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Original filing (PDF)20251013125111NAL0000613811001
ROOT 2 LLC
Form 5500
FILING_RECEIVED
ROOT 2 LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
~122 bps in Sched C fees
Active participants
526
Accounts w/ balance
178
Plan assets (EOY)
$1.5M
Net assets (EOY)
$1.4M
How this plan invests
This plan
1 pooled trust
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 122 bps in Schedule C fees — 134% above peer band of 52 bps.
- Only 34% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ROOT 2 LLC.
Plan sponsor
Name
ROOT 2 LLC
EIN
26-0818196
Address
244 FIFTH AVENUE · SUITE 2300 · NEW YORK, NY · 10001
Phone
(860) 383-8047
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
DAVIS WARD & HOCHMAN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $18K | — |
Investments
30 direct securities · 1 pooled fund· $1.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.4M
30 holdings
Common Collective Trust
$8K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2055 Fund - Investor Class | — | — | — | $216K | 14.9% | |
| Vanguard Target Retirement 2045 Fund - Investor Class | — | — | — | $159K | 10.9% | |
| Vanguard Target Retirement 2040 Fund - Investor Class | — | — | — | $139K | 9.6% | |
| Vanguard Target Retirement 2050 Fund - Investor Class | — | — | — | $128K | 8.8% | |
| Vanguard Target Retirement 2060 Fund - Investor Class | — | — | — | $92K | 6.4% | |
| Vanguard Small Cap Value Index Fund - Admiral Class | — | — | — | $69K | 4.8% | |
| Vanguard Target Retirement 2030 Fund - Investor Class | — | — | — | $57K | 4.0% | |
| DFA US Small Cap Portfolio - Institutional Class | — | — | — | $52K | 3.6% | |
| JPMorgan US Small Company Fund - Class R6 | — | — | — | $50K | 3.5% | |
| Janus Henderson Enterprise Fund - Class N | — | — | — | $49K | 3.4% | |
| American Beacon Bridgeway Large Cap Value Fund-Inst Shares | — | — | — | $49K | 3.4% | |
| Wells Fargo Special Mid Cap Value Fund - Class R6 | — | — | — | $46K | 3.1% | |
| DFA US Core Equity 1 Portfolio - Institutional Class | — | — | — | $38K | 2.6% | |
| Vanguard Real Estate Index Fund - Admiral Class | — | — | — | $30K | 2.1% | |
| Participant Loans | — | — | — | $30K | 2.1% | |
| Invesco Oppenheimer Intl Growth Fund-Class R6 | — | — | — | $28K | 2.0% | |
| Vanguard Growth and Income Fund - Admiral Class | — | — | — | $24K | 1.7% | |
| Columbia Balanced Fund I3 | — | — | — | $24K | 1.6% | |
| Vanguard Target Retirement 2020 Fund - Investor Class | — | — | — | $23K | 1.6% | |
| Vanguard Target Retirement 2035 Fund - Investor Class | — | — | — | $22K | 1.5% | |
| Alger Spectra Fund-Class Z | — | — | — | $20K | 1.4% | |
| DFA Emerging Markets Core Equity Fund - Institutional Class | — | — | — | $18K | 1.3% | |
| Janus Henderson Venture Fund - Class N | — | — | — | $16K | 1.1% | |
| Blackrock High Yield Bond Portfolio-Class K | — | — | — | $16K | 1.1% | |
| Vanguard Target Retirement Income Fund - Investor Class | — | — | — | $14K | 0.9% | |
| JPMorgan Core Plus Bond Fund - Class R6 | — | — | — | $13K | 0.9% | |
| DFA Inflation Protected Securities Portfolio-Inst Class | — | — | — | $9K | 0.6% | |
| INVESCO STABLE ASSET - ADPZ INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $8K | 0.6% | |
| American Beacon Intl Equity Fund-Inst Class Shares | — | — | — | $6K | 0.4% | |
| Vanguard Target Retirement 2025 Fund - Investor Class | — | — | — | $3K | 0.2% | |
| Vanguard Intermediate Term Bond Index Fund - Admiral Class | — | — | — | $3K | 0.2% |
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