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Original filing (PDF)20250717153557NAL0000980354001
CITADEL ENTERPRISE AMERICAS LLC
Form 5500
FILING_RECEIVED
CITADEL RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 2
1 failed disclosure27% in single holding
Active participants
3,912
Accounts w/ balance
5,704
Plan assets (EOY)
$1.2B
Net assets (EOY)
$1.2B
How this plan invests
This plan
1 pooled trust
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
86
Total plan cost
75
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- Top holding "Fidelity 500 Index Fund" is 27% of plan.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CITADEL ENTERPRISE AMERICAS LLC.
Plan sponsor
Name
CITADEL ENTERPRISE AMERICAS LLC
EIN
36-4108019
Address
200 S. BISCAYNE BVLD · MIAMI, FL · 33131
Phone
(312) 395-2100
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-17
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
PRICEWATERHOUSE COOPERS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$64K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
35 direct securities · 1 pooled fund· $1.2B(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.2B
35 holdings
Common Collective Trust
$5.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $322.9M | 26.8% | |
| Fidelity Contrafund | — | — | — | $122.0M | 10.1% | |
| American Funds 2045 Target Date Retirement Fund | — | — | — | $77.1M | 6.4% | |
| American Funds 2050 Target Date Retirement Fund | — | — | — | $75.0M | 6.2% | |
| American Funds 2055 Target Date Retirement Fund | — | — | — | $71.7M | 5.9% | |
| American Funds 2040 Target Date Retirement Fund | — | — | — | $67.7M | 5.6% | |
| American Funds 2035 Target Date Retirement Fund | — | — | — | $52.5M | 4.3% | |
| Self-Directed Brokerage Account | — | — | — | $38.8M | 3.2% | |
| American Funds 2060 Target Date Retirement Fund | — | — | — | $37.9M | 3.1% | |
| Fidelity Government Money Market Fund | — | — | — | $36.2M | 3.0% | |
| American Funds 2030 Target Date Retirement Fund | — | — | — | $30.1M | 2.5% | |
| Fidelity Extended Market Index Fund | — | — | — | $22.7M | 1.9% | |
| Fidelity International Index Fund | — | — | — | $22.3M | 1.8% | |
| Fidelity Capital & Income Fund | — | — | — | $21.2M | 1.8% | |
| Fidelity Diversified International Fund | — | — | — | $17.8M | 1.5% | |
| AS Small Company Growth Fund | — | — | — | $17.7M | 1.5% | |
| Baron Asset Fund Institutional | — | — | — | $17.6M | 1.5% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $16.0M | 1.3% | |
| MFS Value Fund | — | — | — | $13.3M | 1.1% | |
| John Hancock Funds Disciplined Value Mid Cap | — | — | — | $12.3M | 1.0% | |
| Janus Henderson Enterprise Fund Class N | — | — | — | $11.9M | 1.0% | |
| AS Special Mid Cap Value Bond | — | — | — | $11.4M | 0.9% | |
| Fidelity International Small Cap Fund | — | — | — | $10.3M | 0.9% | |
| American Funds 2025 Target Date Retirement Fund | — | — | — | $8.4M | 0.7% | |
| AS Emerging Markets Equity Fund | — | — | — | $6.7M | 0.6% | |
| Loomis Sayles Core Plus Bond Fund Class N | — | — | — | $6.1M | 0.5% | |
| Fidelity Inflation-Protected Bond Index Fund | — | — | — | $5.7M | 0.5% | |
| MIP CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $5.5M | 0.5% | |
| Fidelity Managed Income Portfolio Class 2 | — | — | — | $5.5M | 0.5% | |
| Cohen & Steers Realty Shares Fund Class Z | — | — | — | $4.6M | 0.4% | |
| American Funds 2020 Target Date Retirement Fund | — | — | — | $3.9M | 0.3% | |
| First Eagle Global Fund Class | — | — | — | $2.7M | 0.2% | |
| Notes receivable from Participants | — | — | — | $2.5M | 0.2% | |
| American Funds 2010 Target Date Retirement Fund | — | — | — | $2.5M | 0.2% | |
| Fidelity Strategic Real Return Fund | — | — | — | $1.5M | 0.1% | |
| American Funds 2015 Target Date Retirement Fund | — | — | — | $385K | <0.1% |
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