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Original filing (PDF)20251010101013NAL0012289856001
SWNB BANCORP INC
Form 5500
FILING_RECEIVED
SWNB BANCORP INC 401(K) PLAN
401(k) retirement plan
Active participants
142
Accounts w/ balance
157
Plan assets (EOY)
$15.2M
Net assets (EOY)
$15.2M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 35 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SWNB BANCORP INC.
Plan sponsor
Name
SWNB BANCORP INC
EIN
73-1696442
Address
6901 CORPORATE DR · HOUSTON, TX · 77036
Phone
(713) 272-5056
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $43K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OSAIC WEALTH INC | — | JERSEY CITY, NJ | BROKER/ADVISER | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $10K | — |
Investments
27 direct securities· $15.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD GROWTH INDEX ADM | — | — | — | $3.2M | 21.1% | |
| Empower Annuity Insurance Co of GROUP ANNUITY CONTRACT | — | — | — | $2.2M | 14.8% | |
| FIDELITY 500 INDEX | — | — | — | $1.7M | 11.1% | |
| FIDELITY ADVISOR EQUITY GRW Z | — | — | — | $1.3M | 8.7% | |
| VANGUARD DIVIDEND GROWTH INV | — | — | — | $805K | 5.3% | |
| VANGUARD TARGET RET 2020 INV | — | — | — | $592K | 3.9% | |
| VANGUARD TARGET RET 2040 INV | — | — | — | $559K | 3.7% | |
| VANGUARD TARGET RET 2050 INV | — | — | — | $476K | 3.1% | |
| VANGUARD DEVELP MARKET INDEX ADM | — | — | — | $460K | 3.0% | |
| JPMORGAN US RESEARCH ENHANCED EQU I | — | — | — | $458K | 3.0% | |
| NEW YORK LIFE MGMT NYLI MACKAY TOTAL RETURN BOND I | — | — | — | $349K | 2.3% | |
| VANGUARD TARGET RET 2030 INV | — | — | — | $338K | 2.2% | |
| VANGUARD MID CAP INDEX FUND ADM | — | — | — | $335K | 2.2% | |
| AMERICAN FUNDS AMERICAN FUNDS US GOVT SEC R6 | — | — | — | $318K | 2.1% | |
| Similar Party Collateral, Par, or Maturity Value Cost** Value AMERICAN FUNDS AMERICAN FUNDS EUROPAC GR R6 | — | — | — | $280K | 1.8% | |
| VANGUARD VALUE INDEX ADM | — | — | — | $259K | 1.7% | |
| PRUDENTIAL FINANCIAL PGIM HIGH YIELD Z | — | — | — | $226K | 1.5% | |
| VANGUARD BALANCED INDEX ADM | — | — | — | $221K | 1.5% | |
| DFA US SMALL CAP I | — | — | — | $166K | 1.1% | |
| NEW YORK LIFE MGMT NYLI INCOME BUILDER I | — | — | — | $166K | 1.1% | |
| VANGUARD WELLESLEY INCOME ADM | — | — | — | $164K | 1.1% | |
| VANGUARD TARGET RET INCOME INV | — | — | — | $137K | 0.9% | |
| America * Participants Participant Loans Rates from 5.75% to 9.50% | — | — | — | $109K | 0.7% | |
| VANGUARD REAL ESTATE INDEX ADM | — | — | — | $108K | 0.7% | |
| PRUDENTIAL FINANCIAL PGIM GLOBAL TOTAL RETURN R6 | — | — | — | $88K | 0.6% | |
| LORD ABBETT & CO LORD ABBET SHORT DURATION INC I | — | — | — | $58K | 0.4% | |
| VANGUARD LIFESTRATEGY GROWTH INV | — | — | — | $44K | 0.3% |
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