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Original filing (PDF)20251015165221NAL0002663955001
SPRING HILLS, LLC.
Form 5500
FILING_RECEIVED
SPRING HILLS LLC 401(K) PLAN
401(k) retirement plan
Signals · 3
~307 bps in Sched C feesNo recordkeeper disclosed6 service providers
Active participants
1,717
Accounts w/ balance
222
Plan assets (EOY)
$5.5M
Net assets (EOY)
$5.4M
How this plan invests
This plan
13 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 307 bps in Schedule C fees — 491% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- Only 13% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPRING HILLS, LLC..
Plan sponsor
Name
SPRING HILLS, LLC.
EIN
22-3701677
Address
26 MAIN ST · EDISON, NJ · 08837
Phone
(732) 582-0400
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
TORILLO & ASSOCIATES LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PARK AVENUE SECURITIES | 13-4023176 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $58K | — |
| RETIREWELL ADMINISTRATIO | 81-3429076 | — | CONTRACT ADMINISTRATOR | $5K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TORRILLO & ASSOCIATES, L | 83-0414789 | — | ACCOUNTANT | $59K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE LAW FIRM OF ANTHONY | 46-4015886 | — | LEGAL | $47K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
25 direct securities · 13 pooled funds· $5.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$4.5M
25 holdings
Pooled Separate Account
$888K
5 holdings
Common Collective Trust
$77K
8 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BlackRock iShares US Aggregate Bond Index | — | — | — | $785K | 14.2% | |
| PRIN INTL EQUITY INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 121 | Pooled Separate Account | — | — | $676K | 12.3% | |
| Vanguard 500 Index Fund | — | — | — | $625K | 11.3% | |
| TIAA-CREF Equity Index Fund | — | — | — | $458K | 8.3% | |
| TIAA-CREF Large-Cap Growth Index Fund | — | — | — | $418K | 7.6% | |
| DFA Global Equity Fund | — | — | — | $391K | 7.1% | |
| Fidelity Emerging Market Index Fund | — | — | — | $326K | 5.9% | |
| American Funds US Government Securities Fund | — | — | — | $305K | 5.5% | |
| Vanguard Small Cap Value Index Fund | — | — | — | $209K | 3.8% | |
| PIMCO Real Return Fund | — | — | — | $199K | 3.6% | |
| Vanguard Mid Cap Growth Index Fund | — | — | — | $151K | 2.7% | |
| Fidelity Large Cap Value Index Fund | — | — | — | $149K | 2.7% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $125K | 2.3% | |
| Fidelity Advisor International Growth Fund | — | — | — | $104K | 1.9% | |
| Lord Abbett Bond Debenture Fund | — | — | — | $90K | 1.6% | |
| Vanguard Small Cap Growth Index Fund | — | — | — | $83K | 1.5% | |
| Fidelity Extended Market Index Fund | — | — | — | $74K | 1.3% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $68K | 1.2% | |
| BlackRock High Yield Bond Fund | — | — | — | $64K | 1.2% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $38K | 0.7% | |
| Vanguard Mid Cap Value Index Fund | — | — | — | $30K | 0.5% | |
| Participant loans Interest rates from 6.75% to 10.50% with maturity range through 2028 | — | — | — | $25K | 0.4% | |
| DFA US Targeted Value Fund | — | — | — | $24K | 0.4% | |
| BlackRock iShares Russell Mid-Cap Index Fund | — | — | — | $13K | 0.2% | |
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $12K | 0.2% | |
| PRIN CORE PLUS BOND SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 005 | Pooled Separate Account | — | — | $12K | 0.2% | |
| PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $10K | 0.2% | |
| Group Annuity Contract * Principal Fixed Income Guaranteed Option | — | — | — | $9K | 0.2% | |
| PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $9K | 0.2% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $8K | 0.1% | |
| DFA US Small Cap Growth Fund | — | — | — | $6K | 0.1% | |
| Fidelity Advisor Mid Cap II Fund | — | — | — | $3K | <0.1% | |
| Columbia Strategic Income Fund | — | — | — | $3K | <0.1% | |
| Principal LifeTime Hybrid Collective Investment Trust | — | — | — | $3K | <0.1% | |
| PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $3K | <0.1% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $2K | <0.1% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $2K | <0.1% | |
| PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $130 | <0.1% |