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Original filing (PDF)20251010103723NAL0004509475001
CSAA INSURANCE SERVICES, INC.
Form 5500
FILING_RECEIVED
CSAA INSURANCE GROUP CASH BALANCE RETIREMENT PLAN
Defined-benefit pension plan
Signals · 2
No recordkeeper disclosed7 service providers
Active participants
1,984
Accounts w/ balance
0
Plan assets (EOY)
$821.8M
Net assets (EOY)
$753.5M
How this plan invests
This plan
3 pooled trusts
Schedule D
111 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
55
Participation health
100
Knocking points off
- 33 bps in Schedule C fees — 457% above peer band of 6 bps.
- No recordkeeper disclosed on Schedule C.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CSAA INSURANCE SERVICES, INC..
Plan sponsor
Name
CSAA INSURANCE SERVICES, INC.
EIN
46-4417209
Address
3055 OAK ROAD · WALNUT CREEK, CA · 945972098
Phone
(925) 279-2300
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
1A · Pay-related DB formula
1C · Cash balance or similar hybrid DB
1E · Section 401(h) arrangement
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
CROWE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsAdvisor / Consultant
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY INVESTMENT MGMT | 36-3145972 | — | INVESTMENT MANAGEMENT | $1.2M | — |
| PACIFIC INVESTMENT MANAGEMENT CO | 33-0629048 | — | INVESTMENT MANAGEMENT | $645K | — |
| NISA INVESTMENT ADVISORS L.L.C. | 48-1140940 | — | INVESTMENT MANAGEMENT | $200K | — |
| CALLAN LLC | 82-2748926 | — | CONSULTANT | $196K | — |
Trustee
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DELAWARE CHARTER GUARANTEE | 51-0099493 | — | TRUSTEE | $63K | — |
| NORTHERN TRUST COMPANY | 36-1561860 | — | TRUSTEE | $20K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $462K | — |
Investments
111 direct securities · 3 pooled funds· $304.2M(37% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$227.3M
3 holdings
Uncategorized
$76.9M
111 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CF ARROWSTREET GLOBAL EQUITY ACWI C NORTHERN TRUST INVESTMENTS, INC. · EIN 37-6607043 / PN 002 | Common Collective Trust | — | — | $105.0M | 12.8% | |
| CF ANITPODES GLOBAL EQUITY CIT NORTHERN TRUST INVESTMENTS, INC. · EIN 86-2356057 / PN 150 | Common Collective Trust | — | — | $91.5M | 11.1% | |
| NTGI COLTV GOVT STIF REGISTERED NORTHERN TRUST INVESTMENTS, INC. · EIN 45-6138589 / PN 068 | Common Collective Trust | — | — | $30.8M | 3.8% | |
| UNITED STATES OF AMER TREAS BONDS 0% T-BOND 02-15-2050 | — | — | -$16.0M | $16.0M | 1.9% | |
| OTC DERIVATIVE CASH COLLATERAL PAYABLE TO JP MORGAN CHASE BANK NA | — | — | -$15.2M | $8.4M | 1.0% | |
| DOMESTIC MASTER FORWARD COLLATERAL RECEIVABLE FROM:UBS | — | — | -$7.3M | $5.5M | 0.7% | |
| DOMESTIC MASTER FORWARD COLLATERAL PAYABLE TO:UBS | — | — | -$6.3M | $4.9M | 0.6% | |
| RECKITT BENCK GRP ORD GBP0.10 Corporate Stock - Common | — | — | -$14K | $2.0M | 0.2% | |
| ADR TAIWAN SEMICONDUCTOR Corporate Stock - Common MANUFACTURING | — | — | -$14K | $1.8M | 0.2% | |
