Original filing (PDF)20251014140703NAL0003114609004

TRUSTEES INSURANCE FUND LOCAL 83

Name: TRUSTEES INSURANCE FUND LOCAL 83 — SHEET METAL WORKERS LOCAL 83 INSURANCE FUND, Form 5500 (2024)
Creator: TRUSTEES INSURANCE FUND LOCAL 83

Form 5500

FILING_RECEIVED

SHEET METAL WORKERS LOCAL 83 INSURANCE FUND

Health & welfare plan

Signals · 3

~184 bps in Sched C feesNo recordkeeper disclosed9 service providers

Active participants

241

Accounts w/ balance

—

Plan assets (EOY)

$19.8M

Net assets (EOY)

$19.3M

How this plan invests

This plan

1 pooled trust

Schedule D

397 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

184 bps in Schedule C fees — 535% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TRUSTEES INSURANCE FUND LOCAL 83.

Plan sponsor

Name

TRUSTEES INSURANCE FUND LOCAL 83

EIN

14-1435258

Address

900 COMMERCE DR · CLIFTON PARK, NY · 12065

Phone

(518) 489-7144

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

501

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Welfare benefit codes

4A · Health (other than dental or vision)

4B · Life Insurance

4D · Dental

4E · Vision

4F · Temporary Disability (accident and sickness)

4L · Death Benefits (other than life insurance)

Audit & trust (Schedule H)

Auditor

TEAL BECKER AND CHIARAMONTE CPAS PC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

9 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORGAN STANLEY SMITH BARNEY LLC	20-8764829	—	NONE	$99K	—
MARSHALL & STERLING	14-1747264	—	NONE	$76K	—
HEALTHNOW ADMINISTRATIVE SERVICES	16-1105741	—	NONE	$69K	—
TEAL, BECKER & CHIARAMONTE CPAS	14-1624930	—	NONE	$42K	—
JAMES M. SHEPPARD, CPA	14-1753226	—	NONE	$21K	—
BPAS ACTUARIAL AND PENSION SERVICE	30-0192194	—	NONE	$17K	—
DELTA DENTAL OF NEW YORK, INC.	11-1980218	—	NONE	$16K	—
KRAKOW, SOURIS & LANDRY	04-3363718	—	NONE	$15K	—
RIGHT RX, LLC D/B/A US-RX CARE	81-4177551	—	NONE	$11K	—

Investments

371 direct securities · 1 pooled fund· $17.4M(88% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$16.0M

