1% |
| iShares Core MSCI EAFE ETF Exchange Traded Fund | — | — | — | $2K | <0.1% |
| Vanguard LongTerm Government Bond Exchange Traded Fund | — | — | — | $2K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF Exchange Traded Fund | — | — | — | $1K | <0.1% |
