Original filing (PDF)20250922131627NAL0012340642001

SEARCH FOR CHANGE, INC.

Name: SEARCH FOR CHANGE, INC. — SEARCH FOR CHANGE, INC. 401K PLAN, Form 5500 (2024)
Creator: SEARCH FOR CHANGE, INC.

Form 5500

FILING_RECEIVED

SEARCH FOR CHANGE, INC. 401K PLAN

401(k) retirement plan

Active participants

112

Accounts w/ balance

106

Plan assets (EOY)

$6.3M

Net assets (EOY)

$6.3M

How this plan invests

This plan

28 pooled trusts

Schedule D

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (5 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SEARCH FOR CHANGE, INC..

Plan sponsor

Name

SEARCH FOR CHANGE, INC.

EIN

13-2893548

Address

400 COLUMBUS AVENUE · SUITE 201E · VALHALLA, NY · 10595

Phone

(914) 428-5600

Industry

Health Care & Social Assistancesee all

Plan administrator

Name

THOMAS WATSON

EIN

13-2893548

City

VALHALLA, NY

Phone

(914) 428-5600

Plan characteristics

Plan number

013

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-22

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CERINI & ASSOCIATES, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JOHN HANCOCK LIFE INS CO OF NY	13-3646501	—	RECORDKEEPER	$3K	—

Investments

5 direct securities · 28 pooled funds· $6.8M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Pooled Separate Account

$6.2M

28 holdings

Uncategorized

$606K

5 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
VANGUARD TARGET RETIREMENT 2025 JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$1.3M	20.3%
VANGUARD TARGET RETIREMENT 2030 JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$689K	10.9%
VANGUARD TARGET RETIREMENT 2035 JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$625K	9.9%
VANGUARD TARGET RETIREMENT 2040 JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$530K	8.4%
500 INDEX FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$387K	6.1%
VANGUARD TARGET RETIREMENT 2045 JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$309K	4.9%
VANGUARD TARGET RETIREMENT 2055 JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$301K	4.8%
John Hancock Life Insurance Company of New York Putnam Equity Income Fund {+}	—	—	—	$250K	4.0%
PUTNAM EQUITY INCOME FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$250K	4.0%
VANGUARD GROWTH INDEX FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$240K	3.8%
VANGUARD TARGET RETIREMENT 2050 JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$231K	3.7%
VANGUARD TARGET RETIREMENT 2060 JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$188K	3.0%
JOHN HANCOCK BOND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$182K	2.9%
Notes receivable from participants Interest Rate 4.25% - 9.50% N/A	—	—	—	$147K	2.3%
JOHN HANCOCK Participants Loan	—	—	—	$147K	2.3%
MFS MID CAP VALUE FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$134K	2.1%
JOHN HANCOCK STABLE VALUE FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$100K	1.6%
VANGUARD SMALL CAP GROWTH INDEX FUN JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$98K	1.5%
DFA U.S. TARGETED VALUE FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$93K	1.5%
FEDERAL HIGH YIELD JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$91K	1.4%
VANGUARD TARGET RETIREMENT 2020 JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$91K	1.4%
DFA US SMALL CAP FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$88K	1.4%
REAL ESTATE SECURITIES FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$77K	1.2%
JOHN HANCOCK Opportunistic Fixed Income	—	—	—	$51K	0.8%
OPPENHEIMER DISCOVERY MID CAP GROWT JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$51K	0.8%
VANGUARD TARGET RETIREMENT 2065 JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$42K	0.7%
VANGUARD TOTAL INTERNATIONAL STOCK JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$38K	0.6%
NEW PERSPECTIVE FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$29K	0.5%
VANGUARD TARGET RETIREMENT INCOME JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$12K	0.2%
John Hancock Life Insurance Company of New York Vanguard Retirement {+}	—	—	—	$12K	0.2%
GLOBAL BOND FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$2K	<0.1%
CAPITAL APPRECIATION JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$337	<0.1%
PARNASSUS CORE EQUITY FUND JOHN HANCOCK NEW YORK · EIN 13-3646501 / PN 000	Pooled Separate Account	—	—	$0	<0.1%