371 holdings

103-12 Investment Entity

$1.5M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
PROLOAN BOND FUND, LLC PROLOAN BOND FUND, LLC · EIN 26-3436991 / PN 001	103-12 Investment Entity	—	$1.4M	$1.5M	7.4%
DOUBLELINE TOTAL RETURN I 165,433 shares	—	—	$1.4M	$1.4M	7.2%
BSNB SAVINGS ACCOUNT	—	—	$1.2M	$1.2M	5.9%
CPG FOCUSED ACCESS FUND	—	—	$612K	$736K	3.7%
IRONWOOD INSTIT MS LLC	—	—	$645K	$679K	3.4%
NEUBERGER BERMAN LG SH INST 36,181 shares	—	—	$628K	$678K	3.4%
FS MULTI STRATEGY ALTERN I 38,543 shares	—	—	$425K	$429K	2.2%
TORTOISE ENRGY INFR TOT RET I 19,926 shares	—	—	$169K	$383K	1.9%
POMONA INVESTMENT FUND I	—	—	$321K	$353K	1.8%
FS CREDIT REIT CL I	—	—	$328K	$325K	1.6%
ISHARES 20+ YR TREASU BOND ETF 3,308 shares	—	—	$300K	$289K	1.5%
INVESCO S&P 500 EQUAL WEIGHT E 1,589 shares	—	—	$292K	$278K	1.4%
FEDERATED HERMES GOVT OBL PRM 268,540 shares -	—	—	—	$269K	1.4%
ABBEY CPTL FUTURES STRATEGY I 21,272 shares	—	—	$240K	$234K	1.2%
LOCORR MARKET TREND I 21,231 shares	—	—	$229K	$232K	1.2%
FLAGSTAR BK NATL HICKSVILLE NY CD 078-116320-262 1/26/2026 4.85%	—	—	$225K	$227K	1.1%
CAPITAL ONE NA MCLEAN VA CD 6/30/2026 3.35%	—	—	$220K	$219K	1.1%
ISHARES CORE INTL STOCK ETF 2,944 shares	—	—	$200K	$195K	1.0%
BANK DEPOSIT PROGRAM	—	—	$167K	$167K	0.8%
VANGUARD SMALL CAP ETF 668 shares	—	—	$150K	$161K	0.8%
NUV NEW YORK AMT-FREE MUNIC 13,475 shares	—	—	$135K	$141K	0.7%
LM MARTIN CURRIE SMASH SER EM 15,966 shares	—	—	$145K	$139K	0.7%
LEGACY BANK ROGERSVILLE MO CD 10/14/2025 4.000%	—	—	$134K	$134K	0.7%
BARCLAYS BANK CD WILMINGTON DE 7/28/2025 5.10%	—	—	$120K	$121K	0.6%
BANK HAPOALIM CD NEW YORK CITY 1/21/2025 5.25%	—	—	$120K	$120K	0.6%
BLACKROCK MUNIHLDNG CA QUAL FD 11,025 shares	—	—	$115K	$117K	0.6%
1ST NATIONAL BANK OF SCOTIA MONEY MARKET	—	—	$114K	$114K	0.6%
WESTERN ASST INFLTN LKD INM FD 14,000 shares	—	—	$126K	$112K	0.6%
MS BANK NA SALT LAKE CITY UT CD 05/06/2026 4.100%	—	—	$110K	$110K	0.6%
AMERICAN EXPRESS SANDY UT CD 11/6/2026 4.00%	—	—	$110K	$110K	0.6%
DISCOVER BK CD GREENWOOD DE CD 11/2/2026 5.15%	—	—	$100K	$102K	0.5%
DISCOVER BK CD GREENWOOD DE CD 10/31/2025 5.40%	—	—	$100K	$101K	0.5%
BANK HAPOALIM CD NEW YORK CITY 4/20/2026 4.90%	—	—	$100K	$101K	0.5%
WELLS FARGO BK N SIOUX FALLS SD 04/30/2025 5.500%	—	—	$100K	$100K	0.5%
ISHARES 7-10 YR TREASRY BD ETF 975 shares	—	—	$96K	$90K	0.5%
MICROSOFT CORP 184 shares	—	—	$27K	$78K	0.4%
LEGATO MERGER CORP III 7,500 shares	—	—	$77K	$77K	0.4%
ANGEL OAK FINL STRATEGIES INCM 5,950 shares	—	—	$73K	$76K	0.4%
OFC CREDIT CO 3,000 shares	—	—	$74K	$75K	0.4%
AMAZON COM INC 340 shares	—	—	$34K	$75K	0.4%
NUVEEN CA QUALITY MUN INC FD 6,600 shares	—	—	$71K	$75K	0.4%
TAIWAN SMCNDCTR MFG CO LTD ADR 377 shares	—	—	$35K	$74K	0.4%
AIM INV RED KTB07 6,250 shares	—	—	$65K	$73K	0.4%
ARES ACQUISITION CORP II CL A 6,500 shares	—	—	$69K	$71K	0.4%
