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Original filing (PDF)20251014143152NAL0006437890001
UNITED LANGUAGE GROUP
Form 5500
FILING_RECEIVED
UNITED LANGUAGE GROUP 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
188
Accounts w/ balance
337
Plan assets (EOY)
$14.1M
Net assets (EOY)
$14.1M
How this plan invests
This plan
1 pooled trust
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 56 bps in Schedule C fees — 95% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNITED LANGUAGE GROUP.
Plan sponsor
Name
UNITED LANGUAGE GROUP
EIN
81-1609240
Address
10801 MASTIN STREET · SUITE 580 · OVERLAND PARK, KS · 66210
Phone
(913) 359-1675
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $47K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CETERA INVESTMENT ADVISORS LLC | 36-3258176 | — | ADVISOR | $33K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
25 direct securities · 1 pooled fund· $14.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$14.0M
25 holdings
Common Collective Trust
$54K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2040 Target Date Retirement Fund Class R6 Mutual Fund | — | — | — | $3.4M | 24.3% | |
| American Funds 2045 Target Date Retirement Fund Class R6 Mutual Fund | — | — | — | $1.6M | 11.4% | |
| American Funds 2050 Target Date Retirement Fund Class R6 Mutual Fund | — | — | — | $1.4M | 9.8% | |
| Fidelity Total Market Index Fund Mutual Fund | — | — | — | $1.3M | 9.4% | |
| American Funds 2035 Target Date Retirement Fund Class R6 Mutual Fund | — | — | — | $956K | 6.8% | |
| American Funds 2055 Target Date Retirement Fund Class R6 Mutual Fund | — | — | — | $725K | 5.2% | |
| Fidelity Advisor Growth Opportunities Fund Class I Mutual Fund | — | — | — | $689K | 4.9% | |
| American Funds 2060 Target Date Retirement Fund Class R6 Mutual Fund | — | — | — | $554K | 3.9% | |
| American Funds 2030 Target Date Retirement Fund Class R6 Mutual Fund | — | — | — | $542K | 3.9% | |
| Fidelity Advisor International Growth Fund Class Z Mutual Fund | — | — | — | $492K | 3.5% | |
| Fidelity Extended Market Index Fund Mutual Fund | — | — | — | $361K | 2.6% | |
| American Funds 2025 Target Date Retirement Fund Class R6 Mutual Fund | — | — | — | $292K | 2.1% | |
| Alger Small Cap Focus Fund Class Z Mutual Fund | — | — | — | $240K | 1.7% | |
| (1) Principal Equity Income Fund Institutional Class Mutual Fund | — | — | — | $239K | 1.7% | |
| Participant Loans (interest rate range 5.25%-10.50%) | — | — | — | $203K | 1.4% | |
| Western Asset Core Plus Bond Fund Class I Mutual Fund | — | — | — | $175K | 1.2% | |
| T. Rowe Price Blue Chip Growth Fund I Mutual Fund | — | — | — | $164K | 1.2% | |
| Fidelity Government Money Market Fund Class K6 Mutual Fund | — | — | — | $156K | 1.1% | |
| Fidelity U.S. Bond Index Fund Mutual Fund | — | — | — | $147K | 1.0% | |
| MFS Mid Cap Growth Fund Class R6 Mutual Fund | — | — | — | $123K | 0.9% | |
| American Funds New Perspective Fund Class R6 Mutual Fund | — | — | — | $113K | 0.8% | |
| FA STABLE VALUE II FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 026 | Common Collective Trust | — | — | $54K | 0.4% | |
| Principal Government & High Quality Bond Fund Institutional Class Mutual Fund | — | — | — | $38K | 0.3% | |
| American Funds 2020 Target Date Retirement Fund Class R6 Mutual Fund | — | — | — | $33K | 0.2% | |
| American Funds 2010 Target Date Retirement Fund Class R6 Mutual Fund 208 American Funds 2015 Target Date Retirement Fund Class R6 Mutual Fund | — | — | — | $27K | 0.2% | |
| Columbia Mid Cap Index Fund Institutional 2 Class Mutual Fund | — | — | — | $15K | 0.1% |
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