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Original filing (PDF)20251015113751NAL0005959616001
PHH CORPORATION
Form 5500
FILING_RECEIVED
PHH CORPORATION PENSION PLAN
Defined-benefit pension plan
Signals · 2
39% in single holding~154 bps in Sched C fees
Active participants
23
Accounts w/ balance
—
Plan assets (EOY)
$20.1M
Net assets (EOY)
$19.9M
How this plan invests
This plan
7 pooled trusts
Schedule D
9 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
81
Total plan cost
65
Vendor stack
75
Participation health
100
Knocking points off
- Top holding "Great Gray Trust Company" is 39% of plan.
- 154 bps in Schedule C fees — 432% above peer band of 29 bps.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PHH CORPORATION.
Plan sponsor
Name
PHH CORPORATION
EIN
52-0551284
Address
1661 WORTHINGTON ROAD · SUITE 100 · WEST PALM BEACH, FL · 33409
Phone
(866) 946-0081
Industry
Management of Companies / Holdingssee all
Plan administrator
Name
EMPLOYEE BENEFITS COMMITTEE
EIN
52-0551284
City
WEST PALM BEACH, FL
Phone
(866) 946-0081
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
1A · Pay-related DB formula
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 06-1050034 | — | NONE | $263K | — |
| BAKER TILLY US LLP | 39-0859910 | — | NONE | $27K | — |
| NFP RETIREMENT INC | — | NEW YORK, NY | NONE | $20K | — |
Investments
9 direct securities · 7 pooled funds· $31.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$19.1M
9 holdings
Common Collective Trust
$7.8M
2 holdings
Pooled Separate Account
$4.7M
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Great Gray Trust Company | — | — | $7.6M | $7.4M | 37.1% | |
| PGIM TOTRETCIT CL LP GREAT GRAY TRUST COMPANY · EIN 38-4097323 / PN 471 | Common Collective Trust | — | — | $7.4M | 37.1% | |
| Empower Annuity Insurance Company of America | — | — | $4.2M | $3.6M | 18.0% | |
| PRU LONG CORPORATE BOND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 714 | Pooled Separate Account | — | — | $3.6M | 18.0% | |
| Vanguard | — | — | $4.0M | $3.4M | 16.8% | |
| Empower Annuity Insurance Company of America | — | — | $1.3M | $2.5M | 12.5% | |
| Vanguard | — | — | $596K | $741K | 3.7% | |
| Empower Annuity Insurance Company of America | — | — | $622K | $634K | 3.2% | |
| PRUDENTIAL SHORT-TERM EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 041 | Pooled Separate Account | — | — | $634K | 3.2% | |
| Great Gray Trust Company | — | — | $376K | $370K | 1.8% | |
| INTERNATIONAL STOCK L1 GREAT GRAY TRUST COMPANY · EIN 82-2436292 / PN 342 | Common Collective Trust | — | — | $370K | 1.8% | |
| Empower Annuity Insurance Company of America | — | — | $116K | $205K | 1.0% | |
| SMALL CAP GROWTH/EMERALD EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 540 | Pooled Separate Account | — | — | $205K | 1.0% | |
| Empower Annuity Insurance Company of America | — | — | $88K | $203K | 1.0% | |
| SMALL CAP VALUE/INTEGRITY EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 439 | Pooled Separate Account | — | — | $203K | 1.0% | |
| PRU TOT RETURN BOND (ISP) EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 814 | Pooled Separate Account | — | — | $0 | <0.1% |
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