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Original filing (PDF)20251015141531NAL0010015266001
VALI INCORPORATED
Form 5500
FILING_RECEIVED
VALI 401(K) PLAN
401(k) retirement plan
Signals · 2
30% in single holdingNo recordkeeper disclosed
Active participants
291
Accounts w/ balance
249
Plan assets (EOY)
$15.6M
Net assets (EOY)
$15.6M
How this plan invests
This plan
1 pooled trust
Schedule D
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard Balanced Index Fund Admiral Shares" is 30% of plan.
- 48 bps in Schedule C fees — 65% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VALI INCORPORATED.
Plan sponsor
Name
VALI INCORPORATED
EIN
82-2400416
Address
6767 OLD MADISON PIKE · BLDG 2 SUITE 265 · HUNTSVILLE, AL · 35806
Phone
(256) 327-9319
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
HILL FOGG, P.C
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 93-1253576 | — | NONE | $75K | — |
Investments
22 direct securities · 1 pooled fund· $29.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$15.6M
22 holdings
Pooled Separate Account
$14.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT A STANDARD INSURANCE COMPANY · EIN 93-0242990 / PN 005 | Pooled Separate Account | — | — | $14.1M | 90.1% | |
| Vanguard Balanced Index Fund Admiral Shares | — | — | — | $4.7M | 30.0% | |
| Vanguard Total Bond Market Index Fund Admiral Shares | — | — | — | $2.4M | 15.7% | |
| Fidelity Investments 500 Index Fund | — | — | — | $2.1M | 13.2% | |
| Fidelity Investments Total International Index Fund | — | — | — | $1.6M | 10.1% | |
| Standard Stable Asset D | — | — | — | $1.4M | 9.2% | |
| Vanguard Growth Index Fund Admiral Shares | — | — | — | $985K | 6.3% | |
| Vanguard Value Index Fund Admiral Shares | — | — | — | $928K | 5.9% | |
| Fidelity Investments Small Cap Index Fund | — | — | — | $524K | 3.4% | |
| Vanguard Mid Cap Growth Index Fund Admiral Shares | — | — | — | $330K | 2.1% | |
| Vanguard Mid Cap Value Index Fund Admiral Shares | — | — | — | $328K | 2.1% | |
| Participant Loans Interest rates at 3.25% to 8.50%; maturities 1 to 5 years -0- | — | — | — | $108K | 0.7% | |
| Voya Intermediate Bond Fund Class I | — | — | — | $71K | 0.5% | |
| JP Morgan Large Cap Growth R6 | — | — | — | $48K | 0.3% | |
| Dimensional Fund Advisors U.S. Targeted Value Portfolio Class I | — | — | — | $18K | 0.1% | |
| Fidelity Investments Mid Cap Index Fund | — | — | — | $17K | 0.1% | |
| Vanguard Explorer Fund Admiral Shares | — | — | — | $15K | <0.1% | |
| Vanguard Emerging Markets Stock Index Fund Admiral Shares | — | — | — | $14K | <0.1% | |
| Neuberger Berman Mid Cap Growth Fund Class R6 | — | — | — | $8K | <0.1% | |
| Cohen and Steers Institutional Realty Shares | — | — | — | $7K | <0.1% | |
| Vanguard International Value Fund | — | — | — | $5K | <0.1% | |
| MFS International Diversification Fund R6 | — | — | — | $4K | <0.1% | |
| PGIM Investments High Yield Fund Class Z | — | — | — | $3K | <0.1% |
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