Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $6K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF | — | — | — | $2.5M | 26.0% | |
| Vanguard FTSE Developed Markets | — | — | — | $2.0M | 21.5% | |
| State Street SPDR Portfolio S&P 500 ETF | — | — | — | $1.2M | 12.7% | |
| Vanguard FTSE Emerging Markets | — | — | — | $746K | 7.9% |
| iShares Core Total US Bond Market ETF | — | — | — | $624K | 6.6% |
| State Street SPDR Portfolio S&P 400 Mid Cap | — | — | — | $461K | 4.8% |
| State Street SPDR Portfolio S&P 600 Small Cap ETF | — | — | — | $347K | 3.7% |
| Goldman Sachs Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $254K | 2.7% |
| iShares MSCI ACWI Low Carbon Target ETF | — | — | — | $149K | 1.6% |
| Vanguard Total International Bond ETF | — | — | — | $149K | 1.6% |
| iShares Emerging Markets USD Bond ETF | — | — | — | $124K | 1.3% |
| maturing through March 2029 - | — | — | — | $111K | 1.2% |
| Vanguard Mid-Cap Value ETF | — | — | — | $98K | 1.0% |
| Vanguard Value ETF | — | — | — | $84K | 0.9% |
| State Street SPDR S&P 500 Fossil Fuel Reserves Free ETF | — | — | — | $62K | 0.7% |
| Goldman Sachs Goldman Sachs ActiveBeta International Equity | — | — | — | $58K | 0.6% |
| State Street SPDR MSCI EAFE Fossil Fuel Free ETF | — | — | — | $41K | 0.4% |
| Goldman Sachs Goldman Sachs ActiveBeta Europe Equity EFT | — | — | — | $37K | 0.4% |
| Goldman Sachs Goldman Sachs TreasuryAccess 01 Year ETF | — | — | — | $31K | 0.3% |
| iShares Trust iShares USD Green Bond ETF | — | — | — | $30K | 0.3% |
| iShares 0-5 Year TIPS Bond ETF | — | — | — | $30K | 0.3% |
| Goldman Sachs Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $24K | 0.3% |
| TCW Group TCW Transform 500 ETF | — | — | — | $20K | 0.2% |
| State Street SPDR MSCI Emerging Markets Fossil Fuel Free ETF | — | — | — | $17K | 0.2% |
| iShares ESG Aware MSCI USA Small-Cap ETF | — | — | — | $16K | 0.2% |
| Charles Schwab U.S. REIT ETF | — | — | — | $16K | 0.2% |
| Goldman Sachs Goldman Sachs ActiveBeta Japan Equity ETF | — | — | — | $15K | 0.2% |
| Vanguard Global ex-U.S. Real Estate ETF | — | — | — | $14K | 0.1% |
| Goldman Sachs Goldman Sachs Access U.S. Aggregate Bond ETF | — | — | — | $14K | 0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta US Small Cap Equity ETF | — | — | — | $13K | 0.1% |
| Vanguard Small-Cap Stock ETF | — | — | — | $12K | 0.1% |
| JPMorgan Ultra-Short Income | — | — | — | $10K | 0.1% |
| iShares ESG Aware MSCI USA ETF | — | — | — | $10K | 0.1% |
| Goldman Sachs Goldman Sachs Access Investment Grade Corporate Bond ETF | — | — | — | $9K | <0.1% |
| State Street SPDR S&P Kensho New Economies Composite ETF | — | — | — | $9K | <0.1% |
| Goldman Sachs Goldman Sachs Access Emerging Markets USD Bond ETF | — | — | — | $8K | <0.1% |
| Vanguard LongTerm Government Bond | — | — | — | $7K | <0.1% |
| Vanguard Short-Term Bond | — | — | — | $6K | <0.1% |
| iShares ESG Aware MSCI EAFE ETF | — | — | — | $5K | <0.1% |
| Vanguard US Total Bond Market ETF | — | — | — | $4K | <0.1% |
| Vanguard Dividend Appreciation ETF | — | — | — | $4K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF | — | — | — | $4K | <0.1% |
| iShares Core S&P Total U.S. stock Market ETF | — | — | — | $4K | <0.1% |
| iShares Trust iShares 5-10 Year Investment Grade Corporate Bond | — | — | — | $3K | <0.1% |
| iShares ESG Aware MSCI EM ETF | — | — | — | $2K | <0.1% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF | — | — | — | $2K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond ETF | — | — | — | $1K | <0.1% |
