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Original filing (PDF)20251017135540NAL0003997731001
UNIVERSAL INSURANCE MANAGERS, INC
Form 5500
FILING_RECEIVED
UNIVERSAL INSURANCE COMPANY PROFIT SHARING & SAVINGS PLAN - US
401(k) retirement plan
Active participants
195
Accounts w/ balance
244
Plan assets (EOY)
$16.4M
Net assets (EOY)
$16.4M
How this plan invests
This plan
9 pooled trusts
Schedule D
79 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 37 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNIVERSAL INSURANCE MANAGERS, INC.
Plan sponsor
Name
UNIVERSAL INSURANCE MANAGERS, INC
EIN
42-1610421
Address
101 ARTHUR ANDERSON PARKWAY · SARASOTA, FL · 34232
Phone
(941) 378-8851
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-17
Pension benefit codes
2G · Total participant-directed accounts
2F · ERISA section 404(c)
2J · 401(k) feature
2E · Profit-sharing
2T · Default investment account (QDIA)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
RSM PUERTO RICO
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $36K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $23K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CETERA ADVISOR NETWORKS, LLC | — | EL SEGUNDO, CA | BROKER / ADVISER | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PENSION PLUS, INC | — | SAN JUAN, PR | CONTRACT ADMIN | $0 | — |
Investments
70 direct securities · 9 pooled funds· $32.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$24.8M
68 holdings
Common Collective Trust
$3.9M
9 holdings
Mutual Funds
$2.7M
1 holding
Guaranteed Income / GIC
$704K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| s - ISHARES S&P 500 INDEX K 3,933.6365 Units | Mutual Funds | — | — | $2.7M | 16.5% | |
| 1WFSPX | — | — | — | $2.7M | 16.5% | |
| PUTNAM LARGE CAP GROWTH R6 16,121.6175 Units | — | — | — | $1.2M | 7.5% | |
| 1PGOEX | — | — | — | $1.2M | 7.5% | |
| PUTNAM DYNAMIC ASSET ALLOCATION BAL R6 61,707.7507 Units | — | — | — | $982K | 6.0% | |
| 1PAAEX | — | — | — | $982K | 6.0% | |
| PRINCIPAL MIDCAP S&P 400 INDEX R6 41,410.3950 Units | — | — | — | $908K | 5.5% | |
| 1PMAPX | — | — | — | $908K | 5.5% | |
| 1MSPZX | — | — | — | $846K | 5.2% | |
| MASSMUTUAL SELECT TOTAL RETURN BOND I 102,886.5956 Units | — | — | — | $846K | 5.2% | |
| 1PTRX35 | — | — | — | $737K | 4.5% | |
| PUTNAM RETIREMENT ADV 2035 X PUTNAM INVESTMENTS CIT · EIN 26-0787945 / PN 261 | Common Collective Trust | — | — | $737K | 4.5% | |
| 1PTRX45 | — | — | — | $733K | 4.5% | |
| PUTNAM RETIREMENT ADV 2045 X PUTNAM INVESTMENTS CIT · EIN 26-1208510 / PN 259 | Common Collective Trust | — | — | $733K | 4.5% | |
| Fully-benefit contract with an average interest rate of * Key Guaranteed Portfolio Fund 1.41% | Guaranteed Income / GIC | — | — | $704K | 4.3% | |
| 1PTRX30 | — | — | — | $586K | 3.6% | |
| PUTNAM RETIREMENT ADV 2030 X PUTNAM INVESTMENTS CIT · EIN 26-0788040 / PN 262 | Common Collective Trust | — | — | $586K | 3.6% | |
| AMER FUNDS CONSERV G/I PORTFOLIO R6 39,006.4386 Units | — | — | — | $513K | 3.1% | |
| 1RINGX | — | — | — | $513K | 3.1% | |
| 1PTRX25 | — | — | — | $507K | 3.1% | |
| PUTNAM RETIREMENT ADV TRST 2025 X PUTNAM INVESTMENTS CIT · EIN 26-0788428 / PN 268 | Common Collective Trust | — | — | $507K | 3.1% | |
| 1FSPSX | — | — | — | $457K | 2.8% | |
| FIDELITY INTERNATIONAL INDEX 9,623.1666 Units | — | — | — | $457K | 2.8% | |
| AMERICAN FUNDS NEW WORLD R6 5,470.4307 Units | — | — | — | $421K | 2.6% | |
| 1RNWGX | — | — | — | $421K | 2.6% | |
| 1PTRXMT | — | — | — | $420K | 2.6% | |