| THERMO FISHER SCIENTIFIC INC COM USD1 Corporate Stock - Common | — | — | -$346K | $1.8M | 0.2% | |
| HEINEKEN NV EUR1.60 Corporate Stock - Common | — | — | -$10K | $1.8M | 0.2% | |
| DEUTSCHE BOERSE AG NPV(REGD) Corporate Stock - Common | — | — | -$8K | $1.6M | 0.2% | |
| CONSTELLATION SOFT COM STK NPV | — | — | -$16K | $1.5M | 0.2% | |
| 2054 AMPHENOL CORP NEW CL A Corporate Stock - Common | — | — | -$5K | $1.2M | 0.1% | |
| SAP SE Corporate Stock - Common | — | — | -$26K | $1.2M | 0.1% | |
| ATLAS COPCO AB SER'A'NPV Corporate Stock - Common | — | — | -$6K | $1.2M | 0.1% | |
| ROGERS COMMUNICATIONS INC 5.3% 02-15-2034 | — | — | -$1.1M | $1.1M | 0.1% | |
| EQUIFAX INC COM Corporate Stock - Common | — | — | -$88K | $844K | 0.1% | |
| ACCENTURE PLC CLS A Corporate Stock - Common | — | — | -$23K | $811K | <0.1% | |
| MOODYS CORP COM Corporate Stock - Common | — | — | -$4K | $807K | <0.1% | |
| BANCO BILBAO VIZCA 4.625%-FRN 13/01/2031EUR | — | — | -$778K | $790K | <0.1% | |
| BOOKING HLDGS INC COM Corporate Stock - Common | — | — | -$2.0M | $786K | <0.1% | |
| UNVL MUSIC GROUP Corporate Stock - Common | — | — | -$185K | $766K | <0.1% | |
| INTERCONTINENTAL EXCHANGE INC COM Corporate Stock - Common | — | — | -$16K | $762K | <0.1% | |
| ENERGY TRANSFER LP 8.0% 05-15-2054 | — | — | -$700K | $744K | <0.1% | |
| VERIZON COMMUNICATIONS 5.5% 02-23-2054 | — | — | -$692K | $701K | <0.1% | |
| METLIFE INC SR NT 5.3% 12-15-2034 | — | — | -$602K | $626K | <0.1% | |
| NEXTERA ENERGY CAPITAL 6.75% 06-15-2054 | — | — | -$600K | $626K | <0.1% | |
| CITY, NJ FS KKR CAP CORP 6.875% 08-15-2029 | — | — | -$593K | $622K | <0.1% | |
| BANCO SANTANDER SA 6.35% 03-14-2034 | — | — | -$600K | $614K | <0.1% | |
| CRH AMERICA FINANCE INC 5.4% 05-21-2034 | — | — | -$598K | $611K | <0.1% | |
| WILLIAMS COS INC 5.8% 11-15-2054 | — | — | -$599K | $608K | <0.1% | |
| PVTPL ROCHE HLDGS INC 5.21% DUE 03-08-2054 BEO | — | — | -$622K | $598K | <0.1% | |
| UNITEDHEALTH GROUP INC COM Corporate Stock - Common | — | — | -$2.7M | $564K | <0.1% | |
| EVERSOURCE ENERGY 5.95% 07-15-2034 | — | — | -$498K | $533K | <0.1% | |
| GALLAGHER ARTHUR J & CO COM Corporate Stock - Common | — | — | -$658K | $532K | <0.1% | |
| BURLINGTON NORTHERN SANTA FE LLC 5.5% 03-15-2055 | — | — | -$497K | $531K | <0.1% | |
| GATX CORP 6.05% 06-05-2054 | — | — | -$500K | $526K | <0.1% | |
| RELX PLC Corporate Stock - Common | — | — | -$15K | $517K | <0.1% | |
| UK(GOVT OF) 4.375% BDS 31/07/54 GBP1000 | — | — | -$856K | $516K | <0.1% | |
| FORD MOTOR CREDIT CO LLC 6.05% 03-05-2031 | — | — | -$499K | $505K | <0.1% | |
| DUKE ENERGY OHIO INC 5.6% 03-15-2054 | — | — | -$499K | $503K | <0.1% | |
| TEXAS INSTRUMENTS INC COM Corporate Stock - Common | — | — | -$11K | $495K | <0.1% | |
| TOTALENERGIES CAPITAL S.A. 5.275% 09-10-2054 | — | — | -$500K | $483K | <0.1% | |
| UNITEDHEALTH GROUP 5.75% DUE 07-15-2064 | — | — | -$398K | $428K | <0.1% | |
| UNITEDHEALTH GROUP INC 5.625% 07-15-2054 | — | — | -$399K | $425K | <0.1% | |
