Original filing (PDF)20251013150402NAL0001480193001

BOARD OF TRUSTEES HEALTH & WELFARE FUND OF LOCAL UNION 373 U.A.

Name: BOARD OF TRUSTEES HEALTH & WELFARE FUND OF LOCAL UNION 373 U.A. — HEALTH & WELFARE FUND OF LOCAL UNION 373 U.A., Form 5500 (2024)
Creator: BOARD OF TRUSTEES HEALTH & WELFARE FUND OF LOCAL UNION 373 U.A.

Form 5500

FILING_RECEIVED

HEALTH & WELFARE FUND OF LOCAL UNION 373 U.A.

Health & welfare plan

Signals · 4

17% employer stock~236 bps in Sched C feesNo recordkeeper disclosed11 service providers

Active participants

235

Accounts w/ balance

—

Plan assets (EOY)

$16.2M

Net assets (EOY)

$13.7M

How this plan invests

This plan

233 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

100

Vendor & structure

100

Knocking points off

Total administrative cost in the bottom quartile of peers (2nd percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for BOARD OF TRUSTEES HEALTH & WELFARE FUND OF LOCAL UNION 373 U.A..

Plan sponsor

Name

BOARD OF TRUSTEES HEALTH & WELFARE FUND OF LOCAL UNION 373 U.A.

EIN

13-3593163

Address

P.O. BOX 58 · MOUNTAINVILLE, NY · 10953

Phone

(845) 534-9522

Industry

Plumbing, Heating, AC Contractors· Constructionsee all

Plan administrator

Name

THOMAS GANDOLFINI

EIN

13-3593163

City

MOUNTAINVILLE, NY

Phone

(845) 534-9522

Plan characteristics

Plan number

501

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Welfare benefit codes

4A · Health (other than dental or vision)

4B · Life Insurance

4C · Supplemental Unemployment

4E · Vision

4F · Temporary Disability (accident and sickness)

4L · Death Benefits (other than life insurance)

4Q · Other

Audit & trust (Schedule H)

Service providers (Schedule C)

11 rows

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
MSPC CERTIFIED PUBLIC ACCOUNTANTS A	22-2951202	—	NONE	$27K	—

Other service providers

Name	EIN	Location	Relation

Investments

233 direct securities· $12.6M(78% of reported assets)