HORIZON TECHNOLOGY FIN CORP CAL 2,700 shares	—	—	$67K	$65K	0.3%
OXFORD SQUARE CAPITAL CO 2,600 shares	—	—	$64K	$64K	0.3%
OFS CREDIT CO INC 2,600 shares	—	—	$64K	$64K	0.3%
OXFORD LANE CAP CORP 2,600 shares	—	—	$64K	$63K	0.3%
DT CLOUD ACQUISITION CORP 5,500 shares	—	—	$56K	$57K	0.3%
GP-ACT III ACQISITION CRP CL A 5,600 shares	—	—	$56K	$57K	0.3%
VANGUARD TOTAL BOND MARKET 780 shares	—	—	$58K	$56K	0.3%
MFS INTERMEDIATE INCOME TR SBI 20,750 shares	—	—	$58K	$55K	0.3%
RUNWAY GROWTH FIN CORP 2,150 shares	—	—	$53K	$54K	0.3%
NUVEEN AMT-FREE QLTY MUN INC 4,750 shares	—	—	$52K	$54K	0.3%
EAGLE POINT INCOME CO INC 2,100 shares	—	—	$52K	$52K	0.3%
APPLE INC 191 shares	—	—	$25K	$48K	0.2%
BLACKROCK CREDIT ALL INC TR IV 4,400 shares	—	—	$44K	$46K	0.2%
ENCOMPASS HEALTH CORP 46,000 shares	—	—	$42K	$44K	0.2%
TRANSDIGM INC 43,000 shares	—	—	$40K	$42K	0.2%
QORVO INC 45,000 shares	—	—	$48K	$42K	0.2%
SERVICE CORP INTERNATIONAL/US 43,000 shares	—	—	$47K	$42K	0.2%
PIONEER DIVERSIFIED HIGH INC 3,525 shares	—	—	$35K	$42K	0.2%
BOYD GAMING CORP 43,000 shares	—	—	$43K	$42K	0.2%
ORACLE CORP 39,000 shares	—	—	$40K	$41K	0.2%
OLIN CORP 42,000 shares	—	—	$40K	$41K	0.2%
RUNWAY GROWTH FIN CO (RWAYL) 1,600 shares	—	—	$40K	$40K	0.2%
FLEX LTD 39,000 shares	—	—	$40K	$40K	0.2%
ALPHAVEST ACQUISITION CORP 3,500 shares	—	—	$36K	$40K	0.2%
BERRY GLOBAL INC 41,000 shares	—	—	$37K	$40K	0.2%
BLOCK FINANCIAL LLC 43,000 shares	—	—	$44K	$39K	0.2%
MOLSON COORS BEVERAGE CO 40,000 shares	—	—	$43K	$39K	0.2%
HP INC 40,000 shares	—	—	$44K	$38K	0.2%
AT&T INC 39,000 shares	—	—	$45K	$38K	0.2%
GREAT ELM CAP CORP 1,525 shares	—	—	$38K	$38K	0.2%
ALTRIA GROUP INC 35,000 shares	—	—	$39K	$38K	0.2%
DISCOVERY COMMUNICATIONS LLC 40,000 shares	—	—	$45K	$38K	0.2%
CENTURION ACQUISITION CRP CL A 3,750 shares	—	—	$38K	$38K	0.2%
ALLEGION US HOLDING CO INC 39,000 shares	—	—	$41K	$38K	0.2%
WILLIS NORTH AMERICA INC 38,000 shares	—	—	$43K	$37K	0.2%
IQVIA INC 36,000 shares	—	—	$38K	$37K	0.2%
VERIZON COMMUNICATIONS INC 43,000 shares	—	—	$37K	$37K	0.2%
IB ACQUISITION CORP 3,650 shares	—	—	$36K	$37K	0.2%
DOLLAR TREE INC 38,000 shares	—	—	$44K	$37K	0.2%
MICROCHIP TECHNOLOGY INC 37,000 shares	—	—	$39K	$37K	0.2%
WESTINGHOUSE AIR BRAKE 37,000 shares	—	—	$43K	$37K	0.2%
HCA INC 36,000 shares	—	—	$42K	$36K	0.2%
GENUINE PARTS CO 33,000 shares	—	—	$36K	$36K	0.2%
PHILIP MORRIS INTERNATIONAL INC 36,000 shares	—	—	$36K	$36K	0.2%
CARLISLE COS INC 44,000 shares	—	—	$35K	$36K	0.2%
MARRIOTT INTERNATIONAL INC/MD 35,000 shares	—	—	$34K	$34K	0.2%
TELEDYNE TECHNOLOGIES INC 39,000 shares	—	—	$34K	$34K	0.2%
SBA COMMUNICATIONS CORP 34,000 shares	—	—	$35K	$33K	0.2%
ADOBE INC 67 shares	—	—	$29K	$30K	0.2%
BROADCOM INC 31,000 shares	—	—	$30K	$30K	0.2%
NETFLIX INC 32 shares	—	—	$6K	$29K	0.1%
