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Original filing (PDF)20251013153240NAL0003390658001
AMBIENT CONSULTING, LLC
Form 5500
FILING_RECEIVED
AMBIENT CONSULTING, LLC. 401(K) PLAN
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
66
Accounts w/ balance
122
Plan assets (EOY)
$5.6M
Net assets (EOY)
$5.6M
How this plan invests
This plan
13 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "T. Rowe Price Retirement 2040 TR H" is 26% of plan.
Helping the score
- Below-peer total fees (34 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMBIENT CONSULTING, LLC.
Plan sponsor
Name
AMBIENT CONSULTING, LLC
EIN
41-2009378
Address
110 CHESHIRE LANE SUITE 385 · MINNETONKA, MN · 55305
Phone
(763) 582-8013
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
EISNER AMPER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $19K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SAGEVIEW ADVISORY GROUP, LLC | — | IRVINE, CA | INVESTMENT MGMT | $115 | — |
Investments
15 direct securities · 13 pooled funds· $5.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$4.1M
13 holdings
Uncategorized
$1.5M
15 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T ROWE PRICE RETIREMENT 2040 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 35-6941729 / PN 001 | Common Collective Trust | — | — | $1.5M | 26.1% | |
| T ROWE PRICE RETIREMENT 2030 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 38-7010946 / PN 001 | Common Collective Trust | — | — | $636K | 11.3% | |
| T ROWE PRICE RETIREMENT 2045 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 32-6199848 / PN 001 | Common Collective Trust | — | — | $392K | 7.0% | |
| T ROWE PRICE RETIREMENT 2035 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 36-7595013 / PN 001 | Common Collective Trust | — | — | $392K | 7.0% | |
| T ROWE PRICE RETIREMENT 2025 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 37-6495447 / PN 001 | Common Collective Trust | — | — | $387K | 6.9% | |
| Fidelity 500 Index Fund | — | — | — | $383K | 6.8% | |
| T ROWE PRICE RETIREMENT 2050 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 30-6303214 / PN 001 | Common Collective Trust | — | — | $269K | 4.8% | |
| American Century Growth Institutional Fund | — | — | — | $259K | 4.6% | |
| T ROWE PRICE RETIREMENT 2015 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 35-6941654 / PN 001 | Common Collective Trust | — | — | $199K | 3.5% | |
| MFS Investment Management Value R6 | — | — | — | $146K | 2.6% | |
| T ROWE PRICE RETIREMENT 2005 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 61-6434302 / PN 001 | Common Collective Trust | — | — | $135K | 2.4% | |
| American Funds EuroPacific Growth R6 Fund | — | — | — | $131K | 2.3% | |
| Fidelity Extended Market Index Fund | — | — | — | $118K | 2.1% | |
| T ROWE PRICE RETIREMENT 2060 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 47-1088316 / PN 001 | Common Collective Trust | — | — | $110K | 2.0% | |
| Clearbridge Small Cap Growth IS | — | — | — | $110K | 2.0% | |
| Victory Capital Management Sycamore Established Value Fund | — | — | — | $97K | 1.7% | |
| T ROWE PRICE RETIREMENT 2055 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 35-6941728 / PN 001 | Common Collective Trust | — | — | $92K | 1.6% | |
| DFA Emerging Markets Emerging Markets Core Equity I | — | — | — | $66K | 1.2% | |
| Empower Annuity Insurance Company of America EI Fixed Account Series Class VI | — | — | — | $64K | 1.1% | |
| Principal Investment Real Estate Securities Fund | — | — | — | $36K | 0.6% | |
| Goldman Sachs Mid Cap Growth R6 | — | — | — | $30K | 0.5% | |
| MFS Investment Management New Discovery Value Fund | — | — | — | $29K | 0.5% | |
| PGIM Total Return Bond Fund | — | — | — | $22K | 0.4% | |
| Pacific Investment Management Company LLC Real Return Fund | — | — | — | $14K | 0.2% | |
| T ROWE PRICE RETIREMENT 2020 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 36-7594871 / PN 001 | Common Collective Trust | — | — | $14K | 0.2% | |
| Fidelity US Bond Index | — | — | — | $13K | 0.2% | |
| T ROWE PRICE RETIREMENT 2065 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 85-1763138 / PN 001 | Common Collective Trust | — | — | $6K | 0.1% | |
| T ROWE PRICE RETIREMENT 2010 TR H T. ROWE PRICE COLLECTIVE TRUSTS · EIN 32-6199795 / PN 001 | Common Collective Trust | — | — | $804 | <0.1% |
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