Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $7K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Registered Investment Contracts | — | — | — | $847K | 26.5% | |
| Vanguard FTSE Developed Markets Registered Investment Contracts | — | — | — | $744K | 23.2% | |
| SPDR Portfolio S&P 500 ETF Registered Investment Contracts | — | — | — | $514K | 16.1% | |
| Vanguard LongTerm Government Bond Registered Investment Contracts ** 652 Vanguard FTSE Emerging Markets Registered Investment Contracts | — | — |
| — |
| $271K |
| 8.5% |
| iShares Core Total US Bond Market ETF Registered Investment Contracts | — | — | — | $239K | 7.5% |
| SPDR Portfolio S&P 400 Mid Cap Registered Investment Contracts | — | — | — | $174K | 5.4% |
| SPDR Portfolio S&P 600 Small Cap ETF Registered Investment Contracts | — | — | — | $132K | 4.1% |
| Vanguard Total International Bond ETF Registered Investment Contracts | — | — | — | $54K | 1.7% |
| iShares Emerging Markets USD Bond ETF Registered Investment Contracts | — | — | — | $49K | 1.5% |
| Goldman Sachs ActiveBeta US Large Cap Equity Registered Investment Contracts | — | — | — | $30K | 0.9% |
| iShares MSCI ACWI Low Carbon Target ETF Registered Investment Contracts | — | — | — | $23K | 0.7% |
| SPDR S&P Kensho New Economies Composite ETF Registered Investment Contracts | — | — | — | $11K | 0.4% |
| Xtrackers USD High Yield Corporate Bond Registered Investment Contracts ** 927 Vanguard Value ETF Registered Investment Contracts | — | — | — | $10K | 0.3% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF Registered Investment Contracts | — | — | — | $9K | 0.3% |
| Vanguard Mid-Cap Value ETF Registered Investment Contracts | — | — | — | $8K | 0.2% |
| Vanguard Small-Cap Value ETF Registered Investment Contracts | — | — | — | $7K | 0.2% |
| Goldman Sachs ActiveBeta International Equity Registered Investment Contracts | — | — | — | $7K | 0.2% |
| SPDR MSCI EAFE Fossil Fuel Free ETF Registered Investment Contracts | — | — | — | $6K | 0.2% |
| iShares Core MSCI Emerging Markets ETF Registered Investment Contracts ** 287 iShares Core MSCI EAFE ETF Registered Investment Contracts ** 75 iShares 0-5 Year TIPS Bond ETF Registered Investment Contracts | — | — | — | $5K | 0.2% |
| Cash Equivalent | — | — | — | $5K | 0.2% |
| iShares Trust iShares USD Green Bond ETF Registered Investment Contracts | — | — | — | $5K | 0.2% |
| Goldman Sachs ActiveBeta Europe Equity ETF Registered Investment Contracts | — | — | — | $4K | 0.1% |
| Schwab U.S. REIT ETF Registered Investment Contracts ** 856 JPMorgan Ultra-Short Income Registered Investment Contracts | — | — | — | $3K | 0.1% |
| Invesco Emerging Markets Sovereign Debt ETF Registered Investment Contracts ** 15 GraniteShares Bloomberg Commodity Broad Strategy No K-1 Registered Investment Contracts ** 929 Goldman Sachs TreasuryAccess 01 Year ETF Registered Investment Contracts | — | — | — | $3K | <0.1% |
| TCW Transform 500 ETF Registered Investment Contracts | — | — | — | $3K | <0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity Registered Investment Contracts | — | — | — | $3K | <0.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF Registered Investment Contracts | — | — | — | $3K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF Registered Investment Contracts | — | — | — | $2K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF Registered Investment Contracts | — | — | — | $2K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF Registered Investment Contracts | — | — | — | $2K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF Registered Investment Contracts | — | — | — | $2K | <0.1% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF Registered Investment Contracts ** 901 Goldman Sachs Access Emerging Markets USD Bond ETF Registered Investment Contracts ** 897 Goldman Sachs Access U.S. Aggregate Bond ETF Registered Investment Contracts | — | — | — | $1K | <0.1% |
