Back to filter
Original filing (PDF)20251009095906NAL0006402913001
APTOS, LLC
Form 5500
FILING_RECEIVED
APTOS 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
215
Accounts w/ balance
417
Plan assets (EOY)
$59.8M
Net assets (EOY)
$59.8M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 21 bps in Schedule C fees — modestly above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for APTOS, LLC.
Plan sponsor
Name
APTOS, LLC
EIN
14-1624962
Address
11175 CICERO DRIVE · SUITE 650 · ALPHARETTA, GA · 30022
Phone
(512) 278-5295
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $57K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING | 84-4519624 | — | INVESTMENT ADVISOR | $62K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HANCOCK ASKEW & CO., LLP | 58-0662558 | — | ACCOUNTANT/AUDITOR | $8K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
28 direct securities · 1 pooled fund· $59.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$56.1M
27 holdings
Common Collective Trust
$3.2M
1 holding
Mutual Funds
$413K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $14.6M | 24.5% | |
| Pioneer Investments Pioneer Fundamental Growth Fund Class K Shares | — | — | — | $6.9M | 11.6% | |
| BlackRock Equity Dividend Fund K Shares | — | — | — | $3.8M | 6.4% | |
| Fidelity Investments Fidelity Freedom Index 2035 Fund Institutional Premium Class | — | — | — | $3.8M | 6.4% | |
| Fidelity Investments Fidelity Freedom Index 2030 Fund Institutional Premium Class | — | — | — | $3.7M | 6.1% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $3.2M | 5.4% | |
| Fidelity Investments Fidelity Freedom Index 2040 Fund Institutional Premium Class | — | — | — | $3.2M | 5.3% | |
| Fidelity Investments Fidelity Freedom Index 2045 Fund Institutional Premium Class | — | — | — | $2.7M | 4.6% | |
| Fidelity Investments Fidelity Freedom Index 2050 Fund Institutional Premium Class | — | — | — | $2.4M | 3.9% | |
| Fidelity Investments Fidelity Freedom Index 2055 Fund Institutional Premium Class | — | — | — | $2.1M | 3.5% | |
| Thornburg Investment Management Thornburg International Equity Fund Class R6 | — | — | — | $1.8M | 3.0% | |
| Fidelity Investments Fidelity Freedom Index 2025 Fund Institutional Premium Class | — | — | — | $1.4M | 2.3% | |
| BlackRock Mid-Cap Growth Equity Portfolio Class K | — | — | — | $1.3M | 2.1% | |
| Fidelity Investments Fidelity Small Cap Index Fund | — | — | — | $1.3M | 2.1% | |
| JP Morgan JPMorgan Core Bond Fund Class R6 | — | — | — | $1.2M | 2.0% | |
| Fidelity Investments Fidelity Mid Cap Index Fund | — | — | — | $999K | 1.7% | |
| Fidelity Investments Fidelity Freedom Index 2020 Fund Institutional Premium Class | — | — | — | $962K | 1.6% | |
| Fidelity Investments Fidelity US Bond Index Fund | — | — | — | $754K | 1.3% | |
| JP Morgan JPMorgan Mid Cap Value Fund Class R6 | — | — | — | $751K | 1.3% | |
| Fidelity Investments Fidelity Small Cap Value Fund | — | — | — | $667K | 1.1% | |
| Invesco Discovery Fund Class R6 | — | — | — | $565K | 0.9% | |
| Fidelity Investments Fidelity Freedom Index 2060 Fund Institutional Premium Class | — | — | — | $437K | 0.7% | |
| American Funds American Funds New World Fund Class R-6 | Mutual Funds | — | — | $413K | 0.7% | |
| Fidelity Investments Fidelity International Index Fund | — | — | — | $331K | 0.6% | |
| Participants to 9.50%. - | — | — | — | $258K | 0.4% | |
| Fidelity Investments Fidelity Freedom Index Income Fund Institutional Premium Class | — | — | — | $135K | 0.2% | |
| Fidelity Investments Fidelity Freedom Index 2065 Fund Institutional Premium Class | — | — | — | $93K | 0.2% | |
| Fidelity Investments Fidelity Freedom Index 2015 Fund Institutional Premium Class | — | — | — | $24K | <0.1% | |
| Fidelity Investments Fidelity US Government Money Market Fund Class K6 | — | — | — | $8K | <0.1% |