| ENTERGY CORP NEW 7.125% 12-01-2054 | — | — | -$400K | $412K | <0.1% | |
| PRUDENTIAL FINL INC 6.5% 03-15-2054 | — | — | -$400K | $408K | <0.1% | |
| PNC FINL SVCS GROUP INC 5.676% 01-22-2035 | — | — | -$400K | $405K | <0.1% | |
| MNSN HLDGS INC COM Corporate Stock - Common - MOODYS CORP 5.0% 08-05-2034 | — | — | -$397K | $402K | <0.1% | |
| LILLY ELI & CO 5.05% 08-14-2054 | — | — | -$398K | $395K | <0.1% | |
| HP ENTERPRISE CO 5.6% 10-15-2054 | — | — | -$392K | $389K | <0.1% | |
| NIKE INC CL B Corporate Stock - Common | — | — | -$2K | $350K | <0.1% | |
| IQVIA HLDGS INC COM USD0.01 Corporate Stock - Common | — | — | -$14K | $328K | <0.1% | |
| ZOETIS INC COM USD0.01 CL 'A' Corporate Stock - Common | — | — | -$407K | $325K | <0.1% | |
| VERALTO CORP Corporate Stock - Common | — | — | -$2K | $320K | <0.1% | |
| PVTPL COMMONWEALTH BK AUSTRALIA 5.837% 03-13-2034 | — | — | -$300K | $316K | <0.1% | |
| BRISTOL MYERS SQUIBB Corporate Stock - Common | — | — | -$299K | $314K | <0.1% | |
| PVTPL RWE FINANCE US LLC 5.875% 04-16-2034 | — | — | -$299K | $306K | <0.1% | |
| JOHNSON & JOHNSON 5.25% 06-01-2054 | — | — | -$300K | $304K | <0.1% | |
| PVTPL BNP PARIBAS 5.738% 02-20-2035 | — | — | -$300K | $302K | <0.1% | |
| WOODSIDE FIN LTD 5.7% 09-12-2054 | — | — | -$299K | $297K | <0.1% | |
| BARCLAYS PLC 5.851%-FRN SNR 21/03/35 GBP | — | — | -$252K | $260K | <0.1% | |
| HUMANA INC 5.75% 04-15-2054 | — | — | -$500K | $255K | <0.1% | |
| CVS HEALTH CORP 6.75% 12-10-2054 | — | — | -$500K | $254K | <0.1% | |
| FORWARD COLLATERAL RECEIVABLE FROM BNP PARIBAS JERSEY (250,000) | — | — | -$250K | $250K | <0.1% | |
| MICROSOFT CORP COM Corporate Stock - Common | — | — | -$30K | $226K | <0.1% | |
| INTERSTATE PWR & LT CO 3.5% DUE 09-30-2049 | — | — | -$222K | $218K | <0.1% | |
| BANK,N.AMINNEPOLIS,MN,US CCPC RECEIVABLE FROM WELLS FARGO NA | — | — | -$953K | $215K | <0.1% | |
| DTE ENERGY CO 5.85% 06-01-2034 | — | — | -$200K | $213K | <0.1% | |
| PVTPL ALIMENTATION COUCHE-TARD INC 5.267% 02-12-2034 | — | — | -$200K | $198K | <0.1% | |
| AUTOMATIC DATA PROCESSING INC COM Corporate Stock - Common | — | — | -$226K | $196K | <0.1% | |
| COCA COLA CO COM Corporate Stock - Common | — | — | -$885K | $192K | <0.1% | |
| EXPERIAN ORD USD0.10 Corporate Stock - Common | — | — | -$5K | $188K | <0.1% | |
| PAC GAS & ELEC CO 3.5% DUE 08-01-2050 | — | — | -$255K | $141K | <0.1% | |
| CDW CORP COM Corporate Stock - Common | — | — | -$8K | $133K | <0.1% | |
| PVTPL NIAGARA MOHAWK POWER CORP 5.664% 01-17-2054 | — | — | -$200K | $102K | <0.1% | |
| CONSTELLATION ENERGY GENERATION LLC 5.75% 03-15-2054 | — | — | -$100K | $101K | <0.1% | |
| PVTPL LATAM AIRLS GROUP S A 7.875% 04-15-2030 | — | — | -$400K | $101K | <0.1% | |
| HALEON PLC ORD GBP0.01 Corporate Stock - Common | — | — | -$1.6M | $97K | <0.1% | |
| PROCTER & GAMBLE COM NPV Corporate Stock - Common | — | — | -$827K | $97K | <0.1% | |
| OTC DERIVATIVE CASH COLL PAY TO HSBC | — | — | -$60K | $60K | <0.1% | |
| CCP DUE FROM WELLS FARGO (433,000) | — | — | -$433K | $51K | <0.1% | |
