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Original filing (PDF)20251010101926NAL0007939665001
LABORATORY TESTING INC.
Form 5500
FILING_RECEIVED
LABORATORY TESTING INC. RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
207
Accounts w/ balance
213
Plan assets (EOY)
$16.4M
Net assets (EOY)
$16.4M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 43 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LABORATORY TESTING INC..
Plan sponsor
Name
LABORATORY TESTING INC.
EIN
58-1577675
Address
2331 TOPAZ DRIVE · HATFIELD, PA · 19440
Phone
(215) 997-9080
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2K · 401(m) arrangement
2G · Total participant-directed accounts
2J · 401(k) feature
2A · Age/service weighted or new comparability
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
2E · Profit-sharing
2F · ERISA section 404(c)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
KREISCHER MILLER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMMONWEALTH FINANCIAL NETWORK | 04-2675571 | — | ADVISOR | $37K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY WORKPLACE SERVICES LLC | 04-3532603 | — | PLAN ADMINISTRATOR | $34K | — |
Investments
28 direct securities· $16.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2030 Fund Institutional Premium | — | — | — | $3.4M | 21.0% | |
| Fidelity Freedom Index 2035 Fund Institutional Premium | — | — | — | $3.0M | 18.1% | |
| Fidelity Freedom Index 2045 Fund Institutional Premium | — | — | — | $1.5M | 9.0% | |
| Fidelity 500 Index Fund | — | — | — | $1.3M | 8.0% | |
| Fidelity Freedom Index 2050 Fund Institutional Premium | — | — | — | $1.0M | 6.2% | |
| Fidelity Freedom Index 2055 Fund Institutional Premium | — | — | — | $937K | 5.7% | |
| Fidelity Freedom Index 2060 Fund Institutional Premium | — | — | — | $858K | 5.2% | |
| Fidelity Freedom Index 2040 Fund Institutional Premium | — | — | — | $818K | 5.0% | |
| Fidelity Freedom Index 2025 Fund Institutional Premium | — | — | — | $719K | 4.4% | |
| J.P. Morgan Large Cap Growth Fund R6 | — | — | — | $603K | 3.7% | |
| Fidelity Freedom Index 2020 Fund Institutional Premium | — | — | — | $588K | 3.6% | |
| J.P. Morgan Large Cap Value Fund R6 | — | — | — | $296K | 1.8% | |
| Fidelity Mid Cap Index Fund | — | — | — | $252K | 1.5% | |
| Fidelity Freedom Index 2065 Fund Institutional Premium | — | — | — | $147K | 0.9% | |
| Invesco Small Cap Value Fund R6 | — | — | — | $141K | 0.9% | |
| Principal Small Cap Growth Fund I R6 | — | — | — | $122K | 0.7% | |
| Participant loans Interest rates ranging from 4.25% to 9.50% | — | — | — | $107K | 0.7% | |
| MFS Investment Management Mid Cap Growth Fund R6 | — | — | — | $80K | 0.5% | |
| MFS Investment Management International Growth Fund R6 | — | — | — | $78K | 0.5% | |
| Fidelity Small Cap Index Fund | — | — | — | $73K | 0.4% | |
| Fidelity International Index Fund | — | — | — | $69K | 0.4% | |
| Fidelity Freedom Index 2015 Fund Institutional Premium | — | — | — | $62K | 0.4% | |
| Standard Insurance Company APEX Guaranteed Fixed Interest Fund Y | — | — | — | $58K | 0.4% | |
| MFS Investment Management Mid Cap Value Fund R6 | — | — | — | $54K | 0.3% | |
| Fidelity Freedom Index 2070 Fund Institutional Premium 530 * Fidelity Freedom Index Income Fund Investor | — | — | — | $41K | 0.2% | |
| American Funds Bond Fund of America R6 | — | — | — | $32K | 0.2% | |
| PGIM High Yield Fund R6 | — | — | — | $6K | <0.1% | |
| Fidelity Inflation-Protected Bond Index Fund | — | — | — | $3K | <0.1% |