Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | 16-1450952 | — | WHOLLY OWNED SUBSIDIARY | $26K | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $13K | — |
| CHARLES SCHWAB TRUST BANK | 82-3967259 | — | NONE | $0 | — |
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T-Rowe Price Retirement 2030 Fund Mutual fund, 1,732,894 shares | — | — | — | $44.4M | 12.1% | |
| T-Rowe Price Growth Stock Fund Mutual fund, 365,121 shares |
| — |
| — |
| — |
| $38.5M |
| 10.5% |
| NBT Bancorp Inc. Common stock, 737,569 shares | — | — | — | $35.2M | 9.6% |
| T-Rowe Price Retirement 2040 Fund Mutual fund, 1,132,962 shares | — | — | — | $34.6M | 9.5% |
| T-Rowe Price Retirement 2050 Fund Mutual fund, 1,367,790 shares | — | — | — | $25.9M | 7.1% |
| CAPITAL PRESERVATION FUND FEDERATED INVESTORS TRUST COMPANY · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $18.5M | 5.1% |
| T-Rowe Price Retirement 2020 Fund Mutual fund, 948,523 shares | — | — | — | $17.7M | 4.8% |
| Columbia Dividend Income Fund S Mutual fund, 425,492 shares | — | — | — | $14.0M | 3.8% |
| Vanguard Mid Cap Index Fund Admiral Mutual fund, 40,273 shares | — | — | — | $13.2M | 3.6% |
| T-Rowe Price Mid Cap Growth Mutual fund, 126,474 shares | — | — | — | $12.6M | 3.4% |
| American Fund New Perspective Fund Mutual fund, 196,619 shares | — | — | — | $12.2M | 3.3% |
| T-Rowe Price Dividend Growth Fund Mutual fund, 137,425 shares | — | — | — | $10.6M | 2.9% |
| T-Rowe Price Small-Capital Value Fund Mutual fund, 164,883 shares | — | — | — | $8.7M | 2.4% |
| Dodge & Cox Income Fund Mutual fund, 690,039 shares | — | — | — | $8.5M | 2.3% |
| Vanguard Balanced Index Fund Admiral Mutual fund, 133,728 shares | — | — | — | $6.5M | 1.8% |
| Eurpacific Growth Fund Mutual fund, 104,393 shares | — | — | — | $5.6M | 1.5% |
| T-Rowe Price Retirement 2060 Fund Mutual fund, 333,186 shares | — | — | — | $5.5M | 1.5% |
| Vanguard Intermediate US Treasury Mutual fund, 402,809 shares | — | — | — | $3.9M | 1.1% |
| Participant loans receivable Interest rates – 4.25% – 9.50% | Participant loans | — | — | $3.5M | 0.9% |
| T-Rowe Price Retirement Balance Fund Mutual fund, 110,919 shares | — | — | — | $1.5M | 0.4% |
| Vanguard Short Term Bond Index Fund Admiral Mutual fund, 133,707 shares | — | — | — | $1.4M | 0.4% |
| T-Rowe Price Retirement 2010 Fund Mutual fund, 71,916 shares | — | — | — | $1.1M | 0.3% |
| DFA US Sustainability Core 1 Portfolio Mutual fund, 21,611 shares | — | — | — | $986K | 0.3% |
| DFA Emerging Mkts Port Instl Mutual fund, 28,143 shares | — | — | — | $804K | 0.2% |
| Fidelity Inflation Protected Bond Index Fund Mutual fund, 50,226 shares | — | — | — | $447K | 0.1% |
| Cash | — | — | — | $86K | <0.1% |
