Original filing (PDF)20251015143927NAL0010119938001

OPPORTUNITY ENTERPRISES, INC.

Name: OPPORTUNITY ENTERPRISES, INC. — OPPORTUNITY ENTERPRISES, INC. PROFIT SHARING PLAN, Form 5500 (2024)
Creator: OPPORTUNITY ENTERPRISES, INC.

Form 5500

FILING_RECEIVED

OPPORTUNITY ENTERPRISES, INC. PROFIT SHARING PLAN

401(k) retirement plan

Signals · 2

33% in single holding~106 bps in Sched C fees

Active participants

252

Accounts w/ balance

253

Plan assets (EOY)

$5.5M

Net assets (EOY)

$5.5M

How this plan invests

This plan

21 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

Top holding "IShares Core Moderate Allocation Mutual Fund" is 33% of plan.
106 bps in Schedule C fees — 104% above peer band of 52 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OPPORTUNITY ENTERPRISES, INC..

Plan sponsor

Name

OPPORTUNITY ENTERPRISES, INC.

EIN

35-1136833

Address

2801 EVANS AVENUE · VALPARAISO, IN · 46383

Phone

(219) 464-9621

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

BRADLEY & ASSOCIATES, INC.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
NEWPORT GROUP, INC	20-0937408	—	RECORDKEEPER	$41K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
WESLEY M. KOTYS	—	VALPARASO, IN	ADVISORY	$18K	—

Investments

21 direct securities· $5.5M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
IShares Core Moderate Allocation Mutual Fund	—	—	—	$1.8M	33.2%
TKG Deploy and Defend Moderate Managed Fund	—	—	—	$1.8M	31.8%
TKG Deploy and Defend Aggressive Managed Fund	—	—	—	$954K	17.3%
TD Bank INSTL MMDA Money Market	—	—	—	$213K	3.9%
Invesco DB Commodity Tracking ETF Mutual Fund 6 IShares Tips Bond Mutual Fund 348 IShares Core Aggressive Allocation Mutual Fund	—	—	—	$164K	3.0%
Participant loans 5.25% - 10.50%	—	—	—	$136K	2.5%
TKG Deploy and Defend Conservative Managed Fund	—	—	—	$130K	2.4%
IShares Core Conservative Allocation Mutual Fund	—	—	—	$117K	2.1%
Vanguard Mid-Cap Growth ETF Mutual Fund	—	—	—	$47K	0.9%
Vanguard Growth ETF Mutual Fund	—	—	—	$42K	0.8%
Vanguard Value ETF Mutual Fund	—	—	—	$28K	0.5%
Vanguard Small-Cap Growth ETF Mutual Fund	—	—	—	$24K	0.4%
SPDR Bloomberg High Yield Bond Mutual Fund	—	—	—	$20K	0.4%
Vanguard REIT ETF Mutual Fund	—	—	—	$10K	0.2%
Vanguard Mid-Cap Value ETF Mutual Fund	—	—	—	$9K	0.2%
SPDR BB Barclays Invest Grade Float ETF Mutual Fund	—	—	—	$8K	0.2%
Vanguard Total International Bond ETF Mutual Fund	—	—	—	$8K	0.2%
Vanguard Utilities ETF Mutual Fund	—	—	—	$6K	0.1%
SPDR Gold Shares Mutual Fund 12 Vanguard Total Bond Market ETF Mutual Fund	—	—	—	$5K	<0.1%
Vanguard Long-Term Bond ETF Mutual Fund	—	—	—	$5K	<0.1%
Vanguard FTSE All-World ex US SMCP Mutual Fund	—	—	—	$4K	<0.1%