CDW LLC / CDW FINANCE CORP 31,000 shares	—	—	$28K	$29K	0.1%
BATH & BODY WORKS INC 27,000 shares	—	—	$28K	$28K	0.1%
SERVICENOW INC 26 shares	—	—	$11K	$28K	0.1%
ORACLE CORP 164 shares	—	—	$25K	$27K	0.1%
VISA INC CL A 84 shares	—	—	$17K	$26K	0.1%
GLOBAL PAYMENTS INC 26,000 shares	—	—	$30K	$26K	0.1%
NVIDIA CORPORATION 190 shares	—	—	$4K	$26K	0.1%
SARATOGA INVT CORP 1,000 shares	—	—	$25K	$25K	0.1%
MS BANK NA SALT LAKE CITY UT CD 05/13/2026 4.100%	—	—	$25K	$25K	0.1%
ALPHABET INC CL C 128 shares	—	—	$13K	$24K	0.1%
MASTERCARD INC CL A 45 shares	—	—	$15K	$24K	0.1%
ALPHABET INC CL A 124 shares	—	—	$12K	$23K	0.1%
SBA COMMUNICATIONS CORP 24,000 shares	—	—	$22K	$23K	0.1%
SHOPIFY INC 214 shares	—	—	$14K	$23K	0.1%
TEGNA INC 24,000 shares	—	—	$22K	$23K	0.1%
HB FULLER CO 24,000 shares	—	—	$23K	$23K	0.1%
SERVICE CORP INTERNATIONAL/US 23,000 shares	—	—	$22K	$22K	0.1%
ONEMAIN FINANCE CORP 22,000 shares	—	—	$22K	$22K	0.1%
CENTENE CORP 23,000 shares	—	—	$21K	$22K	0.1%
BOYD GAMING CORP 23,000 shares	—	—	$22K	$22K	0.1%
TEVA PHARMACEUTICAL FINANCE 23,000 shares	—	—	$20K	$22K	0.1%
TRAVEL + LEISURE CO 22,000 shares	—	—	$21K	$22K	0.1%
SABRA HEALTH CARE LP 22,000 shares	—	—	$21K	$22K	0.1%
SILGAN HOLDINGS INC 23,000 shares	—	—	$21K	$22K	0.1%
UNITED RENTALS NORTH AMERICA INC 078-019606-262 22,000 shares	—	—	$22K	$22K	0.1%
ENLINK MIDSTREAM PARTNERS LP 22,000 shares	—	—	$21K	$22K	0.1%
CDW LLC / CDW FINANCE CORP 22,000 shares	—	—	$21K	$22K	0.1%
ENCOMPASS HEALTH CORP 23,000 shares	—	—	$22K	$22K	0.1%
WESTERN DIGITAL CORP 22,000 shares	—	—	$22K	$22K	0.1%
PENSKE AUTOMOTIVE GROUP INC 22,000 shares	—	—	$21K	$22K	0.1%
ELI LILLY & CO 28 shares	—	—	$13K	$22K	0.1%
FORD MOTOR CO 22,000 shares	—	—	$21K	$22K	0.1%
TENET HEALTHCARE CORP 23,000 shares	—	—	$21K	$22K	0.1%
LAMAR MEDIA CORP 23,000 shares	—	—	$21K	$22K	0.1%
TELEFLEX INC 22,000 shares	—	—	$21K	$21K	0.1%
HILLENBRAND INC 21,000 shares	—	—	$21K	$21K	0.1%
CROWN AMERICAS LLC / CROWN 21,000 shares	—	—	$21K	$21K	0.1%
AMERICAN TOWER CORP 23,000 shares	—	—	$20K	$21K	0.1%
LKQ CORP 20,000 shares	—	—	$21K	$21K	0.1%
PARKER HANNIFIN CORP 31 shares	—	—	$9K	$20K	0.1%
HERMES INTL SCA UNSPON ADR 82 shares	—	—	$9K	$20K	<0.1%
FERRARI N V 45 shares	—	—	$10K	$19K	<0.1%
AMERIPRISE FINCL INC 34 shares	—	—	$8K	$18K	<0.1%
CULLEN FROST BANKERS INC 134 shares	—	—	$15K	$18K	<0.1%
SUNOCO LP / SUNOCO FINANCE CORP 18,000 shares	—	—	$18K	$18K	<0.1%
AIR LIQUIDE ADR 549 shares	—	—	$15K	$18K	<0.1%
COMPASS GROUP PLC SPD ADR 528 shares	—	—	$11K	$18K	<0.1%
THERMO FISHER SCIENTIFIC 33 shares	—	—	$18K	$17K	<0.1%
AMERICAN TOWER CORP 17,000 shares	—	—	$17K	$17K	<0.1%
ASML HOLDING NV NY REG NEW 24 shares	—	—	$18K	$17K	<0.1%
ABBOTT LABORATORIES 149 shares	—	—	$17K	$17K	<0.1%
MSCI INC COM 28 shares	—	—	$15K	$17K	<0.1%
EXPEDIA INC 17,000 shares	—	—	$16K	$16K	<0.1%
