Original filing (PDF)20251008154500NAL0003124307001

UTILITY SUPPLY AND CONSTRUCTION COMPANY

Name: UTILITY SUPPLY AND CONSTRUCTION COMPANY — UTILITY SUPPLY AND CONSTRUCTION COMPANY SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN, Form 5500 (2024)
Creator: UTILITY SUPPLY AND CONSTRUCTION COMPANY

Form 5500

FILING_RECEIVED

UTILITY SUPPLY AND CONSTRUCTION COMPANY SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN

401(k) retirement plan

Signals · 2

26% employer stockNo recordkeeper disclosed

Active participants

379

Accounts w/ balance

573

Plan assets (EOY)

$41.7M

Net assets (EOY)

$41.7M

How this plan invests

This plan

1 pooled trust

Schedule D

94 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

26% of plan in employer / sponsor stock.
No recordkeeper disclosed on Schedule C.

Helping the score

Below-peer total fees (1 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UTILITY SUPPLY AND CONSTRUCTION COMPANY.

Plan sponsor

Name

UTILITY SUPPLY AND CONSTRUCTION COMPANY

EIN

38-1783949

Address

420 ROTH STREET · SUITE A · REED CITY, MI · 49677

Phone

(231) 832-2297

Industry

Wholesale Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-08

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2H · Partial participant-directed accounts

2J · 401(k) feature

2O · ESOP (non-leveraged)

2Q · S-corporation ESOP

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

REHMANN ROBSON LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EPIC RETIREMENT PLAN SERVICES	16-1450952	—	NONE	$5K	—

Investments

94 direct securities · 1 pooled fund· $43.3M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$28.1M

