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Original filing (PDF)20250728132719NAL0000924467001
UPBOUND GROUP, INC.
Form 5500
FILING_RECEIVED
UPBOUND 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
9,266
Accounts w/ balance
4,913
Plan assets (EOY)
$245.2M
Net assets (EOY)
$244.2M
How this plan invests
This plan
1 pooled trust
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 53% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (4 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UPBOUND GROUP, INC..
Plan sponsor
Name
UPBOUND GROUP, INC.
EIN
45-0491516
Address
5501 HEADQUARTERS DRIVE · PLANO, TX · 75024
Phone
(972) 801-4767
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-28
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
WEAVER AND TIDWELL LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JPMORGAN INVEST HOLDINGS LLC | 13-2624428 | — | RECORDKEEPER | $18K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | 13-2624428 | — | INVESTMENT MGMT | $90K | — |
Investments
25 direct securities · 1 pooled fund· $235.1M(96% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$226.2M
25 holdings
Common Collective Trust
$8.9M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPMorgan Funds SmartRetirement 2035 Fund | — | — | — | $29.7M | 12.1% | |
| JPMorgan Funds SmartRetirement 2040 Fund | — | — | — | $28.7M | 11.7% | |
| JPMorgan Funds SmartRetirement 2045 Fund | — | — | — | $25.6M | 10.4% | |
| JPMorgan Funds SmartRetirement 2030 Fund | — | — | — | $25.3M | 10.3% | |
| Fidelity 500 Index Fund | — | — | — | $20.2M | 8.3% | |
| JPMorgan Funds SmartRetirement 2025 Fund | — | — | — | $16.4M | 6.7% | |
| JPMorgan Funds SmartRetirement 2050 Fund | — | — | — | $15.0M | 6.1% | |
| T. Rowe Price Funds Growth Stock Fund | — | — | — | $8.9M | 3.6% | |
| GALLIARD STABLE RETURN FUND E WELLS FARGO MUTUAL FUNDS · EIN 52-2250951 / PN 001 | Common Collective Trust | — | — | $8.9M | 3.6% | |
| Upbound Group, Inc. Common Stock | — | — | — | $8.0M | 3.3% | |
| JPMorgan Funds SmartRetirement 2055 Fund | — | — | — | $7.6M | 3.1% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $4.6M | 1.9% | |
| Fidelity Mid Cap Index Fund | — | — | — | $4.0M | 1.6% | |
| MFS Funds Mid Cap Growth Fund | — | — | — | $3.9M | 1.6% | |
| JPMorgan Funds SmartRetirement 2020 Fund | — | — | — | $3.8M | 1.5% | |
| Fidelity Total International Index Fund | — | — | — | $3.3M | 1.4% | |
| JPMorgan Funds SmartRetirement 2060 Fund | — | — | — | $3.2M | 1.3% | |
| Fidelity International Index Fund | — | — | — | $3.0M | 1.2% | |
| Fidelity Small Cap Index Fund | — | — | — | $2.5M | 1.0% | |
| JPMorgan Funds Core Plus Fund | — | — | — | $2.2M | 0.9% | |
| Vanguard Funds Mid Cap Index Fund | — | — | — | $2.2M | 0.9% | |
| John Hancock Funds Disciplined Value Fund | — | — | — | $2.0M | 0.8% | |
| JP Morgan Funds Small Cap Equity Fund | — | — | — | $1.7M | 0.7% | |
| JPMorgan Funds SmartRetirement Income Fund | — | — | — | $1.6M | 0.6% | |
| Schwab Funds Treasury Inflation Protected Securities Index Fund | — | — | — | $1.5M | 0.6% | |
| Invesco Developing Markets Fund | — | — | — | $1.3M | 0.5% |
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