Back to filter
Original filing (PDF)20250909140130NAL0012629043001
GATES FOUNDATION
Form 5500
FILING_RECEIVED
BILL & MELINDA GATES FOUNDATION EMPLOYEE RETIREMENT PLAN
403(b) retirement plan
Active participants
2,144
Accounts w/ balance
2,643
Plan assets (EOY)
$336.3M
Net assets (EOY)
$336.3M
How this plan invests
This plan
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (1 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GATES FOUNDATION.
Plan sponsor
Name
GATES FOUNDATION
EIN
56-2618866
Address
PO BOX 23350 · SEATTLE, WA · 98102
Phone
(206) 709-3100
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Name
BILL & MELINDA GATES FOUNDATION RETIREMENT PLANS COMMITTEE
EIN
81-5318427
City
SEATTLE, WA
Phone
(206) 709-3100
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-09
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
KPMG
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | 06-1050034 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $43K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $1K | — |
| PRUDENTIAL INSURANCE COMPANY OF AME | 22-1211670 | — | NONE | $0 | — |
Investments
18 direct securities· $336.3M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index | — | — | — | $58.1M | 17.3% | |
| Fidelity Total International Index | — | — | — | $39.1M | 11.6% | |
| American Funds EuroPacific Growth | — | — | — | $33.4M | 9.9% | |
| Vanguard Treasury Money Market Investor | — | — | — | $32.2M | 9.6% | |
| MFS Value | — | — | — | $28.4M | 8.4% | |
| PGIM Jennison Growth | — | — | — | $27.3M | 8.1% | |
| Vanguard Total Bond Market Index Institutional | — | — | — | $21.2M | 6.3% | |
| Vanguard Mid Cap Value Index Admiral | — | — | — | $19.7M | 5.9% | |
| Allspring Special Small Cap Value | — | — | — | $15.3M | 4.6% | |
| Metropolitan West Total Return Bond Admin | — | — | — | $13.6M | 4.1% | |
| T. Rowe Price Mid Cap Growth | — | — | — | $12.6M | 3.8% | |
| Loomis Sayles Small Cap Growth Institutional | — | — | — | $11.3M | 3.4% | |
| Fidelity Contrafund | — | — | — | $9.9M | 2.9% | |
| Charles Schwab & Co., Inc. Self-Directed Brokerage Account (Other Funds) | — | — | — | $4.5M | 1.3% | |
| PIMCO Total Return | — | — | — | $4.1M | 1.2% | |
| Vanguard International Value | — | — | — | $2.5M | 0.7% | |
| Participants Notes receivable from participants with interest rates of 4.25% to 9.5% and maturing through May 2038 | — | — | — | $1.6M | 0.5% | |
| Harding Loevner International Equity Institutional | — | — | — | $1.4M | 0.4% |