Original filing (PDF)20250820132536NAL0005685408001

RIPPOWAM CISQUA SCHOOL

Name: RIPPOWAM CISQUA SCHOOL — RIPPOWAM CISQUA SCHOOL 403(B) PLAN, Form 5500 (2024)
Creator: RIPPOWAM CISQUA SCHOOL

Form 5500

FILING_RECEIVED

RIPPOWAM CISQUA SCHOOL 403(B) PLAN

403(b) retirement plan

Active participants

227

Accounts w/ balance

313

Plan assets (EOY)

$34.5M

Net assets (EOY)

$34.5M

How this plan invests

This plan

1 pooled trust

Schedule D

63 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (19 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RIPPOWAM CISQUA SCHOOL.

Plan sponsor

Name

RIPPOWAM CISQUA SCHOOL

EIN

13-1740435

Address

439 CANTITOE STREET · BEDFORD, NY · 10506

Phone

(914) 244-1261

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-20

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

PKF O'CONNOR DAVIES, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TIAA-CREF	13-1624203	NEW YORK, NY	RECORDKEEPER	$24K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
WELLS FARGO ADVISORS	36-4019175	SAINT LOUIS, MO	ADVISOR	$28K	—
WELLS FARGO ADVISORS	34-1542819	SAINT LOUIS, MO	ADVISOR	$7K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PASI LLC	—	FARMINGTON, CT	PLAN ADMIN	$6K	—

Investments

62 direct securities · 1 pooled fund· $34.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$33.7M

62 holdings

Pooled Separate Account

$773K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
INSURANCE COMPANY GENERAL CONTRACT, AT FAIR VALUE * TIAA Traditional Annuity Account - Non Benefit Responsive	—	—	—	$6.0M	17.5%
REGISTERED INVESTMENT COMPANIES SHARES / UNITS * CREF Stock	—	—	$4K	$3.5M	10.2%
Nuveen Lifecycle Idx 2025-Prem	—	—	$157K	$3.3M	9.7%
Nuveen Lifecycle Idx 2035-Prem	—	—	$101K	$2.7M	7.8%
INSURANCE COMPANY GENERAL CONTRACTS, AT CONTRACT VALUE * TIAA Traditional Annuity Account - Benefit Responsive	—	—	—	$2.0M	5.8%
Nuveen Lifecycle Idx 2030-Prem	—	—	$78K	$1.9M	5.4%
Nuveen Lifecycle Idx 2040-Prem	—	—	$63K	$1.8M	5.3%
CREF Equity Index	—	—	$3K	$1.4M	3.9%
CREF Growth	—	—	$3K	$1.3M	3.9%
Nuveen Lifecycle Idx 2050-Prem	—	—	$40K	$1.3M	3.6%
Nuveen Lifecycle Idx 2045-Prem	—	—	$35K	$1.1M	3.1%
CREF Global Equities	—	—	$3K	$988K	2.9%
Nuveen S&P 500 Idx-Rtmt	—	—	$13K	$805K	2.3%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	$2K	$773K	2.2%
CREF Core Bond	—	—	$4K	$523K	1.5%
CREF Social Choice	—	—	$1K	$428K	1.2%
CREF Money Market	—	—	$13K	$389K	1.1%
TIAA Access Nuv Lifecycle 2020	—	—	$6K	$330K	1.0%
TIAA Stable Value	—	—	—	$322K	0.9%
Nuveen Lifecycle Idx 2055-Prem	—	—	$11K	$270K	0.8%
The Hartford Dividend Grw	—	—	$8K	$269K	0.8%
Nuveen Lifecycle Idx 2020-Prem	—	—	$13K	$249K	0.7%
Calvert Bond Portfolio Class I	—	—	$17K	$241K	0.7%
Nuveen Intl Eq Idx-Rtmt	—	—	$9K	$212K	0.6%
Nuveen Lifecycle Idx 2060-Prem	—	—	$9K	$172K	0.5%
TIAA Access Nuv Lg-Cap Val	—	—	$2K	$170K	0.5%
TIAA Access Nuv Intl Equity	—	—	$4K	$156K	0.5%
CREF Inflation-Linked Bond	—	—	$2K	$156K	0.5%
TIAA Access Nuv Mid-Cap Val	—	—	$2K	$121K	0.4%
TIAA Access Nuv Lifecycle 2030	—	—	$2K	$114K	0.3%
Vanguard Mid-Cap Idx Adm 317	—	—	—	$104K	0.3%
Victory Syc Establish Value A	—	—	$2K	$100K	0.3%
AF EuroPacific Growth Fund	—	—	$2K	$100K	0.3%
Nuveen Lifecycle Idx 2010-Prem	—	—	$6K	$97K	0.3%
TIAA Access Nuv Core Bond	—	—	$2K	$91K	0.3%
TIAA Access Nuv Lifecycle 2025	—	—	$1K	$85K	0.2%
Goldman Sachs Inflt Pro Sec	—	—	$9K	$85K	0.2%
BNY Mellon Small Cap Stk Idx Inv	—	—	$3K	$79K	0.2%
TIAA Access Nuv Qt Small Cap Eq 850	—	—	—	$76K	0.2%
American Funds New World R6 976	—	—	—	$75K	0.2%
TIAA Access Nuv Real Est Secs	—	—	$1K	$72K	0.2%
TIAA Access Nuv Lifecycle 2040 838	—	—	—	$61K	0.2%
TIAA Access Nuv Lifecycle 2035 867	—	—	—	$58K	0.2%
Nuveen Lifecycle Idx 2065-Prem	—	—	$4K	$58K	0.2%
9.50% with maturities in 2034	—	—	—	$52K	0.2%
TIAA Access Nuv Sm-Cap Bl Idx 592	—	—	—	$47K	0.1%
TIAA Access Nuv LgCp Res Eq 372	—	—	—	$42K	0.1%
TIAA-CREF Money Market	—	—	$41K	$41K	0.1%
AB Small Cap Growth Port A 635	—	—	—	$40K	0.1%
MFS Growth Fund Class R3 146	—	—	—	$27K	<0.1%
TIAA Access Nuv Mid-Cap Gr 242	—	—	—	$21K	<0.1%
Nuveen Lifecycle Idx 2015-Prem	—	—	$1K	$20K	<0.1%
Principal MidCap Fund 425	—	—	—	$17K	<0.1%
TIAA Access Nuv Core Equity 113	—	—	—	$17K	<0.1%
TIAA Access Nuv Lifecycle 2045 160	—	—	—	$12K	<0.1%
TIAA Access Nuv Core Plus Bond 274	—	—	—	$11K	<0.1%
TIAA Access Nuv Lfcyle Rtmt Inc 199	—	—	—	$10K	<0.1%
TIAA Access Nuv Lg-Cap Gr 57	—	—	—	$10K	<0.1%
TIAA Access Nuv Lifecycle 2050 134	—	—	—	$10K	<0.1%
Vanguard Small-Cap Val Idx Adm 63	—	—	—	$5K	<0.1%
Pioneer Strategic Income A 419	—	—	—	$4K	<0.1%
T. Rowe Price Short Term Bond Adv 785	—	—	—	$4K	<0.1%
TIAA Access Nuv Equity Index 12	—	—	—	$1K	<0.1%