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Original filing (PDF)20250714133420NAL0002787650001
VISA INC.
Form 5500
FILING_RECEIVED
VISA RETIREMENT PLAN
Defined-benefit pension plan
Signals · 2
No recordkeeper disclosed7 service providers
Active participants
3,490
Accounts w/ balance
—
Plan assets (EOY)
$1.6B
Net assets (EOY)
$1.2B
How this plan invests
This plan
2 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 25 bps in Schedule C fees — 407% above peer band of 5 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VISA INC..
Plan sponsor
Name
VISA INC.
EIN
26-0267673
Address
P.O. BOX 8999 · SAN FRANCISCO, CA · 94128
Phone
(650) 432-3200
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
334
Plan year
2023
Plan year begin
2023-10-01
Tax period
2024-09-30
Filed
2025-07-14
Pension benefit codes
1A · Pay-related DB formula
1C · Cash balance or similar hybrid DB
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL TRUST COMPANY | 51-0099493 | — | TRUSTEE | $243K | — |
Other
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | NONE | $1.7M | — |
| PIMCO | 33-0629048 | — | NONE | $1.4M | — |
| CONDUENT HUMAN RESOURCE SVCS, LLC | 04-3609848 | — | BENEFIT ADMINISTRATION | $300K | — |
| AON INVESTMENTS USA INC. | 36-3109431 | — | NONE | $133K | — |
| VISA USA, INC. | 94-1721694 | — | NONE | $85K | — |
| MOSS ADAMS LLP | 94-2189853 | — | NONE | $53K | — |
Investments
2 pooled funds· $438.2M(28% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| VANGUARD INSTL 500 INDEX TR VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6327546 / PN 001 | Common Collective Trust | $309.6M | 19.9% |
| VANGUARD INSTL EXT MARKET INDEX TR VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6324211 / PN 001 | Common Collective Trust | $128.6M | 8.3% |