Original filing (PDF)20251003154516NAL0000944243001

NORTHERN OSWEGO COUNTY HEALTH SERVICES, INC.

Name: NORTHERN OSWEGO COUNTY HEALTH SERVICES, INC. — NORTHERN OSWEGO COUNTY HEALTH SERVICES, INC. ERISA 403(B) PLAN, Form 5500 (2024)
Creator: NORTHERN OSWEGO COUNTY HEALTH SERVICES, INC.

Form 5500

FILING_RECEIVED

NORTHERN OSWEGO COUNTY HEALTH SERVICES, INC. ERISA 403(B) PLAN

401(k) retirement plan

Active participants

310

Accounts w/ balance

309

Plan assets (EOY)

$17.0M

Net assets (EOY)

$17.0M

How this plan invests

This plan

40 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NORTHERN OSWEGO COUNTY HEALTH SERVICES, INC..

Plan sponsor

Name

NORTHERN OSWEGO COUNTY HEALTH SERVICES, INC.

EIN

23-7036393

Address

61 DELANO ST. · PULASKI, NY · 13142

Phone

(315) 298-6569

Industry

Offices of Physicians· Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-03

Pension benefit codes

2G · Total participant-directed accounts

2F · ERISA section 404(c)

3D · Pre-approved plan (master / prototype / VS)

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

2M · 403(b)(7) custodial accounts

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
MUTUAL OF AMERICA SEC. CORP LLC	—	NEW YORK, NY	RECORD KEEPER	$80K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
WILSHIRE ASSOCIATES INC.	—	SANTA MONICA, CA	FIDUCIARY	$3K	—

Investments

40 direct securities· $18.5M(100% of reported assets)

Other securities

$14.9M

33 holdings

Mutual Funds

$2.9M

1 holding

Participant loans

$310K

1 holding

U.S. Treasuries

$225K

2 holdings

Cash / Money Market

$188K

3 holdings

					% of plan
Mutual of America MoA Clear Passage 2035 Fund	Other securities	—	—	$2.9M	16.9%
s * Mutual of America MoA Clear Passage 2045 Fund	Mutual Funds	—	—	$2.9M	16.8%
Mutual of America MoA Clear Passage 2030 Fund	Other securities	—	—	$2.1M	12.6%
Mutual of America MoA Clear Passage 2025 Fund	Other securities	—	—	$1.9M	11.1%
Mutual of America MoA Clear Passage 2040 Fund	Other securities	—	—	$1.6M	9.4%
Mutual of America MoA Equity Index Fund	Other securities	—	—	$1.1M	6.5%
Mutual of America MoA Clear Passage 2055 Fund	Other securities	—	—	$1.0M	5.9%
Mutual of America MoA Clear Passage 2020 Fund	Other securities	—	—	$731K	4.3%
Mutual of America MoA Clear Passage 2050 Fund	Other securities	—	—	$620K	3.6%
Vanguard LifeStrategy Moderate Growth Fund	Other securities	—	—	$503K	3.0%
Mutual of America MoA Clear Passage 2060 Fund	Other securities	—	—	$415K	2.4%
maturing at various dates, secured by participant account balances	Other securities	—	—	$310K	1.8%
Dodge & Cox Stock American Funds PARTICIPANT LOANS	Participant loans	—	—	$310K	1.8%
Vanguard Real Estate Index Admiral Vanguard MUTUAL FUND	Other securities	—	—	$286K	1.7%
T. Rowe Price T. Rowe Price Blue Chip Growth Fund	Other securities	—	—	$207K	1.2%
BlackRock Mid-Cap Growth Equity Fund	Other securities	—	—	$180K	1.1%
American Funds MUTUAL FUND	Other securities	—	—	$180K	1.1%
Calvert Research and Management Calvert International Responsible Index Fund	Other securities	—	—	$137K	0.8%
Calvert Bond R6 American Funds MUTUAL FUND	U.S. Treasuries	—	—	$137K	0.8%
Vanguard Total Bond Market Index Adm Vanguard MUTUAL FUND	Cash / Money Market	—	—	$126K	0.7%
Dodge & Cox Dodge & Cox Stock Fund	Other securities	—	—	$116K	0.7%
Delaware Small Cap Value R6 American Funds MUTUAL FUND	Other securities	—	—	$116K	0.7%
Mutual of America MoA Small-Cap Equity Index Fund	Other securities	—	—	$111K	0.7%
Calvert Research and Management Calvert Bond Fund	U.S. Treasuries	—	—	$88K	0.5%
BlackRock Mid-Cap Growth Equity K American Funds MUTUAL FUND	Other securities	—	—	$88K	0.5%
Mutual of America MoA Mid-Cap Equity Index Fund	Other securities	—	—	$61K	0.4%
Victory Capital Victory RS Small-Cap Growth Fund	Other securities	—	—	$35K	0.2%
Vanguard Treasury Money Market Investor Victory Funds MUTUAL FUND	Cash / Money Market	—	—	$35K	0.2%
Vanguard Real Estate Index Fund	Other securities	—	—	$35K	0.2%
Plan Number: 001 Vanguard MUTUAL FUND	Other securities	—	—	$35K	0.2%
Loan Fund American Funds MUTUAL FUND	Other securities	—	—	$32K	0.2%
MFS Investment Management MFS Mid-Cap Value Fund	Other securities	—	—	$32K	0.2%
Vanguard International Growth Fund	Other securities	—	—	$29K	0.2%
Vanguard Cash Reserves Federal Money Market Fund	Cash / Money Market	—	—	$28K	0.2%
Calvert International Responsible Idx R6 American Funds MUTUAL FUND	Other securities	—	—	$15K	<0.1%
Delaware Funds by Macquarie Delaware Small-Cap Value Fund	Other securities	—	—	$15K	<0.1%
Mutual of America MoA Clear Passage 2065 Fund	Other securities	—	—	$9K	<0.1%
Mutual of America MoA Clear Passage 2015 Fund	Other securities	—	—	$4K	<0.1%
MFS Mid Cap Value R6 American Funds MUTUAL FUND	Other securities	—	—	$4K	<0.1%
Vanguard 500 Index Fund	Other securities	—	—	$3K	<0.1%