Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $24K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF " | — | — | — | $2.9M | 25.7% | |
| Vanguard Small-Cap Stock ETF " ** 77 Vanguard Small-Cap Value ETF " ** 591 Vanguard FTSE Developed Markets " | — | — | — | $2.2M | 18.9% | |
| Schwab International Equity ETF " ** 223 Schwab U.S. REIT ETF " ** 768 SPDR S&P Emerging Markets ETF " ** 225 SPDR Portfolio S&P 500 ETF " | — | — | — | $1.2M | 10.9% | |
| iShares Core Total US Bond Market ETF Exchange traded fund | — | — |
| — |
| $1.2M |
| 10.1% |
| Vanguard FTSE Emerging Markets " | — | — | — | $815K | 7.1% |
| SPDR Portfolio S&P 400 Mid Cap " | — | — | — | $513K | 4.5% |
| Goldman Sachs ActiveBeta US Large Cap Equity " | — | — | — | $397K | 3.5% |
| SPDR Portfolio S&P 600 Small Cap ETF " | — | — | — | $390K | 3.4% |
| Vanguard Total International Bond ETF " | — | — | — | $267K | 2.3% |
| Vanguard Value ETF " | — | — | — | $262K | 2.3% |
| iShares Emerging Markets USD Bond ETF " | — | — | — | $244K | 2.1% |
| iShares ESG Aware MSCI USA ETF " | — | — | — | $206K | 1.8% |
| iShares ESG Aware MSCI EAFE ETF " | — | — | — | $89K | 0.8% |
| Goldman Sachs ActiveBeta International Equity " | — | — | — | $87K | 0.8% |
| Goldman Sachs ActiveBeta Europe Equity ETF " | — | — | — | $55K | 0.5% |
| iShares 0-5 Year TIPS Bond ETF " | — | — | — | $50K | 0.4% |
| iShares ESG Aware MSCI EM ETF " | — | — | — | $44K | 0.4% |
| iShares Core S&P 500 ETF " ** 194 JPMorgan Ultra-Short Income " | — | — | — | $42K | 0.4% |
| Goldman Sachs ActiveBeta Emerging Markets Equity " | — | — | — | $37K | 0.3% |
| Vanguard Short-Term Inflation-Protected Securities ETF " | — | — | — | $37K | 0.3% |
| iShares ESG Aware U.S. Aggregate Bond ETF " | — | — | — | $30K | 0.3% |
| iShares MSCI ACWI Low Carbon Target ETF " | — | — | — | $29K | 0.3% |
| Vanguard Mid-Cap Value ETF " ** 646 TCW Transform 500 ETF " | — | — | — | $27K | 0.2% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF " | — | — | — | $24K | 0.2% |
| iShares ESG Aware MSCI USA Small-Cap ETF " | — | — | — | $23K | 0.2% |
| Goldman Sachs ActiveBeta Japan Equity ETF " | — | — | — | $23K | 0.2% |
| Goldman Sachs TreasuryAccess 01 Year ETF " | — | — | — | $22K | 0.2% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF " | — | — | — | $21K | 0.2% |
| Goldman Sachs Access U.S. Aggregate Bond ETF " | — | — | — | $21K | 0.2% |
| Goldman Sachs Access Emerging Markets USD Bond ETF " | — | — | — | $14K | 0.1% |
| Vanguard LongTerm Government Bond " | — | — | — | $12K | 0.1% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF " | — | — | — | $12K | 0.1% |
| SPDR S&P Kensho New Economies Composite ETF " | — | — | — | $11K | <0.1% |
| iShares ESG Aware USD Corporate Bond ETF " | — | — | — | $8K | <0.1% |
| Invesco Emerging Markets Sovereign Debt ETF " ** 214 Schwab U.S. Broad Market ETF " | — | — | — | $7K | <0.1% |
| SPDR MSCI EAFE Fossil Fuel Free ETF " | — | — | — | $7K | <0.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF " | — | — | — | $3K | <0.1% |
| iShares Trust iShares USD Green Bond ETF " | — | — | — | $2K | <0.1% |
| Vanguard Dividend Appreciation ETF " | — | — | — | $2K | <0.1% |
| Goldman Sachs Access Inflation Protected USD Bond ETF " | — | — | — | $2K | <0.1% |
| iShares iBoxx $ Investment Grade Corporate Bond ETF " | — | — | — | $2K | <0.1% |