ZOETIS INC CLASS-A 100 shares	—	—	$17K	$16K	<0.1%
AIA GROUP LTD SPON ADR 558 shares	—	—	$23K	$16K	<0.1%
WESTERN MIDSTREAM OPERATING LP 16,000 shares	—	—	$16K	$16K	<0.1%
HDFC BANK LTD ADR 250 shares	—	—	$16K	$16K	<0.1%
ACCENTURE PLC IRELAND CL A 45 shares	—	—	$12K	$16K	<0.1%
INDUSTRIA DE DISENO TEXTIL IND 615 shares	—	—	$11K	$16K	<0.1%
DICK'S SPORTING GOODS INC 18,000 shares	—	—	$14K	$16K	<0.1%
CAPITAL ONE FINANCIAL CORP 88 shares	—	—	$12K	$16K	<0.1%
NOVO NORDISK A/S ADR 180 shares	—	—	$9K	$15K	<0.1%
CENTURY COMMUNITIES INC 15,000 shares	—	—	$15K	$15K	<0.1%
ZIMMER BIOMET HOLDINGS INC 15,000 shares	—	—	$15K	$15K	<0.1%
U S BANCORP COM NEW 312 shares	—	—	$12K	$15K	<0.1%
ELEMENT SOLUTIONS INC 585 shares	—	—	$11K	$15K	<0.1%
LVMH MOET HENNESSY LOUIS VUITT 113 shares	—	—	$16K	$15K	<0.1%
COCA COLA CO 237 shares	—	—	$13K	$15K	<0.1%
AIRBNB INC CL A 110 shares	—	—	$12K	$14K	<0.1%
LKQ CORP 14,000 shares	—	—	$14K	$14K	<0.1%
SAP AG 57 shares	—	—	$8K	$14K	<0.1%
L OREAL CO ADR 199 shares	—	—	$17K	$14K	<0.1%
MARTIN MARIETTA MATERIALS 26 shares	—	—	$9K	$14K	<0.1%
WORKDAY INC CL A 52 shares	—	—	$12K	$13K	<0.1%
COMERICA INC 211 shares	—	—	$11K	$13K	<0.1%
ICICI BANK LTD 437 shares	—	—	$8K	$13K	<0.1%
WESTERN ALLIANCE BANCORP 156 shares	—	—	$8K	$13K	<0.1%
LENNAR CORPORATION 95 shares	—	—	$8K	$13K	<0.1%
ICAHN ENTERPRISES LP / ICAHN 13,000 shares	—	—	$13K	$13K	<0.1%
SMC CORP JAPAN SPONSORED ADR 645 shares	—	—	$20K	$13K	<0.1%
AMADEUS IT GROUP S.A ADR 180 shares	—	—	$11K	$13K	<0.1%
NOVARTIS AG ADR 130 shares	—	—	$10K	$13K	<0.1%
ANSYS INC 37 shares	—	—	$13K	$13K	<0.1%
ATLAS COPCO AB SP ADR B SP ADR 912 shares	—	—	$10K	$12K	<0.1%
WOLTERS KLUWER NV SPON ADR 74 shares	—	—	$9K	$12K	<0.1%
ZIMMER BIOMET HOLDINGS INC 12,000 shares	—	—	$12K	$12K	<0.1%
NMI HOLDINGS INC 12,000 shares	—	—	$12K	$12K	<0.1%
ALIBABA GROUP HLDG LTD 142 shares	—	—	$17K	$12K	<0.1%
QUALCOMM INC 78 shares	—	—	$11K	$12K	<0.1%
CLEVELAND-CLIFFS INC 12,000 shares	—	—	$12K	$12K	<0.1%
SLM CORP 12,000 shares	—	—	$12K	$12K	<0.1%
SONY GROUP CORPORATION ADR 560 shares	—	—	$12K	$12K	<0.1%
ZIONS BANCORPORATION N A 218 shares	—	—	$8K	$12K	<0.1%
SBA COMMUNICATIONS CORP 13,000 shares	—	—	$11K	$12K	<0.1%
COLOPLAST AS SPONSERED ADR 1,074 shares	—	—	$16K	$12K	<0.1%
BEACON ROOFING SUPPLY INC 115 shares	—	—	$7K	$12K	<0.1%
ATMOS ENERGY CP 83 shares	—	—	$9K	$12K	<0.1%
DASSAULT SYSTEMS SA ADS 327 shares	—	—	$17K	$11K	<0.1%
HOYA CORP SPONS ADR 90 shares	—	—	$14K	$11K	<0.1%
BROADCOM INC 49 shares	—	—	$3K	$11K	<0.1%
FIRST AMERICAN FINL CORP 179 shares	—	—	$10K	$11K	<0.1%
SGS SA ADR 1,106 shares	—	—	$12K	$11K	<0.1%
CUSHMAN & WAKEFIELD PLC 845 shares	—	—	$9K	$11K	<0.1%
EXPERIAN GP LTD ADR 256 shares	—	—	$11K	$11K	<0.1%
SHIN ETSU CHEM CO LTD ADR 652 shares	—	—	$11K	$11K	<0.1%

Showing top 200 of 372 investments by value.