U.S. Treasuries

$4.0M

79 holdings

Other securities

$3.2M

12 holdings

Bonds / Notes

$2.7M

63 holdings

Common Stock

$2.3M

77 holdings

Cash / Money Market

$500K

1 holding

Agency / Mortgage-Backed

$4K

1 holding

					% of plan
Vanguard Russell 1000 Gr-Is	Other securities	—	$1.7M	$2.9M	17.8%
Wilmington US Govt Money Mkt Cl Inst	Cash / Money Market	—	$500K	$500K	3.1%
Charles Schwab Bk CD 242,000 4.00% 08/26/25	Bonds / Notes	—	$242K	$242K	1.5%
Zions Bancorp CD 240,000 5.30% 03/05/25	Bonds / Notes	—	$240K	$240K	1.5%
U.S. Treasury Notes 175,000 1.50% 08/15/26	U.S. Treasuries	—	$172K	$168K	1.0%
U.S. Treasury Bonds 200,000 1.13% 02/15/31	U.S. Treasuries	—	$195K	$165K	1.0%
U.S. Treasury Notes 175,000 2.88% 05/15/32	U.S. Treasuries	—	$170K	$157K	1.0%
U.S. Treasury Notes 135,000 4.00% 06/30/28	U.S. Treasuries	—	$134K	$134K	0.8%
U.S. Treasury Notes 135,000 4.13% 11/15/32	U.S. Treasuries	—	$133K	$132K	0.8%
JP Morgan Chase & Co	Common Stock	—	$63K	$127K	0.8%
U.S. Treasury Bonds 115,000 4.13% 07/31/28	U.S. Treasuries	—	$115K	$114K	0.7%
U.S. Treasury Bonds 140,000 3.38% 11/15/48	U.S. Treasuries	—	$127K	$109K	0.7%
U.S. Treasury Notes 100,000 4.00% 01/15/27	U.S. Treasuries	—	$100K	$100K	0.6%
U.S. Treasury Notes 100,000 2.63% 01/31/26	U.S. Treasuries	—	$95K	$98K	0.6%
Charles Schwab Corp 100,000 0.90% 03/11/26	Bonds / Notes	—	$99K	$96K	0.6%
U.S. Treasury Bonds 120,000 2.75% 08/15/42	U.S. Treasuries	—	$118K	$90K	0.6%
U.S. Treasury Notes 85,000 2.75% 08/31/25	U.S. Treasuries	—	$85K	$84K	0.5%
American Express Co 75,000 3.95% 08/01/25	Bonds / Notes	—	$75K	$75K	0.5%
Sysco Corp 75,000 3.75% 10/01/25	Bonds / Notes	—	$75K	$75K	0.5%
U.S. Treasury Bonds 75,000 3.50% 09/30/26	U.S. Treasuries	—	$74K	$74K	0.5%
Alphabet Inc Cl A	Common Stock	—	$35K	$73K	0.5%
U.S. Treasury Notes 75,000 2.00% 11/15/26	U.S. Treasuries	—	$70K	$72K	0.4%
U.S. Treasury Notes 75,000 2.75% 02/15/28	U.S. Treasuries	—	$74K	$72K	0.4%
U.S. Treasury Notes 70,000 2.00% 11/15/26	U.S. Treasuries	—	$68K	$67K	0.4%
U.S. Treasury Notes 75,000 2.75% 08/15/32	U.S. Treasuries	—	$72K	$67K	0.4%
U.S. Treasury Bonds 85,000 3.00% 05/15/47	U.S. Treasuries	—	$66K	$63K	0.4%
Oracle Corporation Com	Common Stock	—	$43K	$62K	0.4%
U.S. Treasury Bonds 65,000 4.38% 05/15/40	U.S. Treasuries	—	$65K	$62K	0.4%
T-Mobile USA Inc 60,000 4.95% 03/15/28	Bonds / Notes	—	$60K	$60K	0.4%
U.S. Treasury Notes 60,000 4.13% 10/31/27	U.S. Treasuries	—	$60K	$60K	0.4%
Philip Morris Intl Inc	Common Stock	—	$48K	$58K	0.4%
U.S. Treasury Notes 60,000 2.38% 05/15/27	U.S. Treasuries	—	$59K	$57K	0.4%
Honeywell Intl Inc Com	Common Stock	—	$52K	$57K	0.4%
Abbvie Inc	Common Stock	—	$54K	$57K	0.3%
U.S. Treasury Notes 60,000 3.50% 02/15/33	U.S. Treasuries	—	$59K	$56K	0.3%
U.S. Treasury Notes 55,000 2.75% 02/28/25	U.S. Treasuries	—	$55K	$55K	0.3%
UnitedHealth Group Inc	Common Stock	—	$44K	$54K	0.3%
U.S. Treasury Tips 58,886 0.13% 07/15/31	Bonds / Notes	—	$56K	$52K	0.3%
Marriott Internation 50,000 5.00% 10/15/27	Bonds / Notes	—	$49K	$50K	0.3%
McKesson Corp 50,000 4.90% 07/15/28	Bonds / Notes	—	$50K	$50K	0.3%
Eli Lilly & Co 50,000 4.50% 02/09/27	Bonds / Notes	—	$50K	$50K	0.3%
U.S. Treasury Notes 50,000 4.38% 08/15/26	U.S. Treasuries	—	$50K	$50K	0.3%
Natl Rural Util Mtn 50,000 4.80% 03/15/28	Bonds / Notes	—	$51K	$50K	0.3%
U.S. Treasury Notes 50,000 4.63% 02/28/25	U.S. Treasuries	—	$50K	$50K	0.3%
Sysco Corp Common	Common Stock	—	$50K	$50K	0.3%
U.S. Treasury Notes 50,000 4.13% 09/30/27	U.S. Treasuries	—	$50K	$50K	0.3%
U.S. Treasury Bills 02/20/25 $	Other securities	—	$50K	$50K	0.3%
Air Prod & Chem 50,000 4.75% 02/08/31	Bonds / Notes	—	$49K	$50K	0.3%
Target Corp 50,000 2.25% 04/15/25	Bonds / Notes	—	$54K	$50K	0.3%
U.S. Treasury Notes 50,000 2.13% 05/15/25	U.S. Treasuries	—	$49K	$50K	0.3%

1–50 of 233

1 / 5

Fund families in this plan

Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.

Vanguard$2.9M Schwab$338K JPMorgan$127K Fidelity$44K Morgan Stanley$39K Wells Fargo / Allspring$36K MetLife$25K Goldman Sachs$21K

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