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Original filing (PDF)20251007072437NAL0007474736001
POWERS & SONS CONSTRUCTION CO.
Form 5500
FILING_RECEIVED
POWERS & SONS CONSTRUCTION CO. PROFIT SHARING & 401(K) PLAN
401(k) retirement plan
Active participants
94
Accounts w/ balance
112
Plan assets (EOY)
$17.1M
Net assets (EOY)
$17.1M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 38 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for POWERS & SONS CONSTRUCTION CO..
Plan sponsor
Name
POWERS & SONS CONSTRUCTION CO.
EIN
35-1132323
Address
2636 W. 15TH AVENUE · GARY, IN · 46404
Phone
(317) 269-2550
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MITCHELL & TITUS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $37K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIFTH THIRD BANK | — | CINCINNATI, OH | INVESTMENT ADVISOR | $21K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $7K | — |
Investments
28 direct securities · 1 pooled fund· $16.9M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$15.2M
27 holdings
Common Collective Trust
$1.6M
1 holding
Mutual Funds
$165K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index | — | — | — | $4.0M | 23.5% | |
| Harbor Capital Appreciation Retirement | — | — | — | $3.8M | 22.1% | |
| GOLDMAN SACHS STABLE VALUE CIT INV GOLDMAN SACHS STABLE VALUE · EIN 13-4166989 / PN 025 | Common Collective Trust | — | — | $1.6M | 9.5% | |
| Janus Henderson Enterprise N | — | — | — | $1.5M | 8.8% | |
| MFS Value R6 | — | — | — | $907K | 5.3% | |
| Manning & Napier Manning & Napier Pro-Blend Cons. Term S | — | — | — | $769K | 4.5% | |
| American Funds American Funds 2030 Target Date Fund R6 | — | — | — | $713K | 4.2% | |
| Fidelity US Bond Index | — | — | — | $695K | 4.1% | |
| Fidelity Mid Cap Index | — | — | — | $578K | 3.4% | |
| MFS Intl Diversification R6 | — | — | — | $366K | 2.1% | |
| Fidelity International Index | — | — | — | $342K | 2.0% | |
| Fidelity Small Cap Index | — | — | — | $289K | 1.7% | |
| American Funds American Funds New World R6 | — | — | — | $214K | 1.2% | |
| T. Rowe Price Undiscovered Mgrs Behavioral Value R6 | — | — | — | $211K | 1.2% | |
| Dodge & Cox Dodge & Cox Income X | — | — | — | $183K | 1.1% | |
| AllianceBernstein AB Small Cap Growth Z | Mutual Funds | — | — | $165K | 1.0% | |
| Allspring Global Investments Allspring Special Mid Cap Value R6 | — | — | — | $137K | 0.8% | |
| American Funds American Funds 2045 Target Date Fund R6 | — | — | — | $91K | 0.5% | |
| American Funds American Funds 2025 Target Date Fund R6 | — | — | — | $80K | 0.5% | |
| American Funds American Funds 2065 Target Date Fund R6 | — | — | — | $73K | 0.4% | |
| Self-directed brokerage accounts Charles Schwab SDB | — | — | — | $52K | 0.3% | |
| American Funds American Funds 2040 Target Date Fund R6 | — | — | — | $48K | 0.3% | |
| Cohen & Steers Cohen & Steers Realty Shares I | — | — | — | $35K | 0.2% | |
| American Funds American Funds 2035 Target Date Fund R6 | — | — | — | $19K | 0.1% | |
| Invesco International Bond R6 | — | — | — | $19K | 0.1% | |
| American Funds American Funds 2055 Target Date Fund R6 574 American Funds American Funds 2060 Target Date Fund R6 | — | — | — | $14K | <0.1% | |
| American Funds American Funds 2050 Target Date Fund R6 | — | — | — | $9K | <0.1% | |
| Lord, Abbett & Co LLC Lord Abbett Bond Debenture R6 | — | — | — | $8K | <0.1% | |
| ALPS Smith Short Duration Bond I | — | — | — | $7K | <0.1% |
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