Back to filter
Original filing (PDF)20250924133255NAL0008209376001
SOUTH METRO HUMAN SERVICES
Form 5500
FILING_RECEIVED
RADIAS HEALTH 403(B) PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
441
Accounts w/ balance
424
Plan assets (EOY)
$18.2M
Net assets (EOY)
$18.2M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (4 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOUTH METRO HUMAN SERVICES.
Plan sponsor
Name
SOUTH METRO HUMAN SERVICES
DBA
RADIAS HEALTH
EIN
41-1712779
Address
166 FOURTH STREET EAST · ST PAUL, MN · 55101
Phone
(651) 256-1217
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-24
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
OLSEN THIELEN & CO. LTD
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | 35-0145825 | — | NONE | $7K | — |
Investments
28 direct securities · 1 pooled fund· $34.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$18.1M
28 holdings
Pooled Separate Account
$16.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AUL AMERICAN UNIT TRUST AMERICAN UNITED LIFE INSURANCE CO · EIN 35-0145825 / PN 000 | Pooled Separate Account | — | — | $16.7M | 92.2% | |
| Blackrock Lifepath Index 2040K | — | — | — | $2.4M | 13.2% | |
| Blackrock Lifepath Index 2045K | — | — | — | $2.2M | 12.2% | |
| Blackrock Lifepath Index 2050K | — | — | — | $1.8M | 9.8% | |
| Blackrock Lifepath Index 2055K | — | — | — | $1.7M | 9.4% | |
| Blackrock Lifepath Index 2035K | — | — | — | $1.5M | 8.5% | |
| Blackrock Lifepath Index 2030K | — | — | — | $1.4M | 8.0% | |
| Fidelity 500 Index | — | — | — | $1.3M | 7.2% | |
| AUL Stable Value Account | — | — | — | $1.1M | 6.1% | |
| Blackrock Lifepath Index 2060K | — | — | — | $894K | 4.9% | |
| BlackRock Lifepath Index Retire K | — | — | — | $836K | 4.6% | |
| Vanguard Balanced Index Adm | — | — | — | $433K | 2.4% | |
| Notes Receivable from Participants | — | — | — | $272K | 1.5% | |
| Vanguard US Growth Adm | — | — | — | $248K | 1.4% | |
| DFA Investment Grade I | — | — | — | $239K | 1.3% | |
| DFA Global Equity I | — | — | — | $235K | 1.3% | |
| Blackrock Lifepath Index 2065K | — | — | — | $226K | 1.2% | |
| DFA US Core Equity 1I | — | — | — | $177K | 1.0% | |
| Amerifunds Bond FD of America R6 | — | — | — | $175K | 1.0% | |
| Vanguard Intl Gr Adm | — | — | — | $161K | 0.9% | |
| Fidelity Small Cap Index | — | — | — | $161K | 0.9% | |
| Vanguard Equity Income Adm | — | — | — | $148K | 0.8% | |
| Vanguard Strategic Equity Investment | — | — | — | $146K | 0.8% | |
| Amerfds Smcap World R6 | — | — | — | $69K | 0.4% | |
| Amerfds Amcap R6 | — | — | — | $69K | 0.4% | |
| Amerfds Grth FD of America R6 | — | — | — | $58K | 0.3% | |
| Vanguard High-Yield Corp Adm | — | — | — | $38K | 0.2% | |
| Fidelity MidCap Index | — | — | — | $22K | 0.1% | |
| AMERICAN BALANCED FUND CLASS F-1 | — | — | $0 | $8K | <0.1% |