Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $58K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Exchange Traded Fund | — | — | — | $4.1M | 29.5% | |
| Vanguard FTSE Developed Markets ETF Exchange Traded Fund | — | — | — | $3.1M | 22.1% | |
| SPDR Portfolio S&P 500 ETF Exchange Traded Fund | — | — | — | $2.0M | 14.6% | |
| Vanguard FTSE Emerging Markets ETF Exchange Traded Fund | — | — | — | $1.1M |
| 7.8% |
| iShares Core Total U.S. Bond Market ETF Exchange Traded Fund | — | — | — | $890K | 6.4% |
| SPDR Portfolio S&P 400 Mid Cap ETF Exchange Traded Fund | — | — | — | $728K | 5.2% |
| SPDR Portfolio S&P 600 Small Cap ETF Exchange Traded Fund | — | — | — | $578K | 4.1% |
| Vanguard Total International Bond ETF Exchange Traded Fund | — | — | — | $191K | 1.4% |
| iShares Emerging Markets USD Bond ETF Exchange Traded Fund | — | — | — | $171K | 1.2% |
| Vanguard Value ETF Exchange Traded Fund | — | — | — | $135K | 1.0% |
| Goldman Sachs Active Beta U.S. Large Cap Equity ETF Exchange Traded Fund | — | — | — | $124K | 0.9% |
| iShares 0-5 Year TIPS Bond ETF Exchange Traded Fund | — | — | — | $54K | 0.4% |
| SPDR S&P Kensho New Economies Composite ETF Exchange Traded Fund | — | — | — | $52K | 0.4% |
| Vanguard Mid-Cap Value ETF Exchange Traded Fund | — | — | — | $39K | 0.3% |
| Goldman Sachs Active Beta International Equity ETF Exchange Traded Fund | — | — | — | $32K | 0.2% |
| Vanguard Divdend Appreciation ETF Exchange Traded Fund | — | — | — | $31K | 0.2% |
| Vanguard U.S. Large-cap Growth Equity ETF Exchange Traded Fund | — | — | — | $29K | 0.2% |
| Schwab U.S. Broad Market ETF Exchange Traded Fund | — | — | — | $28K | 0.2% |
| iShares ESG Aware MSCI USA ETF Exchange Traded Fund | — | — | — | $27K | 0.2% |
| Vanguard Mortgage Backed Securities ETF Exchange Traded Fund 235 Vanguard Short-Term Bond ETF Exchange Traded Fund 497 Vanguard Short-Term Inflation-Protected Securities ETF Exchange Traded Fund | — | — | — | $23K | 0.2% |
| Vanguard Small-Cap Value ETF Exchange Traded Fund | — | — | — | $23K | 0.2% |
| Goldman Sachs Active Beta Europe Equity ETF Exchange Traded Fund | — | — | — | $20K | 0.1% |
| iShares MSCI ACWI Low Carbon Target ETF Exchange Traded Fund | — | — | — | $18K | 0.1% |
| Invesco Emerging Markets Sovereign Debt ETF Exchange Traded Fund 140 Invesco QQQ Trust ETF Exchange Traded Fund | — | — | — | $15K | 0.1% |
| iShares ESG Aware MSCI EAFE ETF Exchange Traded Fund | — | — | — | $14K | <0.1% |
| Goldman Sachs Active Beta Emerging Markets Equity ETF Exchange Traded Fund | — | — | — | $13K | <0.1% |
| iShares Core MSCI Emerging Markets ETF Exchange Traded Fund | — | — | — | $9K | <0.1% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF Exchange Traded Fund | — | — | — | $7K | <0.1% |
| Goldman Sachs Active Beta U.S. Small Cap Equity ETF Exchange Traded Fund | — | — | — | $7K | <0.1% |
| iShares ESG Aware MSCI EM ETF Exchange Traded Fund | — | — | — | $6K | <0.1% |
| Investments TCW Transform 500 ETF Exchange Traded Fund | — | — | — | $5K | <0.1% |
| Goldman Sachs Active Beta Japan Equity ETF Exchange Traded Fund | — | — | — | $5K | <0.1% |
| SPDR MSCI EAFE Fossil Fuel Free ETF Exchange Traded Fund | — | — | — | $5K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF Exchange Traded Fund | — | — | — | $5K | <0.1% |
| Goldman Sachs Access U.S. Aggregate Bond ETF Exchange Traded Fund | — | — | — | $4K | <0.1% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF Exchange Traded Fund | — | — | — | $3K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF Exchange Traded Fund | — | — | — | $3K | <0.1% |
| Goldman Sachs Trasury/Access 01 Year ETF Exchange Traded Fund | — | — | — | $3K | <0.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF Exchange Traded Fund | — | — | — | $2K | <0.1% |
| Vanguard Intermediate-Term Bond ETF Exchange Traded Fund 203 Vanguard Long-Term Bond ETF Exchange Traded Fund 314 Vanguard LongTerm Government Bond ETF Exchange Traded Fund | — | — | — | $2K | <0.1% |
| iShares National AMT-Free Muni Bond ETF Exchange Traded Fund 196 iShares Trust iShares USD Green Bond ETF Exchange Traded Fund | — | — | — | $2K | <0.1% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF Exchange Traded Fund | — | — | — | $2K | <0.1% |
| JPMorgan Ultra-Short Income ETF Exchange Traded Fund | — | — | — | $2K | <0.1% |
| Vanguard Small-Cap Stock ETF Exchange Traded Fund | — | — | — | $1K | <0.1% |
| iShares Core MSCI EAFE ETF Exchange Traded Fund | — | — | — | $1K | <0.1% |
| iShares ESG Aware USD Corporate Bond ETF Exchange Traded Fund | — | — | — | $1K | <0.1% |
