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Original filing (PDF)20251002100640NAL0000948034001
CONFLUENT HEALTH, LLC
Form 5500
FILING_RECEIVED
CONFLUENT HEALTH, LLC 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
7,686
Accounts w/ balance
5,075
Plan assets (EOY)
$204.1M
Net assets (EOY)
$204.1M
How this plan invests
This plan
3 pooled trusts
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 20 bps in Schedule C fees — 100% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
- 66% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONFLUENT HEALTH, LLC.
Plan sponsor
Name
CONFLUENT HEALTH, LLC
EIN
47-1584422
Address
1650 LYNDON FARM COURT SUITE 300 · LOUISVILLE, KY · 40223
Phone
(502) 882-9126
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LBMC, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | 84-0467907 | — | NONE | $352K | — |
| CREATIVE PLANNING LLC | 43-1270780 | — | NONE | $56K | — |
Investments
30 direct securities · 3 pooled funds· $202.7M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$180.0M
30 holdings
Common Collective Trust
$22.8M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index | — | — | — | $36.7M | 18.0% | |
| AB US LARGE CAP GROWTH (W SERS) CL GREAT GRAY · EIN 38-4116831 / PN 509 | Common Collective Trust | — | — | $18.8M | 9.2% | |
| American Funds 2045 Trgt Date Retire R6 | — | — | — | $16.5M | 8.1% | |
| American Funds 2050 Trgt Date Retire R6 | — | — | — | $14.5M | 7.1% | |
| American Funds 2055 Trgt Date Retire R6 | — | — | — | $14.1M | 6.9% | |
| American Funds 2040 Trgt Date Retire R6 | — | — | — | $13.9M | 6.8% | |
| American Funds 2030 Trgt Date Retire R6 | — | — | — | $13.2M | 6.5% | |
| American Funds 2035 Trgt Date Retire R6 | — | — | — | $12.2M | 6.0% | |
| American Funds 2060 Trgt Date Retire R6 | — | — | — | $11.0M | 5.4% | |
| American Funds 2025 Trgt Date Retire R6 | — | — | — | $5.4M | 2.7% | |
| Fidelity Intl Index | — | — | — | $5.0M | 2.4% | |
| Fidelity Mid Cap Index | — | — | — | $4.8M | 2.3% | |
| American Funds New Perspective R6 | — | — | — | $3.9M | 1.9% | |
| PUTNAM STABLE VALUE FUND PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 732 | Common Collective Trust | — | — | $3.9M | 1.9% | |
| Fidelity Small Cap Index | — | — | — | $3.6M | 1.8% | |
| American Funds Am Mutual R6 | — | — | — | $3.2M | 1.6% | |
| Fidelity US Bond Index | — | — | — | $3.1M | 1.5% | |
| American Funds Europacific GR R6 | — | — | — | $3.1M | 1.5% | |
| American Funds Am Balanced R6 | — | — | — | $2.9M | 1.4% | |
| American Funds Smallcap World R6 | — | — | — | $2.5M | 1.2% | |
| American Funds 2065 Trgt Date Retire R6 | — | — | — | $2.3M | 1.2% | |
| American Funds New World R6 | — | — | — | $2.2M | 1.1% | |
| American Funds Cap World G/I R6 | — | — | — | $1.5M | 0.8% | |
| American Funds 2020 Trgt Date Retire R6 | — | — | — | $1.0M | 0.5% | |
| American Funds Income Fund of Am R6 | — | — | — | $802K | 0.4% | |
| American Funds Bond Fund of Am R6 | — | — | — | $715K | 0.4% | |
| American Funds Am High-Inc R6 | — | — | — | $637K | 0.3% | |
| INVESCO Discovery R6 | — | — | — | $471K | 0.2% | |
| Blackrock Mid-Cap Growth Equity K | — | — | — | $222K | 0.1% | |
| JHancock Disciplined Value Mid Cap R6 | — | — | — | $200K | <0.1% | |
| American Funds 2015 Trgt Date Retire R6 | — | — | — | $165K | <0.1% | |
| FRANKLIN SMALL CAP VALUE GG TRUST C GREAT GRAY · EIN 38-4126289 / PN 000 | Common Collective Trust | — | — | $116K | <0.1% | |
| American Funds 2010 Trgt Date Retire R6 | — | — | — | $13K | <0.1% |