92 holdings

Common Stocks

$9.2M

1 holding

Mutual Funds

$3.6M

1 holding

Common Collective Trust

$2.5M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
s * Utility Supply and Construction Company 747 shares of common stock	Common Stocks	—	$2.0M	$9.2M	22.0%
Vanguard Target Retirement 2040 Fund	Mutual Funds	—	—	$3.6M	8.6%
Collective investment trust Wilmington Trust MetLife Insurance Company	—	—	—	$2.5M	6.0%
CIT III FOR METLIFE GAC NO. 25554 WILMINGTON TRUST, N.A. · EIN 26-0142858 / PN 094	Common Collective Trust	—	—	$2.5M	6.0%
Vanguard Target Retirement 2030 Fund	—	—	—	$2.5M	5.9%
JP Morgan JPMorgan Large Cap Growth Fund Class R6	—	—	—	$2.4M	5.8%
Vanguard Target Retirement 2050 Fund	—	—	—	$2.1M	5.0%
Vanguard 500 Index Fund Admiral Shares	—	—	—	$2.0M	4.8%
Columbia Dividend Income Fund Institutional 3 Class	—	—	—	$1.7M	4.0%
iShares iSharesCore US Aggregate Bond ETF	—	—	$1.4M	$1.4M	3.4%
Vanguard Target Retirement 2045 Fund	—	—	—	$1.4M	3.3%
Principal MidCap Fund Institutional Class	—	—	—	$1.3M	3.1%
Vanguard Target Retirement 2035 Fund	—	—	—	$1.1M	2.6%
Vanguard Target Retirement 2055 Fund	—	—	—	$1.0M	2.4%
Vanguard Target Retirement 2020 Fund	—	—	—	$781K	1.9%
Fidelity Puritan Fund	—	—	—	$768K	1.8%
Vanguard Small Cap Index Fund Admiral Shares	—	—	—	$743K	1.8%
iShares Core S&P 500 ETF	—	—	$628K	$687K	1.6%
Vanguard International Growth Fund Admiral Shares	—	—	—	$427K	1.0%
Vanguard Target Retirement 2060 Fund	—	—	—	$418K	1.0%
PIMCO Income Fund Institutional Class	—	—	$410K	$410K	1.0%
MFS International Diversification Fund Class I	—	—	$322K	$313K	0.8%
SPDR Portfolio Developed World Ex-Us ETF	—	—	$221K	$214K	0.5%
Vanguard Target Retirement 2025 Fund	—	—	—	$203K	0.5%
Vanguard Target Retirement 2065 Fund	—	—	—	$191K	0.5%
Vanguard Developed Markets Index Fund Admiral Shares	—	—	—	$176K	0.4%
Vanguard Small Cap Value Index Fund Admiral Shares	—	—	—	$161K	0.4%
Vanguard Mid-Cap Value Index Fund Admiral Shares	—	—	—	$149K	0.4%
American Funds Equity Fund American Funds New World Fund Class R-6	—	—	—	$143K	0.3%
Vanguard Mid-Cap Index Fund Admiral Shares	—	—	—	$142K	0.3%
Vanguard Target Retirement Income Fund	—	—	—	$141K	0.3%
Fidelity Advisor Small Cap Growth Fund - Class Z	—	—	—	$140K	0.3%
Principal Real Estate Securities Fund Institutional Class	—	—	—	$121K	0.3%
Dodge & Cox Dodge & Cox Income Fund Class I	—	—	—	$106K	0.3%
BlackRock High Yield Institutional Fund	—	—	$102K	$103K	0.2%
Microsoft Corp 237 shares of common stock	—	—	$100K	$100K	0.2%
Vanguard Long Term Corporate Bond ETF	—	—	$101K	$99K	0.2%
iShares Core MSCI Emerging ETF	—	—	$97K	$93K	0.2%
Janus Henderson Janus Henderson Enterprise Fund Class I	—	—	$96K	$92K	0.2%
Fidelity Advisor Small Cap Growth	—	—	$86K	$89K	0.2%
Federated Hermes Federated Hermes Institutional High Yield Bond Fund Class R6	—	—	—	$87K	0.2%
Vanguard Short-Term Federal Fund Admiral Shares	—	—	—	$85K	0.2%
Amazon.com Inc 380 shares of common stock	—	—	$68K	$83K	0.2%
Victory Sycamore Victory Sycamore Established Value I	—	—	$82K	$83K	0.2%
Alphabet Inc 424 shares of common stock	—	—	$65K	$80K	0.2%
Dimensional Fund Advisors DFA Real Estate Securities Portfolio Institutional Class	—	—	$79K	$76K	0.2%
Apple Inc 293 shares of common stock	—	—	$54K	$73K	0.2%
McDonald's Corp 210 shares of common stock	—	—	$56K	$61K	0.1%
Dimensional Fund Advisors Dimensional US Targeted Value ETF	—	—	$58K	$60K	0.1%
Fortive Corp 689 shares of common stock	—	—	$48K	$52K	0.1%
Stryker Corp 143 shares of common stock	—	—	$48K	$51K	0.1%
Walmart Inc 545 shares of common stock	—	—	$33K	$49K	0.1%
Lockheed Martin Corp 89 shares of common stock	—	—	$46K	$43K	0.1%
Workday Inc 128 shares of common stock	—	—	$32K	$33K	<0.1%
Salesforce Inc 96 shares of common stock	—	—	$29K	$32K	<0.1%
Boeing Co 180 shares of common stock	—	—	$29K	$32K	<0.1%
Procter & Gamble Co 182 shares of common stock	—	—	$30K	$31K	<0.1%
Elevance Health Inc 82 shares of common stock	—	—	$43K	$30K	<0.1%
Tweedy, Browne Tweedy, Browne International Value Fund	—	—	—	$29K	<0.1%
Advanced Micro Devices Inc 235 shares of common stock	—	—	$36K	$28K	<0.1%
BWX Technologies Inc 251 shares of common stock	—	—	$25K	$28K	<0.1%
Vanguard Inflation-Protected Securities Fund Admiral Shares	—	—	—	$28K	<0.1%
AMETEK Inc 153 shares of common stock	—	—	$27K	$28K	<0.1%
Costco Wholesale Corp 30 shares of common stock	—	—	$26K	$27K	<0.1%
Becton Dickinson & Co 118 shares of common stock	—	—	$27K	$27K	<0.1%
Bank Of America Corp 605 shares of common stock	—	—	$24K	$27K	<0.1%
Mastercard Inc 49 shares of common stock	—	—	$23K	$26K	<0.1%
Comcast Corp 684 shares of common stock	—	—	$27K	$26K	<0.1%
UnitedHealth Group Inc 50 shares of common stock	—	—	$29K	$25K	<0.1%
Thermo Fisher Scientific Inc 48 shares of common stock	—	—	$29K	$25K	<0.1%
Cintas Corp 136 shares of common stock	—	—	$26K	$25K	<0.1%
Samsara Inc 561 shares of common stock	—	—	$24K	$25K	<0.1%
American Express Co 82 shares of common stock	—	—	$21K	$24K	<0.1%
Johnson & Johnson 164 shares of common stock	—	—	$26K	$24K	<0.1%
Intuitive Surgical Inc 45 shares of common stock	—	—	$17K	$23K	<0.1%
DexCom Inc 285 shares of common stock	—	—	$28K	$22K	<0.1%
Marvell Technology Inc 197 shares of common stock	—	—	$14K	$22K	<0.1%
Domino's Pizza Inc 50 shares of common stock	—	—	$22K	$21K	<0.1%
Keysight Technologies Inc 122 shares of common stock	—	—	$16K	$20K	<0.1%
Steris PLC 94 shares of common stock	—	—	$23K	$19K	<0.1%
Vertiv Holdings Co 168 shares of common stock	—	—	$13K	$19K	<0.1%
JPMorgan Chase & Co 70 shares of common stock	—	—	$15K	$17K	<0.1%
Parker Hannifin Corp 25 shares of common stock	—	—	$15K	$16K	<0.1%
GE Aerospace 95 shares of common stock	—	—	$18K	$16K	<0.1%
CVS Health Corp 346 shares of common stock	—	—	$20K	$16K	<0.1%
Visa Inc 43 shares of common stock	—	—	$12K	$14K	<0.1%
Fiserv Inc 65 shares of common stock	—	—	$11K	$13K	<0.1%
ServiceNow Inc 12 shares of common stock	—	—	$10K	$13K	<0.1%
Insulet Corp 48 shares of common stock	—	—	$9K	$13K	<0.1%
JB Hunt Transport Services Inc 62 shares of common stock	—	—	$11K	$11K	<0.1%
General Dynamics Corp 34 shares of common stock	—	—	$10K	$9K	<0.1%
Booz Allen Hamilton Holding Corp 65 shares of common stock	—	—	$10K	$8K	<0.1%
IQVIA Holdings Inc 42 shares of common stock	—	—	$10K	$8K	<0.1%
AeroVironment Inc 52 shares of common stock	—	—	$10K	$8K	<0.1%
The Home Depot Inc 15 shares of common stock	—	—	$5K	$6K	<0.1%