Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INC | 34-1479833 | — | NONE | $467K | — |
| TOWERS WATSON INVESTMENT | 53-0181291 | — | NONE | $7K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BREMER STOCK Employer Securities | — | — | — | $89.8M | 25.9% | |
| Schwab US Broad Market ETF Exchange traded mutual fund N/A | — | — | — | $31.5M | 9.1% | |
| Schwab International Equity ETF Exchange traded mutual fund N/A | — | — |
| — |
| $25.0M |
| 7.2% |
| ETF (SCHF) SCH INTL EQ Registered Investment Company | — | — | — | $25.0M | 7.2% |
| ETF (SCHZ) SCH US AGGREGATE BD Registered Investment Company | — | — | — | $23.1M | 6.7% |
| ETF (SCHX) SCH US LARGE CAP Registered Investment Company | — | — | — | $22.6M | 6.5% |
| Schwab US Large-Cap Growth ETF Exchange traded mutual fund N/A | — | — | — | $19.0M | 5.5% |
| ETF (SCHV) SCH US LG CAP VAL Registered Investment Company | — | — | — | $16.7M | 4.8% |
| ETF (SCHP) SCH US TIPS Registered Investment Company | — | — | — | $13.4M | 3.9% |
| Vanguard Short-Term Corporate Bond Index ETF Exchange traded mutual fund N/A | — | — | — | $12.7M | 3.7% |
| ETF (VCSH) VGD S-T CORP BD IDX Registered Investment Company | — | — | — | $12.7M | 3.7% |
| ETF (SCHE) SCH EMERG MKTS EQ Registered Investment Company | — | — | — | $10.1M | 2.9% |
| Schwab Emerging Markets Equity ETF Exchange traded mutual fund N/A | — | — | — | $10.1M | 2.9% |
| Schwab US Small-Cap ETF Exchange traded mutual fund N/A | — | — | — | $8.5M | 2.5% |
| Vanguard Mid-Cap Growth Index Fund ETF Exchange traded mutual fund N/A | — | — | — | $6.8M | 2.0% |
| Vanguard Mid-Cap Value ETF Exchange traded mutual fund N/A | — | — | — | $6.7M | 1.9% |
| iShares Core S&P Mid-Cap ETF Exchange traded mutual fund N/A | — | — | — | $6.6M | 1.9% |
| SCHWAB BANK SAVINGS Money Market / Cash Equivalent | — | — | — | $6.5M | 1.9% |
| ETF (VBK) VGD SMALL CAP GRTH Registered Investment Company | — | — | — | $5.6M | 1.6% |
| ETF (VNQ) VGD REIT INDEX Registered Investment Company | — | — | — | $5.3M | 1.5% |
| Vanguard Real Estate ETF Exchange traded mutual fund N/A | — | — | — | $5.3M | 1.5% |
| Vanguard Small-Cap Value ETF Exchange traded mutual fund N/A | — | — | — | $4.5M | 1.3% |
| ETF (JNK) SPDR BARCLAY HIYLDBD Registered Investment Company | — | — | — | $4.4M | 1.3% |
| SDPR Bloomberg High Yield Bond ETF Exchange traded mutual fund N/A | — | — | — | $4.4M | 1.3% |
| Vanguard Intermediate-Term Treasury ETF Exchange traded mutual fund N/A | — | — | — | $4.0M | 1.2% |
| Vanguard Short-Term Treasury ETF Exchange traded mutual fund N/A | — | — | — | $3.9M | 1.1% |
| ETF (EMB) ISH JPM USD EMMKT BD Registered Investment Company | — | — | — | $3.3M | 1.0% |
| ETF (BNDX) VGD TOTAL INTR BOND Registered Investment Company | — | — | — | $2.7M | 0.8% |
| ETF (VSS) VGD FTSE WRLD SM CAP Registered Investment Company | — | — | — | $2.5M | 0.7% |
| Notes receivable from participants Maturing 2025 - 2030 at interest rates of 4.25% - 9.50% - | — | — | — | $2.4M | 0.7% |
| PARTICIPANT LOANS (4.25% - 9.50%) | Participant loans | — | — | $2.4M | 0.7% |
| ETF (DBC) INVESCO DB COMM TRCK Registered Investment Company | — | — | — | $2.3M | 0.7% |
| Invesco DB Commodity Index Tracking Fund Exchange traded mutual fund N/A | — | — | — | $2.3M | 0.7% |
| ETF (EFG) ISH MSCI EAFE GROWT Registered Investment Company | — | — | — | $2.0M | 0.6% |
| ETF (IAU) ISH GOLD TRUST Registered Investment Company | — | — | — | $1.5M | 0.4% |
| iShares Gold Trust Exchange traded mutual fund N/A | — | — | — | $1.5M | 0.4% |
| ETF (EFV) ISH MSCI EAFE VAL Registered Investment Company | — | — | — | $1.2M | 0.4% |
| Vanguard Global ex-U.S. Real Estate ETF Exchange traded mutual fund N/A | — | — | — | $1.2M | 0.3% |
