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Original filing (PDF)20251014150414NAL0003230865001
TD BANK US HOLDING COMPANY
Form 5500
FILING_RECEIVED
TD BANKNORTH INC. PENSION PLAN
Defined-benefit pension plan
Signals · 3
61% in single holdingNo recordkeeper disclosed6 service providers
Active participants
1,412
Accounts w/ balance
—
Plan assets (EOY)
$413.4M
Net assets (EOY)
$413.2M
How this plan invests
This plan
7 pooled trusts
Schedule D
8 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
55
Participation health
100
Knocking points off
- Top holding "BNYM-I DB SL NHQC Bond Fund" is 61% of plan.
- 26 bps in Schedule C fees — 157% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TD BANK US HOLDING COMPANY.
Plan sponsor
Name
TD BANK US HOLDING COMPANY
EIN
01-0437984
Address
2211 CONGRESS ST · SUITE 180 · PORTLAND, ME · 04102
Phone
(866) 835-7607
Industry
Management of Companies / Holdingssee all
Plan administrator
Name
US RETIREMENT COMMITTEE
EIN
01-0437984
City
PORTLAND, ME
Phone
(207) 756-6819
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
1A · Pay-related DB formula
1I · Frozen plan — no new benefit accrual
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ERNST & YOUNG
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BANK OF NEW YORK MELLON | 13-5160382 | — | TRUSTEE | $94K | — |
Other
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TELUS HEALTH | 52-1883918 | CANTON, MA | NONE | $423K | — |
| MELLON CAPITAL MANAGEMENT | 25-6078093 | — | NONE | $363K | — |
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | NONE | $81K | — |
| AON INVESTMENTS USA INC. | 36-3109431 | — | NONE | $66K | — |
| ERNST & YOUNG | 34-6565596 | — | NONE | $38K | — |
Investments
1 direct security · 7 pooled funds· $413.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$412.1M
7 holdings
Uncategorized
$1.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| EB HQ CORP BOND FUND BNY MELLON · EIN 25-6078093 / PN 267 | Common Collective Trust | — | $257.0M | $251.8M | 60.9% | |
| EB HQ LCORP BOND BNY MELLON · EIN 25-6078093 / PN 218 | Common Collective Trust | — | $94.5M | $82.4M | 19.9% | |
| BNYM-M DB SL AGGREGATE BIF BNY MELLON · EIN 25-6079083 / PN 056 | Common Collective Trust | — | $50.5M | $52.7M | 12.7% | |
| EB DV NSL SIF BNY MELLON · EIN 25-6078093 / PN 215 | Common Collective Trust | — | $3.9M | $11.4M | 2.8% | |
| EB DV NSL INTL SIF BNY MELLON · EIN 25-6078093 / PN 213 | Common Collective Trust | — | $3.1M | $5.1M | 1.2% | |
| EB DV NSL SMALL CAP SIF BNY MELLON · EIN 25-6078093 / PN 235 | Common Collective Trust | — | $2.4M | $4.7M | 1.1% | |
| COLLECTIVE US GOV'T STIF 15 BPS BNY MELLON · EIN 81-6243181 / PN 001 | Common Collective Trust | — | $4.0M | $4.0M | 1.0% | |
| Empower Retirement, LLC | — | — | $1.3M | $1.3M | 0.3% |