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Original filing (PDF)20250730143035NAL0004883729001
AUTO-OWNERS INSURANCE COMPANY
Form 5500
FILING_RECEIVED
AUTO-OWNERS INSURANCE COMPANY RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
7,012
Accounts w/ balance
8,950
Plan assets (EOY)
$864.3M
Net assets (EOY)
$864.3M
How this plan invests
This plan
13 pooled trusts
Schedule D
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AUTO-OWNERS INSURANCE COMPANY.
Plan sponsor
Name
AUTO-OWNERS INSURANCE COMPANY
EIN
38-0315280
Address
P.O. BOX 30660 · LANSING, MI · 48909
Phone
(517) 703-2449
Industry
Finance & Insurancesee all
Plan administrator
Name
COMMITTEE FOR AOINS RET SAVINGS PLAN
EIN
47-3412889
City
LANSING, MI
Phone
(517) 703-2449
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
MANER COSTERISAN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VANGUARD ADVISERS INC. | 23-2811930 | — | NONE | $354K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $101K | — |
Investments
9 direct securities · 13 pooled funds· $864.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$442.8M
9 holdings
Common Collective Trust
$421.6M
13 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Auto-Owners Life Deposit administration group Insurance Company annuity contract N/R | — | — | — | $205.8M | 23.8% | |
| Vanguard Institutional index fund N/R | — | — | — | $73.9M | 8.5% | |
| VFTC TARGET RETIREMENT 2045 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083972 / PN 001 | Common Collective Trust | — | — | $70.7M | 8.2% | |
| Vanguard Total stock market index fund institutional plus shares N/R | — | — | — | $62.0M | 7.2% | |
| VFTC TARGET RETIREMENT 2040 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001 | Common Collective Trust | — | — | $57.8M | 6.7% | |
| VFTC TARGET RETIREMENT 2050 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083970 / PN 001 | Common Collective Trust | — | — | $53.7M | 6.2% | |
| VFTC TARGET RETIREMENT 2055 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715091 / PN 001 | Common Collective Trust | — | — | $52.0M | 6.0% | |
| VFTC TARGET RETIREMENT 2035 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083976 / PN 001 | Common Collective Trust | — | — | $45.6M | 5.3% | |
| VFTC TARGET RETIREMENT 2030 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083978 / PN 001 | Common Collective Trust | — | — | $42.3M | 4.9% | |
| VFTC TARGET RETIREMENT 2060 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799419 / PN 001 | Common Collective Trust | — | — | $37.3M | 4.3% | |
| Vanguard Total international stock fund N/R | — | — | — | $37.0M | 4.3% | |
| VFTC TARGET RETIREMENT 2025 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083980 / PN 001 | Common Collective Trust | — | — | $36.7M | 4.2% | |
| Vanguard Mid-cap index fund N/R | — | — | — | $23.5M | 2.7% | |
| Vanguard Total bond market index fund N/R | — | — | — | $22.6M | 2.6% | |
| Vanguard Small-cap index fund N/R | — | — | — | $16.5M | 1.9% | |
| VFTC TARGET RETIREMENT 2020 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083982 / PN 001 | Common Collective Trust | — | — | $10.6M | 1.2% | |
| VFTC TARGET RETIREMENT 2065 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6194314 / PN 001 | Common Collective Trust | — | — | $10.0M | 1.2% | |
| VFTC TARGET RETIREMENT INCOME TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083967 / PN 001 | Common Collective Trust | — | — | $4.6M | 0.5% | |
| Vanguard International bond index fund N/R | — | — | — | $1.3M | 0.2% | |
| VFTC TARGET RETIREMENT 2070 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-7039453 / PN 001 | Common Collective Trust | — | — | $407K | <0.1% | |
| Vanguard Target retirement income growth trust II N/R | — | — | — | $85K | <0.1% | |
| VFTC TARGET RET INC AND GRTH TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-6420194 / PN 001 | Common Collective Trust | — | — | $85K | <0.1% |