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Original filing (PDF)20251009104539NAL0003828371001
CTE INCORPORATED
Form 5500
FILING_RECEIVED
CTE INCORPORATED 401(K) PLAN
401(k) retirement plan
Signals · 2
29% in single holdingNo recordkeeper disclosed
Active participants
101
Accounts w/ balance
162
Plan assets (EOY)
$6.5M
Net assets (EOY)
$6.5M
How this plan invests
This plan
1 pooled trust
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Fidelity Advisor Growth Oppty Cl I Mutual Fund" is 29% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (34 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CTE INCORPORATED.
Plan sponsor
Name
CTE INCORPORATED
EIN
20-1452774
Address
450 WESTBURY AVENUE · CARLE PLACE, NY · 11514
Phone
(516) 326-8700
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2A · Age/service weighted or new comparability
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WIPFLI LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SENTINEL PENSION ADVISORS, LLC | 04-3422848 | — | ADVISOR | $16K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SENTINEL BENEFITS GROUP, LLC | 20-5916766 | — | TPA | $6K | — |
Investments
23 direct securities · 1 pooled fund· $6.1M(93% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$5.6M
23 holdings
Common Collective Trust
$502K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Advisor Growth Oppty Cl I Mutual Fund | — | — | — | $1.8M | 27.1% | |
| METLIFES STABLE VALUE 25554 GREAT GRAY TRUST COMPANY · EIN 26-0142858 / PN 094 | Common Collective Trust | — | — | $502K | 7.7% | |
| Fidelity Advisor Freedom 2020 Cl I Mutual Fund | — | — | — | $445K | 6.8% | |
| Putnam Large Cap Value Fund Mutual Fund | — | — | — | $423K | 6.5% | |
| Fidelity Advisor Freedom 2025 Cl I Mutual Fund | — | — | — | $406K | 6.2% | |
| Fidelity Advisor Freedom 2040 Cl I Mutual Fund | — | — | — | $405K | 6.2% | |
| Fidelity Advisor Freedom 2010 Cl I Mutual Fund | — | — | — | $356K | 5.5% | |
| Fidelity Advisor Freedom Income Cl I Mutual Fund | — | — | — | $215K | 3.3% | |
| Fidelity Advisor Freedom 2055 Cl I Mutual Fund | — | — | — | $209K | 3.2% | |
| Fidelity Advisor Freedom 2030 Cl I Mutual Fund | — | — | — | $198K | 3.0% | |
| Fidelity Advisor Freedom 2060 Cl I Mutual Fund | — | — | — | $179K | 2.7% | |
| Fidelity Advisor Freedom 2035 Cl I Mutual Fund | — | — | — | $148K | 2.3% | |
| Fidelity Advisor Freedom 2015 Cl I Mutual Fund | — | — | — | $139K | 2.1% | |
| Fidelity Advisor Freedom 2050 Cl I Mutual Fund | — | — | — | $124K | 1.9% | |
| Participant Loans Participant Loans - 4.25%-9.50% - | — | — | — | $122K | 1.9% | |
| Fidelity Advisor Freedom 2045 Cl I Mutual Fund | — | — | — | $106K | 1.6% | |
| Guardian Life Insurance Policy Cash Surrender Value | — | — | — | $106K | 1.6% | |
| Massmutual Premier Small Cap OPPTY I Mutual Fund | — | — | — | $82K | 1.3% | |
| Allspring Spec Small Cap Value Inst Mutual Fund | — | — | — | $64K | 1.0% | |
| Fidelity Advisor Freedom 2065 Cl I Mutual Fund | — | — | — | $40K | 0.6% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $30K | 0.5% | |
| MFS Mid Cap Growth Fund Mutual Fund | — | — | — | $6K | <0.1% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $1K | <0.1% | |
| Fidelity Government Cash Reserves Mutual Fund ** 21 Hartford Intl Opportunities Mutual Fund | — | — | — | $1K | <0.1% |
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