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Original filing (PDF)20251001143542NAL0031865570001
MLMIC SERVICES, INC.
Form 5500
FILING_RECEIVED
MLMIC DEFERRED PROFIT SHARING AND 401(K) PLAN
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
239
Accounts w/ balance
346
Plan assets (EOY)
$186.9M
Net assets (EOY)
$186.8M
How this plan invests
This plan
1 pooled trust
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "S * FID 500 Index" is 26% of plan.
Helping the score
- Below-peer total fees (5 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MLMIC SERVICES, INC..
Plan sponsor
Name
MLMIC SERVICES, INC.
EIN
13-5471800
Address
1031 WATERVLIET SHAKER ROAD · SUITE 100 · ALBANY, NY · 12205
Phone
(518) 786-2700
Industry
Insurance Agencies & Brokerages· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2G · Total participant-directed accounts
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
PKF O'CONNOR DAVIES, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $21K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $71K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY HEALTH INSURANCE SERVICES | 47-2554588 | — | CONTRACT ADMIN | $0 | — |
Investments
32 direct securities · 1 pooled fund· $185.6M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$135.0M
31 holdings
Mutual Funds
$47.7M
1 holding
Common Collective Trust
$2.9M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| S * FID 500 Index | Mutual Funds | — | $234K | $47.7M | 25.6% | |
| GUARANTEED INVESTMENT OPTION * Fidelity Blended Stable Value Fund | — | — | — | $22.8M | 12.2% | |
| FID Blue Chip Growth K6 | — | — | $584K | $21.5M | 11.5% | |
| AF Balanced R6 | — | — | $366K | $12.6M | 6.7% | |
| FID Sm Cap Idx | — | — | $439K | $12.2M | 6.5% | |
| MFS Value R6 | — | — | $190K | $9.2M | 4.9% | |
| FID Total Bond K6 | — | — | $1.0M | $8.9M | 4.7% | |
| AS Spl Mid Cap Val R6 | — | — | $157K | $7.5M | 4.0% | |
| MFS Mid Cap Growth R6 | — | — | $207K | $6.5M | 3.5% | |
| SELF DIRECTED BROKERAGE ACCOUNTS * Fidelity Brokerage Link | — | — | — | $4.7M | 2.5% | |
| MFS Intl Divrsn R6 | — | — | $203K | $4.6M | 2.5% | |
| FID US Bond Idx | — | — | $438K | $4.5M | 2.4% | |
| FID Global Ex US Idx | — | — | $250K | $3.6M | 1.9% | |
| GQG Emerging Mkts Eq R6 | — | — | $194K | $3.2M | 1.7% | |
| GS STABLE VALUE PR 1 GOLDMAN SACHS TRUST COMPANY NA · EIN 13-4166989 / PN 025 | Common Collective Trust | — | — | $2.9M | 1.5% | |
| FID Freedom Bld 2040 K6 | — | — | $226K | $2.8M | 1.5% | |
| FID Freedom Bld 2035 K6 | — | — | $231K | $2.7M | 1.5% | |
| FID Freedom Bld 2030 K6 | — | — | $211K | $2.4M | 1.3% | |
| PGIM High Yield R6 | — | — | $373K | $1.8M | 1.0% | |
| PIM Real Return Inst | — | — | $75K | $750K | 0.4% | |
| C&S Real Estate Z | — | — | $43K | $747K | 0.4% | |
| FID Freedom Bld 2025 K6 | — | — | $50K | $552K | 0.3% | |
| FID Mid Cap Idx | — | — | $14K | $487K | 0.3% | |
| FID Freedom Bld 2020 K6 | — | — | $33K | $350K | 0.2% | |
| FID Freedom Bld 2055 K6 | — | — | $19K | $241K | 0.1% | |
| FID Freedom Bld 2050 K6 | — | — | $14K | $172K | <0.1% | |
| FID Freedom Bld 2015 K6 | — | — | $8K | $81K | <0.1% | |
| FID Freedom Bld 2045 K6 | — | — | $5K | $62K | <0.1% | |
| MONEY MARKET FUND * Fidelity Government Money Market Fund | — | — | — | $32K | <0.1% | |
| FID Freedom Bld 2065 K6 | — | — | $2K | $23K | <0.1% | |
| FID Freedom Bld Inc K6 | — | — | $2K | $15K | <0.1% | |
| FID Freedom Bld 2060 K6 | — | — | $1K | $14K | <0.1% | |
| FID Freedom Bld 2010 K6 | — | — | $1K | $14K | <0.1% |