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Original filing (PDF)20251010133637NAL0008237249001
BOWERY REAL ESTATE SYSTEMS, INC.
Form 5500
FILING_RECEIVED
BOWERY 401(K) PLAN
401(k) retirement plan
Signals · 1
~125 bps in Sched C fees
Active participants
102
Accounts w/ balance
205
Plan assets (EOY)
$6.4M
Net assets (EOY)
$6.4M
How this plan invests
This plan
1 pooled trust
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 125 bps in Schedule C fees — 141% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOWERY REAL ESTATE SYSTEMS, INC..
Plan sponsor
Name
BOWERY REAL ESTATE SYSTEMS, INC.
EIN
81-3694205
Address
61-63 CROSBY STREET, FLOOR 3 · NEW YORK, NY · 10012
Phone
(917) 865-0088
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2S · Automatic enrollment
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
Audit & trust (Schedule H)
Auditor
WITHUM SMITH & BROWN, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $65K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | 20-8764829 | — | INVESTMENT ADVISOR | $16K | — |
Investments
24 direct securities · 1 pooled fund· $6.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$6.4M
24 holdings
Common Collective Trust
$372K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds American Funds Target Date 2055 R6 | — | — | — | $1.4M | 21.6% | |
| Fidelity 500 Index | — | — | — | $1.3M | 20.3% | |
| American Funds American Funds Target Date 2060 R6 | — | — | — | $798K | 12.4% | |
| American Funds American Funds Target Date 2040 R6 | — | — | — | $501K | 7.8% | |
| Fidelity Managed Income Portfolio Class II | — | — | — | $372K | 5.8% | |
| MIP CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $372K | 5.8% | |
| American Funds American Funds Target Date 2050 R6 | — | — | — | $353K | 5.5% | |
| American Funds American Funds Taregt Date 2065 R6 | — | — | — | $336K | 5.2% | |
| American Funds American Funds Target Date 2045 R6 | — | — | — | $274K | 4.3% | |
| R6 Pioneer Fundamental Growth Y | — | — | — | $229K | 3.6% | |
| Fidelity Mid Cap Index | — | — | — | $199K | 3.1% | |
| American Funds American Funds Target Date 2030 R6 | — | — | — | $144K | 2.2% | |
| BNY Mellon International Stock Fund I | — | — | — | $104K | 1.6% | |
| Fidelity Small Cap Index | — | — | — | $89K | 1.4% | |
| American Funds American Funds Target Date 2035 R6 | — | — | — | $76K | 1.2% | |
| American Funds American Funds Target Date 2025 R6 | — | — | — | $46K | 0.7% | |
| Undiscovered Managers Behavioural Value R6 | — | — | — | $43K | 0.7% | |
| Fidelity US Bond Index | — | — | — | $25K | 0.4% | |
| John Hancock John Hancock Disciplined Value Mid Cap Fun | — | — | — | $21K | 0.3% | |
| BlackRock High Yield Bond Institutional | — | — | — | $16K | 0.2% | |
| GQG Partners Emerging Markets Equity Fund | — | — | — | $15K | 0.2% | |
| BlackRock Inflation Protected Bond Portfolio K | — | — | — | $15K | 0.2% | |
| Dodge & Cox Stock I | — | — | — | $5K | <0.1% | |
| Alliancebernstein Small Cap Growth Z | — | — | — | $3K | <0.1% | |
| Franklin Small-Mid Cap Growth R6 | — | — | — | $3K | <0.1% |
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