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Original filing (PDF)20250910130052NAL0013182099001
VISA INC.
Form 5500
FILING_RECEIVED
VISA 401K PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
13,476
Accounts w/ balance
19,589
Plan assets (EOY)
$5.2B
Net assets (EOY)
$5.2B
How this plan invests
This plan
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Helping the score
- Below-peer total fees (0 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VISA INC..
Plan sponsor
Name
VISA INC.
EIN
26-0267673
Address
900 METRO CENTER BLVD. · FOSTER CITY, CA · 94404
Phone
(844) 287-2754
Industry
Finance & Insurancesee all
Plan administrator
Name
PENSION BENEFITS COMMITTEE
EIN
26-0267673
City
SAN FRANCISCO, CA
Phone
(844) 287-2754
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $77K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
35 direct securities· $5.1B(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $903.1M | 17.4% | |
| BrokerageLink | — | — | — | $508.3M | 9.8% | |
| Fidelity Balanced Fund Class K | — | — | — | $406.6M | 7.8% | |
| T. Rowe Price Large Cap Growth Institutional | — | — | — | $397.8M | 7.7% | |
| Vanguard Target Retirement 2050 Fund Institutional | — | — | — | $326.7M | 6.3% | |
| Vanguard Target Retirement 2045 Fund Institutional | — | — | — | $324.1M | 6.2% | |
| Vanguard Target Retirement 2040 Fund Institutional | — | — | — | $265.6M | 5.1% | |
| Vanguard Target Retirement 2055 Fund Institutional | — | — | — | $256.8M | 4.9% | |
| Vanguard Target Retirement 2035 Fund Institutional | — | — | — | $252.3M | 4.9% | |
| Vanguard External Market Index Fund Institutional Plus | — | — | — | $169.7M | 3.3% | |
| Vanguard Total Stock Market Fund Institutional | — | — | — | $166.5M | 3.2% | |
| DFA US Small Cap 1 | — | — | — | $162.4M | 3.1% | |
| Vanguard Target Retirement 2030 Fund Institutional | — | — | — | $150.5M | 2.9% | |
| Vanguard Target Retirement 2060 Fund Institutional | — | — | — | $144.3M | 2.8% | |
| Vanguard Value Index Fund Institutional | — | — | — | $141.7M | 2.7% | |
| Vanguard Total International Stock Fund Institutional Plus | — | — | — | $102.7M | 2.0% | |
| Vanguard Target Retirement 2025 Fund Institutional | — | — | — | $85.7M | 1.6% | |
| Dodge & Cox International Stock Fund X | — | — | — | $65.7M | 1.3% | |
| Vanguard Total Bond Market Fund Institutional | — | — | — | $42.6M | 0.8% | |
| Participant Loans Interest rates from 4.25% to 10.50% - | — | — | — | $42.0M | 0.8% | |
| Vanguard Target Retirement 2065 Fund Institutional | — | — | — | $37.1M | 0.7% | |
| Vanguard Target Retirement 2020 Fund Institutional | — | — | — | $27.9M | 0.5% | |
| Vanguard Target Retirement Income Fund Institutional | — | — | — | $16.1M | 0.3% | |
| American General Life (2.782%) | — | — | — | $15.2M | 0.3% | |
| Prudential Insurance Co America (2.782%) | — | — | — | $14.8M | 0.3% | |
| JP Morgan Chase (2.782%) | — | — | — | $14.3M | 0.3% | |
| Pacific Life Insurance Co. (2.782%) | — | — | — | $13.9M | 0.3% | |
| Metropolitan Life Insurance Co. (2.782%) | — | — | — | $13.8M | 0.3% | |
| Nationwide Life Insurance Co (2.792%) | — | — | — | $13.6M | 0.3% | |
| Massachusetts Mutual Life Insurance Co. (2.782%) | — | — | — | $12.1M | 0.2% | |
| Transamerica Premier Life (2.782%) | — | — | — | $11.3M | 0.2% | |
| State Street Bank & Trust Company (2.782%) | — | — | — | $10.1M | 0.2% | |
| Fidelity Short term investment fund (interest rate 4.4393%) | — | — | — | $2.6M | <0.1% | |
| Vanguard Target Retirement 2070 Fund Institutional | — | — | — | $1.8M | <0.1% | |
| Vanguard Federal Money Market Fund | — | — | — | $211K | <0.1% |