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Original filing (PDF)20251015083116NAL0004074785001
KITH RETAIL LLC
Form 5500
FILING_RECEIVED
KITH RETAIL LLC 401(K) PROFIT SHARING PLAN AND TRUST
401(k) retirement plan
Signals · 2
1 failed disclosure57% in single holding
Active participants
725
Accounts w/ balance
135
Plan assets (EOY)
$2.0M
Net assets (EOY)
$2.0M
How this plan invests
This plan
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- Top holding "Fidelity Advisor Multi-Asset Income Fund - Class A Mutual Fund" is 57% of plan.
- Only 19% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (36 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KITH RETAIL LLC.
Plan sponsor
Name
KITH RETAIL LLC
EIN
45-2241776
Address
25 KENT AVE STE 301 · BROOKLYN, NY · 112491060
Phone
(212) 473-4654
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2J · 401(k) feature
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3B · Covers self-employed individuals
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2A · Age/service weighted or new comparability
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $7K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
20 direct securities· $2.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Advisor Multi-Asset Income Fund - Class A Mutual Fund | — | — | — | $1.1M | 56.9% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $435K | 21.8% | |
| AB Large Cap Growth Fund Class A Mutual Fund | — | — | — | $93K | 4.7% | |
| Fidelity Asset Manager 85% Fund Mutual Fund | — | — | — | $64K | 3.2% | |
| Fidelity Freedom 2060 Fund - Class K6 Mutual Fund | — | — | — | $33K | 1.7% | |
| Fidelity Mid-Cap Stock Fund - Class K Mutual Fund | — | — | — | $33K | 1.7% | |
| Fidelity Freedom 2070 Fund - Class K6 Mutual Fund 516 * Participant Loans Participant loans with interest rates of between 5.00% -0- | — | — | — | $31K | 1.6% | |
| Columbia Small Cap Index Fund I2 Mutual Fund | — | — | — | $25K | 1.2% | |
| Fidelity International Index Fund Mutual Fund | — | — | — | $23K | 1.1% | |
| Columbia Income Builder Fund I2 Mutual Fund 572 American Funds New Perspective Fund Class R6 Mutual Fund | — | — | — | $22K | 1.1% | |
| John Hancock Bond Fund Class R6 Mutual Fund | — | — | — | $21K | 1.1% | |
| Fidelity Freedom 2065 Fund - Class K6 Mutual Fund | — | — | — | $15K | 0.7% | |
| iShares Total U.S. Stock Market Index Fund Class K Mutual Fund | — | — | — | $13K | 0.7% | |
| Federated Hermes Government Obligations Fund Mutual Fund 944 BlackRock Emerging Markets Fund Mutual Fund | — | — | — | $12K | 0.6% | |
| Fidelity Balanced Fund - Class K Mutual Fund | — | — | — | $10K | 0.5% | |
| Fidelity Freedom 2035 Fund - Class K6 Mutual Fund 367 * Fidelity Freedom 2045 Fund - Class K6 Mutual Fund | — | — | — | $8K | 0.4% | |
| PGIM Short-Term Corporate Bond Fund R6 Mutual Fund | — | — | — | $7K | 0.3% | |
| Fidelity Freedom 2055 Fund - Class K6 Mutual Fund | — | — | — | $6K | 0.3% | |
| Fidelity Capital & Income Fund Mutual Fund | — | — | — | $4K | 0.2% | |
| American Funds Inflation Linked Bond Fund Class R6 Mutual Fund | — | — | — | $2K | 0.1% |
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