Original filing (PDF)20251013110608NAL0000516323001

FIRST FINANCIAL BANKSHARES, INC.

Name: FIRST FINANCIAL BANKSHARES, INC. — THE FIRST FINANCIAL BANKSHARES INC 401K PROFIT SHARING AND EMPLOYEE STOCK OWNERSHIP PLAN & TRUST, Form 5500 (2024)
Creator: FIRST FINANCIAL BANKSHARES, INC.

Form 5500

FILING_RECEIVED

THE FIRST FINANCIAL BANKSHARES INC 401K PROFIT SHARING AND EMPLOYEE STOCK OWNERSHIP PLAN & TRUST

401(k) retirement plan

Signals · 2

54% employer stockNo recordkeeper disclosed

Active participants

1,498

Accounts w/ balance

2,387

Plan assets (EOY)

$360.5M

Net assets (EOY)

$360.0M

How this plan invests

This plan

212 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade B

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST FINANCIAL BANKSHARES, INC..

Plan sponsor

Name

FIRST FINANCIAL BANKSHARES, INC.

EIN

75-0944023

Address

PO BOX 701 · ABILENE, TX · 79604

Phone

(325) 627-7219

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2O · ESOP (non-leveraged)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
LEVERAGE RETIREMENT, INC.	75-1983809	ALLEN, TX	NONE	$232K	—
CONDLEY AND COMPANY, LLP	75-1056027	—	NONE	—	—

Investments

212 direct securities· $348.5M(97% of reported assets)

Common Stock

$188.4M

69 holdings

Other securities

$131.1M

99 holdings

Agency / Mortgage-Backed

$13.8M

42 holdings

Common Collective Trusts

$12.9M

1 holding

Cash / Money Market

$2.4M

1 holding

					% of plan
First Financial Bankshares, Inc. 1,972,996 shares	Common Stock	—	$27.0M	$71.1M	19.7%
Financial Square Government Trust Fund	Common Collective Trusts	—	$12.9M	$12.9M	3.6%
Vanguard FTSE Developed Markets ETF 266,796 units	Other securities	—	$11.5M	$12.8M	3.5%
iShares Core S&P Mid-Cap ETF 192,337 units	Other securities	—	$5.5M	$12.0M	3.3%
Vanguard 500 Index Fund Admiral 21,324 units	Other securities	—	$8.1M	$11.6M	3.2%
Vanguard Total Bond Market ETF 131,470 units	Other securities	—	$9.3M	$9.5M	2.6%
Microsoft Corp. 20,602 shares	Common Stock	—	$3.6M	$8.7M	2.4%
Apple, Inc. 30,525 shares	Common Stock	—	$2.4M	$7.6M	2.1%
JPMorgan Chase & Co. 27,691 shares	Common Stock	—	$3.1M	$6.6M	1.8%
Alphabet, Inc. 31,755 shares	Common Stock	—	$2.4M	$6.0M	1.7%
Vanguard FTSE Emerging Markets ETF 110,605 units	Other securities	—	$4.3M	$4.9M	1.4%
Johnson & Johnson 27,838 shares	Other securities	—	$4.1M	$4.0M	1.1%
Blackstone, Inc. 2,221 shares	Common Stock	—	$1.5M	$3.8M	1.1%
Utilities Select Sector SPDR Fund 48,319 units	Other securities	—	$3.2M	$3.7M	1.0%
Amazon.com, Inc. 16,624 shares	Common Stock	—	$2.1M	$3.6M	1.0%
Vanguard Real Estate ETF 40,778 units	Other securities	—	$3.2M	$3.6M	1.0%
BNY Mellon Midcap Index Fund 121,982 units	Other securities	—	$3.8M	$3.4M	1.0%
Meta Platforms, Inc. 5,730 shares	Common Stock	—	$1.0M	$3.4M	0.9%
Chevron Corp. 23,161 shares	Common Stock	—	$2.4M	$3.4M	0.9%
Fidelity Balanced Fund N/A 107,815 units	Other securities	—	$2.8M	$3.2M	0.9%
Honeywell International, Inc. 14,081 shares	Common Stock	—	$2.1M	$3.2M	0.9%
Broadcom, Inc. 12,943 shares	Common Stock	—	$499K	$3.0M	0.8%
Vanguard Mortgage-Backed Securities ETF 63,498 units	Other securities	—	$2.8M	$2.9M	0.8%
iShares Core S&P Small-Cap ETF 24,333 units	Other securities	—	$1.7M	$2.8M	0.8%
Mastercard, Inc. 5,221 shares	Common Stock	—	$1.7M	$2.7M	0.8%
Mondelez International, Inc. 45,778 shares	Common Stock	—	$2.2M	$2.7M	0.8%
McDonald's Corp. 8,796 shares	Common Stock	—	$2.1M	$2.5M	0.7%
NVIDIA Corp. 18,762 shares	Common Stock	—	$392K	$2.5M	0.7%
Medtronic Plc 31,053 shares	Common Stock	—	$2.8M	$2.5M	0.7%
Vanguard Growth Index Fund Admiral 11,583 units	Other securities	—	$2.1M	$2.4M	0.7%
Merck & Co, Inc. 24,584 shares	Common Stock	—	$1.8M	$2.4M	0.7%
BlackRock, Inc. 2,362 shares	Common Stock	—	$1.5M	$2.4M	0.7%
PepsiCo, Inc. 15,845 shares	Common Stock	—	$2.1M	$2.4M	0.7%
JPMorgan Small Cap Equity Fund 43,639 units	Other securities	—	$2.2M	$2.4M	0.7%
Money market deposit account	Cash / Money Market	—	$2.4M	$2.4M	0.7%
Hartford Midcap Fd Cl A 93,179 units	Common Stock	—	$2.6M	$2.3M	0.7%
The Coca-Cola Co. 35,945 shares	Common Stock	—	$1.9M	$2.2M	0.6%
Vanguard Total Bond Mkt Index Adm 234,042 units	Other securities	—	$2.3M	$2.2M	0.6%
Invesco International Small-Mid Co. Fund 56,453 units	Common Stock	—	$2.4M	$2.0M	0.6%
NextEra Energy, Inc. 28,381 shares	Common Stock	—	$2.0M	$2.0M	0.6%
Vanguard Short-Term Corporate Bond ETF 26,054 units	Other securities	—	$2.0M	$2.0M	0.6%
Walmart, Inc. 21,786 shares	Common Stock	—	$986K	$2.0M	0.5%
ServiceNow, Inc. 1,775 shares	Common Stock	—	$739K	$1.9M	0.5%
Williams Cos, Inc. 34,648 shares	Common Stock	—	$834K	$1.9M	0.5%
UnitedHealth Group, Inc. 3,591 shares	Common Stock	—	$1.5M	$1.8M	0.5%
ConocoPhillips 18,208 shares	Other securities	—	$1.2M	$1.8M	0.5%
SPDR S&P Regional Banking ETF 29,090 units	Other securities	—	$1.2M	$1.8M	0.5%
Salesforce, Inc. 5,194 shares	Common Stock	—	$1.2M	$1.7M	0.5%
Adobe, Inc. 3,761 shares	Common Stock	—	$1.9M	$1.7M	0.5%
JPMorgan Small Cap Equity Fund Class I 30,386 units	Other securities	—	$1.7M	$1.7M	0.5%