Original filing (PDF)20260721091409NAL0013806080001

Universal Distribution LLC

Name: Universal Distribution LLC — Universal Distribution, Form 5500 (2025)
Creator: Universal Distribution LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Universal Distribution LLC 401(k) Plan

401(k) retirement plan · Universal Distribution LLC's Universal Distribution LLC 401(k) Plan held $8.7M in plan assets for 207 participants in 2025, with JPMorgan Invest Holdings LLC as recordkeeper.

Signals · 3

No auditor on fileNo ERISA fidelity bondHigh average account balance

Active participants

207

Accounts w/ balance

116

Plan assets (EOY)

$8.7M

Net assets (EOY)

$8.7M

How this plan invests

This plan

1 collective trust

Schedule D

Individual securities

on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

No independent qualified public accountant (IQPA) named.
No ERISA fidelity bond reported.
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (18th percentile).
Bottom-decile employer contributions per participant (7th percentile).

Helping the score

Below-peer total plan cost (95th percentile).
High average account balance (93rd percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for UNIVERSAL DISTRIBUTION LLC.

Plan sponsor

Name

UNIVERSAL DISTRIBUTION LLC

EIN

33-2995782all filings

Address

207 REDCO AVENUE · RED LION, PA · 17356

Phone

(443) 318-8286

Industry

Wholesale Trade

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2025

Plan year begin

2025-09-30

Tax period

2025-12-31

Filed

2026-07-21

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JPMORGAN INVEST HOLDINGS LLC	13-2624428	—	RECORDKEEPER	$40	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
HARBOR INVESTMENT ADVISORY LLC	13-2624428	—	INVESTMENT ADVISOR	$34	—

Investments

1 pooled fund· $904(0% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.