Original filing (PDF)20250710150120NAL0003595043002

ENTERPRISE FINANCIAL SERVICES CORP

Name: ENTERPRISE FINANCIAL SERVICES CORP — EFSC INCENTIVE SAVINGS PLAN, Form 5500 (2024)
Creator: ENTERPRISE FINANCIAL SERVICES CORP

Form 5500

FILING_RECEIVED

EFSC INCENTIVE SAVINGS PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

1,251

Accounts w/ balance

1,675

Plan assets (EOY)

$189.2M

Net assets (EOY)

$189.2M

How this plan invests

This plan

15 pooled trusts

Schedule D

35 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ENTERPRISE FINANCIAL SERVICES CORP.

Plan sponsor

Name

ENTERPRISE FINANCIAL SERVICES CORP

EIN

43-1706259

Address

150 N. MERAMEC · CLAYTON, MO · 63105

Phone

(314) 725-5500

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-10

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

ARMANINO LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EPIC RETIREMENT PLAN SERVICES	16-1450952	—	NONE	$180K	—
CHARLES SCHWAB TRUST BANK	82-3967259	—	NONE	$6	—
CHARLES SCHWAB & CO., INC.	94-1737782	—	NONE	$0	—

Investments

21 direct securities · 15 pooled funds· $189.8M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$112.2M

15 holdings

Uncategorized

$77.7M

21 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
SSGA S&P 500(R) INDEX NL FD CLASS N STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 306	Common Collective Trust	—	—	$25.6M	13.6%
SCHWAB INDEXED RET TRUST FD 2040 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 017	Common Collective Trust	—	—	$17.4M	9.2%
SCHWAB INDEXED RET TRUST FD 2030 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 015	Common Collective Trust	—	—	$13.4M	7.1%
Dodge & Cox Stock Fund Class I Mutual Fund	—	—	—	$13.1M	6.9%
SCHWAB INDEXED RET TRUST FD 2050 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 019	Common Collective Trust	—	—	$10.0M	5.3%
EFSC Common Stock Fund Common Stock	—	—	—	$9.0M	4.7%
SCHWAB INDEXED RET TRUST FD 2045 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 018	Common Collective Trust	—	—	$8.7M	4.6%
SCHWAB INDEXED RET TRUST FD 2035 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 016	Common Collective Trust	—	—	$8.7M	4.6%
AMG River Road Small Cap Value Fund Class I Mutual Fund	—	—	—	$7.9M	4.2%
GALLIARD STABLE RETURN FUND C SEI TRUST COMPANY · EIN 52-2250946 / PN 001	Common Collective Trust	—	—	$7.5M	4.0%
SCHWAB INDEXED RET TRUST FD 2025 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 014	Common Collective Trust	—	—	$7.2M	3.8%
Goldman Sachs GQG Partners International Opportunities Fund Mutual Fund Class Institutional	—	—	—	$6.8M	3.6%
PGIM Jennison Mid-Cap Growth Fund Class R6 Mutual Fund	—	—	—	$6.2M	3.3%
Vanguard LifeStrategy Moderate Growth Fund Class I Mutual Fund	—	—	—	$6.0M	3.2%
SCHWAB INDEXED RET TRUST FD 2020 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 013	Common Collective Trust	—	—	$5.6M	2.9%
Baird Aggregate Bond Fund Class Institutional Mutual Fund	—	—	—	$5.5M	2.9%
CRM Mid Cap Value Fund Class Institutional Mutual Fund	—	—	—	$4.4M	2.3%
Vanguard LifeStrategy Growth Fund Class I Mutual Fund	—	—	—	$4.1M	2.2%
SCHWAB INDEXED RET TRUST FD 2055 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 021	Common Collective Trust	—	—	$3.5M	1.8%
State Street Small/Mid Cap Equity Index Fund Class K Mutual Fund	—	—	—	$3.0M	1.6%
State Street Global All Cap Equity ex-U.S. Index Fund Class K Mutual Fund	—	—	—	$2.5M	1.3%
SCHWAB INDEXED RET TRUST FD 2060 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 023	Common Collective Trust	—	—	$2.5M	1.3%
Participant loans 4.25% - 9.50%	—	—	—	$2.0M	1.0%
Hartford Schroders International Multi-Cap Value Fund Class I Mutual Fund	—	—	—	$1.8M	0.9%
Vanguard LifeStrategy Income Fund Class I Mutual Fund	—	—	—	$1.2M	0.6%
Vanguard LifeStrategy Conservative Growth Fund Class I Mutual Fund	—	—	—	$966K	0.5%
Polen Growth Fund Class Institutional Mutual Fund	—	—	—	$917K	0.5%
State Street Aggregate Bond Index Fund Class K Mutual Fund	—	—	—	$780K	0.4%
SCHWAB INDEXED RET TRUST FD 2010 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 011	Common Collective Trust	—	—	$744K	0.4%
State Street U.S. Inflation Protected Bond Index Fund Collective Trust Fund	—	—	—	$712K	0.4%
SSGA US INFLATION PROT BD INDX NL C STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 168	Common Collective Trust	—	—	$712K	0.4%
Nuveen Large Cap Responsible Equity Fund Class R6 Mutual Fund	—	—	—	$480K	0.3%
SCHWAB INDEXED RET TRUST FD 2015 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 012	Common Collective Trust	—	—	$332K	0.2%
SCHWAB INDEXED RET TRUST FD 2065 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 025	Common Collective Trust	—	—	$250K	0.1%
Conestoga Small Cap Fund Class Investor Mutual Fund	—	—	—	$235K	0.1%
Nuveen Core Impact Bond Fund Class R6 Mutual Fund	—	—	—	$44K	<0.1%