Back to filter
Original filing (PDF)20251015132642NAL0002483891001
ECOVATIVE, LLC
Form 5500
FILING_RECEIVED
ECOVATIVE, LLC RETIREMENT TRUST
401(k) retirement plan
Active participants
75
Accounts w/ balance
120
Plan assets (EOY)
$4.6M
Net assets (EOY)
$4.5M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
100
Participation health
100
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ECOVATIVE, LLC.
Plan sponsor
Name
ECOVATIVE, LLC
EIN
33-3709502
Address
70 COHOES AVENUE · GREEN ISLAND, NY · 12183
Phone
(518) 273-3753
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BST & CO. CPAS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
27 direct securities· $4.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab Target 2055 Index Fund Mutual Fund | — | — | — | $842K | 18.5% | |
| Schwab Target 2050 Index Fund Mutual Fund | — | — | — | $629K | 13.8% | |
| Schwab Target 2060 Index Fund Mutual Fund | — | — | — | $563K | 12.3% | |
| Schwab S&P 500 Index Fund – Select Shares Mutual Fund | — | — | — | $339K | 7.4% | |
| Schwab Target 2045 Index Fund Mutual Fund | — | — | — | $312K | 6.8% | |
| Schwab Target 2035 Index Fund Mutual Fund | — | — | — | $239K | 5.2% | |
| Schwab Target 2030 Index Fund Mutual Fund | — | — | — | $229K | 5.0% | |
| Schwab Target 2040 Index Fund Mutual Fund | — | — | — | $199K | 4.4% | |
| Schwab 1000 Index Fund Mutual Fund | — | — | — | $149K | 3.3% | |
| Schwab U.S. Large Cap Growth Index Fund Mutual Fund | — | — | — | $147K | 3.2% | |
| Schwab International Index Fund Mutual Fund | — | — | — | $107K | 2.4% | |
| Charles Schwab & Co. Self-Directed Brokerage Account | — | — | — | $104K | 2.3% | |
| Schwab Target 2025 Index Fund Mutual Fund | — | — | — | $101K | 2.2% | |
| Notes receivable from participants (2) 5.25%-10.50% | — | — | — | $83K | 1.8% | |
| Schwab Fundamental U.S. Large Company Index Mutual Fund | — | — | — | $79K | 1.7% | |
| Schwab Fundamental U.S. Small Company Index Mutual Fund | — | — | — | $61K | 1.3% | |
| Schwab U.S. Mid Cap Index Fund Mutual Fund | — | — | — | $59K | 1.3% | |
| Schwab U.S. Aggregate Bond Index Fund Mutual Fund | — | — | — | $58K | 1.3% | |
| Schwab Fundamental Emerging Markets Equity Index Mutual Fund | — | — | — | $53K | 1.2% | |
| Schwab Small-Cap Index Select Fund Mutual Fund | — | — | — | $50K | 1.1% | |
| Schwab Total Stock Market Index Fund Mutual Fund | — | — | — | $49K | 1.1% | |
| Schwab Fundamental International Equity Index Fund Mutual Fund | — | — | — | $42K | 0.9% | |
| Schwab Treasury Inflation Protected Securities Index Fund Mutual Fund | — | — | — | $36K | 0.8% | |
| Schwab U.S. Large Cap Value Index Fund Mutual Fund | — | — | — | $14K | 0.3% | |
| Schwab Fundamental International Small Company Equity Index Mutual Fund | — | — | — | $5K | 0.1% | |
| Party Identity of Issue, Borrower, Rate of Interest, Collateral, (d) (e) Involved Lessor, or Similar Party and Par or Maturity Value Cost (1) Current Value * Schwab Bank Savings Money Market Fund | — | — | — | $5K | 0.1% | |
| Schwab Short-Term Bond Index Fund Mutual Fund | — | — | — | $1K | <0.1% |