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Original filing (PDF)20251007155530NAL0005012817001
MIDFIRST BANK
Form 5500
FILING_RECEIVED
MIDLAND RETIREMENT PLAN
401(k) retirement plan
Signals · 1
25% in single holding
Active participants
3,237
Accounts w/ balance
3,906
Plan assets (EOY)
$485.6M
Net assets (EOY)
$485.6M
How this plan invests
This plan
2 pooled trusts
Schedule D
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity Total Market Index Fund" is 25% of plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MIDFIRST BANK.
Plan sponsor
Name
MIDFIRST BANK
EIN
73-0383055
Address
501 NW GRAND BLVD · OKLAHOMA CITY, OK · 73118
Phone
(405) 767-7003
Industry
Management of Companies / Holdingssee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $279K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CALLAN LLC | 94-2192581 | — | CONSULTANT | $192K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORVIS LLP | 44-0160260 | — | ACCOUNTANT/AUDITOR | $30K | — |
Investments
17 direct securities · 2 pooled funds· $485.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$446.7M
16 holdings
Common Collective Trust
$36.3M
2 holdings
Mutual Funds
$2.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Total Market Index Fund | — | — | $754K | $121.5M | 25.0% | |
| American Funds Target Date 2035 R6 | — | — | $2.0M | $38.1M | 7.9% | |
| American Funds Target Date 2040 R6 | — | — | $1.8M | $36.4M | 7.5% | |
| WT SMID CAP RES EQ 1 WELLINGTON TRUST COMPANY, NA · EIN 04-6913417 / PN 151 | Common Collective Trust | — | $1.3M | $36.3M | 7.5% | |
| American Funds Target Date 2045 R6 | — | — | $1.5M | $32.4M | 6.7% | |
| BrokerageLink Self-directed brokerage accounts | — | — | — | $31.8M | 6.5% | |
| American Funds Target Date 2030 R6 | — | — | $1.8M | $31.4M | 6.5% | |
| American Funds Target Date 2050 R6 | — | — | $1.3M | $27.4M | 5.6% | |
| Fidelity Investments Money Market Government Portfolio – Class I | — | — | $25.6M | $25.6M | 5.3% | |
| American Funds Target Date 2055 R6 | — | — | $844K | $22.3M | 4.6% | |
| American Funds Target Date 2025 R6 | — | — | $1.2M | $18.1M | 3.7% | |
| American Funds Target Date 2060 R6 | — | — | $911K | $16.3M | 3.4% | |
| American Funds EuroPacific Growth Fund | — | — | $272K | $14.6M | 3.0% | |
| Baird Core Plus Bond Fund Class Institutional | — | — | $1.4M | $14.4M | 3.0% | |
| Notes receivable from participants Various amortizing loans; interest rates ranging from 5.25% to 10.50% with maturities from 2025 through 2034 | — | — | — | $9.0M | 1.9% | |
| American Funds Target Date 2020 R6 | — | — | $470K | $6.3M | 1.3% | |
| American Funds Target Date 2010 R6 | Mutual Funds | — | $181K | $2.1M | 0.4% | |
| American Funds Target Date 2015 R6 | — | — | $66K | $808K | 0.2% | |
| FIAM SMID CAP CL O FIAM TRUST COMPANY · EIN 20-4659714 / PN 029 | Common Collective Trust | — | — | $0 | <0.1% |