| PUTNAM RETIREMENT ADVANTAGE TRST MA PUTNAM INVESTMENTS CIT · EIN 26-0788428 / PN 268 | Common Collective Trust | — | — | $420K | 2.6% | |
| 1PAEEX | — | — | — | $407K | 2.5% | |
| PUTNAM DYNAMIC ASSET ALLOC GROWTH R6 20,597.1231 Units | — | — | — | $407K | 2.5% | |
| PUTNAM GLOBAL TECHNOLOGY R6 5,155.2309 Units | — | — | — | $377K | 2.3% | |
| 1PTTEX | — | — | — | $377K | 2.3% | |
| FORFEITURES | — | — | — | $371K | 2.3% | |
| Fully-benefit contract with an average interest rate of * Key Guaranteed Portfolio Fund 1.41% | — | — | — | $371K | 2.3% | |
| PUTNAM LARGE CAP VALUE R6 10,092.3769 Units | — | — | — | $348K | 2.1% | |
| 1PEQSX | — | — | — | $348K | 2.1% | |
| 1BSFIX | — | — | — | $304K | 1.9% | |
| BARON SMALL CAP INSTL 9,181.1172 Units | — | — | — | $304K | 1.9% | |
| 1PTRX50 | — | — | — | $298K | 1.8% | |
| PUTNAM RETIREMENT ADV 2050 X PUTNAM INVESTMENTS CIT · EIN 26-0787670 / PN 258 | Common Collective Trust | — | — | $298K | 1.8% | |
| 1PTRX40 | — | — | — | $288K | 1.8% | |
| PUTNAM RETIREMENT ADV 2040 X PUTNAM INVESTMENTS CIT · EIN 26-1384398 / PN 260 | Common Collective Trust | — | — | $288K | 1.8% | |
| 1FAGKX | — | — | — | $273K | 1.7% | |
| FIDELITY GROWTH STRATEGIES K 4,053.0692 Units | — | — | — | $273K | 1.7% | |
| T ROWE PRICE LTD DUR INFL FOCUS BD I 57,319.7861 Units | — | — | — | $265K | 1.6% | |
| 1TRLDX | — | — | — | $265K | 1.6% | |
| PIMCO INCOME INSTL 24,935.9541 Units | — | — | — | $262K | 1.6% | |
| 1PIMIX | — | — | — | $262K | 1.6% | |
| PARTICIPANT LOANS VARIOUS 4.250-9.500 | — | — | — | $256K | 1.6% | |
| with maturities ranging from 2025 through 2029) | — | — | — | $256K | 1.6% | |
| 1PTRX55 | — | — | — | $170K | 1.0% | |
| PUTNAM RETIREMENT ADV 2055 X PUTNAM INVESTMENTS CIT · EIN 26-0787670 / PN 272 | Common Collective Trust | — | — | $170K | 1.0% | |
| 1PTRX60 | — | — | — | $123K | 0.8% | |
| PUTNAM RETIREMENT ADV TRST 2060 X PUTNAM INVESTMENTS CIT · EIN 27-3616920 / PN 373 | Common Collective Trust | — | — | $123K | 0.8% | |
| 1DCZRX | — | — | — | $123K | 0.8% | |
| MACQUARIE SMALL CAP CORE R6 4,038.7032 Units | — | — | — | $123K | 0.8% | |
| 1UBVFX | — | — | — | $104K | 0.6% | |
| UNDISCOVERED MGRS BEHAVIORAL VALUE R6 1,230.2073 Units | — | — | — | $104K | 0.6% | |
| AMERICAN FUNDS WASHINGTON MUTUAL R6 1,601.6297 Units | — | — | — | $99K | 0.6% | |
| 1RWMGX | — | — | — | $99K | 0.6% | |
| 1TAINX | — | — | — | $89K | 0.5% | |
| TRANSAMERICA INTERNATIONAL EQUITY R6 4,349.4831 Units | — | — | — | $89K | 0.5% | |
| 1FMCLX | — | — | — | $88K | 0.5% | |
| FEDERATED HERMES MID-CAP INDEX R6 5,671.1000 Units | — | — | — | $88K | 0.5% | |
| 1DPRIX | — | — | — | $86K | 0.5% | |
| BNY MELLON WORLDWIDE GROWTH Y 1,293.6849 Units | — | — | — | $86K | 0.5% | |
| 1OGMIX | — | — | — | $72K | 0.4% | |
| INVESCO GOLD & SPECIAL MINERALS R6 2,778.4810 Units | — | — | — | $72K | 0.4% | |
| 1SHSKX | — | — | — | $69K | 0.4% | |
| BLACKROCK HEALTH SCIENCES OPPS K 1,030.9757 Units | — | — | — | $69K | 0.4% | |
| BLACKROCK HIGH YIELD BOND PORTFOLIO K 9,559.0505 Units | — | — | — | $68K | 0.4% | |
| 1BRHYX | — | — | — | $68K | 0.4% | |
| 1PRRSX1 | — | — | — | $65K | 0.4% | |
| PIMCO REAL ESTATE REAL RETURN STRATEGY IPRRSX2 2,470.7738 Units | — | — | — | $65K | 0.4% | |
| 1SMVZX | — | — | — | $14K | <0.1% | |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY R6 1,199.5618 Units | — | — | — | $14K | <0.1% | |
| 1FZAJX | — | — | — | $10K | <0.1% | |
| FIDELITY ADVISOR INTERNATIONAL GROWTH Z 515.0470 Units | — | — | — | $10K | <0.1% | |
| MFS INTERNATIONAL GROWTH R6 54.5815 Units | — | — | — | $2K | <0.1% | |
| 1MGRDX | — | — | — | $2K | <0.1% |