| ENERGY TRANS LP 7.125% 10-01-2054 | — | — | -$100K | $51K | <0.1% | |
| PATHWAY PRIVATE EQUITY FUND-CSAA SPECIALEQUITY-A | — | — | -$103K | $45K | <0.1% | |
| PATHWAY PRIVATE EQUITY FUND-CSAA VENTURECAPITAL | — | — | -$5K | $39K | <0.1% | |
| CALL SWO USD MSCSUS33 P 1DSOFR / R 3.35% 317U4ULA7 02/05/2024 - | — | — | — | $2K | <0.1% | |
| CALL SWO USD PNBPUS33CHA P 1DSOFR / R 3.135% 317U7BXA3 11/04/2024 - | — | — | — | $2K | <0.1% | |
| CALL SWO USD MSCSUS33 P 1DSOFR / R 3.4% 317U4VQA0 02/12/2024 - | — | — | — | $2K | <0.1% | |
| CALL SWO USD GSCMUS33 P 1DSOFR / R 3.205% 317U6W4A0 09/19/2024 - | — | — | — | $2K | <0.1% | |
| CALL SWO USD GSCMUS33 P 1DSOFR / R 3.628% 317U6D9A7 07/18/2024 - | — | — | — | $2K | <0.1% | |
| CALL SWO USD GSCMUS33 P 1DSOFR / R 3.514% 317U6QCA4 08/30/2024 - | — | — | — | $2K | <0.1% | |
| CALL SWO USD CHASUS33 P 1DSOFR / R 3.525% 317U6Q8A9 08/30/2024 - | — | — | — | $2K | <0.1% | |
| CALL SWO USD MSCSUS33 P 1DSOFR / R 3.6% 317U54HA9 03/11/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD GSCMUS33 P 1DSOFR / R 3.648% 317U6E5A9 07/24/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD GSCMUS33 P 1DSOFR / R 3.49% 317U4XYA7 02/20/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD GSCMUS33 P 1DSOFR / R 3.115% 317U7BHA1 11/04/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD PNBPUS33CHA P 1DSOFR / R 3.69% 317U5J7A7 04/26/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD PNBPUS33CHA P 1DSOFR / R 3.705% 317U5HKA6 04/22/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD GSCMUS33 P 1DSOFR / R 3.115% 317U7A4A7 10/28/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD NGFPUS33 P 1DSOFR / R 3.935% 317U5XRA4 06/10/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD CHASUS33 P 1DSOFR / R 3.85% 317U67FA3 07/05/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD GSCMUS33 P 1DSOFR / R 3.88% 317U6AKA0 07/08/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD PNBPUS33CHA P 1DSOFR / R 3.16% 317U6ZMA3 09/30/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO EUR MSCSUS33 P 6MEURIB / R 2.42% 317U4WHA8 16/02/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD PNBPUS33CHA P 1DSOFR / R 3.692% 317U7N8A5 12/20/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD GSCMUS33 P 1DSOFR / R 3.555% 317U6PFA3 08/26/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD PNBPUS33CHA P 1DSOFR / R 3.035% 317U7AQA3 11/01/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD PNBPUS33CHA P 1DSOFR / R 3.64% 317U5BBA9 03/28/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD CHASUS33 P 1DSOFR / R 3.8% 317U56TA1 03/18/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD NGFPUS33 P 1DSOFR / R 3.586% 317U6LQA0 08/15/2024 - | — | — | — | $1K | <0.1% | |
| JANE STR GROUP LLC 1ST LIEN TERM LOAN SENIOR SECURED 12- 11-2031 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD GSCMUS33 P 1DSOFR / R 3.843% 317U66EA6 07/03/2024 - | — | — | — | $1K | <0.1% | |
| CALL SWO USD PNBPUS33CHA P 1DSOFR / R 3.513% 317U7G4A4 11/25/2024 - | — | — | — | $1K | <0.1% |