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Original filing (PDF)20250814165448NAL0009303827001
SPEC SERVICES, INC.
Form 5500
FILING_RECEIVED
SPEC SERVICES, INC. 401(K) PLAN
401(k) retirement plan
Active participants
196
Accounts w/ balance
265
Plan assets (EOY)
$104.1M
Net assets (EOY)
$104.1M
How this plan invests
This plan
2 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (2 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPEC SERVICES, INC..
Plan sponsor
Name
SPEC SERVICES, INC.
EIN
95-3672375
Address
10540 TALBERT AVENUE SUITE 100 EAST · FOUNTAIN VALLEY, CA · 92708
Phone
(714) 963-8077
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3F · Sponsor used leased employees
Audit & trust (Schedule H)
Auditor
WRIGHT FORD YOUNG & CO
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 06-1050034 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $18K | — |
Investments
27 direct securities · 2 pooled funds· $100.3M(96% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$87.1M
27 holdings
Common Collective Trust
$13.2M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JP Morgan JPMorgan Large Cap Growth Fund | — | — | — | $13.1M | 12.6% | |
| NEW YORK LIFE INS CO ANCHOR ACCOUNT NEW YORK LIFE (NOT INSURANCE FUND) · EIN 13-5582869 / PN 125 | Common Collective Trust | — | — | $13.0M | 12.5% | |
| Vanguard Institutional Index Fund Institutional Shares Fund | — | — | — | $12.4M | 12.0% | |
| Vanguard Total Stock Market Admiral Index Fund | — | — | — | $10.9M | 10.5% | |
| JP Morgan JPMorgan Core Bond Fund | — | — | — | $9.0M | 8.6% | |
| Invesco Comstock Fund | — | — | — | $8.5M | 8.2% | |
| Fidelity Investments Fidelity Advisor Technology Fund | — | — | — | $6.4M | 6.2% | |
| T. Rowe Price T. Rowe Price Mid Cap Growth Fund | — | — | — | $3.6M | 3.5% | |
| Registered Investment Companies American Beacon American Beacon Small Cap Value Fund | — | — | — | $2.9M | 2.8% | |
| Victory Funds Victory Sycamore Established Value Fund | — | — | — | $2.7M | 2.6% | |
| Emerald Mutual Funds Emerald Growth Fund Institutional Class Fund | — | — | — | $2.7M | 2.5% | |
| Vanguard Small Cap Index Admiral Fund | — | — | — | $2.3M | 2.2% | |
| Vanguard Mid Cap Index Fund | — | — | — | $2.2M | 2.1% | |
| Fidelity Investments Fidelity Diversified International Fund | — | — | — | $2.1M | 2.0% | |
| Fidelity Investments Fidelity Advisor Energy Fund | — | — | — | $1.8M | 1.7% | |
| Fidelity Investments Fidelity Advisor Strategic Income Fund | — | — | — | $1.5M | 1.5% | |
| Fidelity Investments Fidelity Advisor Health Care Fund | — | — | — | $1.2M | 1.2% | |
| Fidelity Investments Fidelity Advisor Emerging Asia Fund | — | — | — | $963K | 0.9% | |
| Notes Receivable from Participants * Participant Loans Interest rates ranging from 3.75% - 9.00% - | — | — | — | $717K | 0.7% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $670K | 0.6% | |
| Davis Funds Davis Financial Fund | — | — | — | $624K | 0.6% | |
| Vanguard Total Bond Market Index Admiral ** 55 Vanguard Target Retirement 2020 Fund ** 55 Vanguard Target Retirement 2030 Fund | — | — | — | $459K | 0.4% | |
| DRIEHAUS EMERGING MARKETS GRWTH CIT RELIANCE TRUST CT OR SVF · EIN 37-6553761 / PN 001 | Common Collective Trust | — | — | $212K | 0.2% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $126K | 0.1% | |
| PGIM Real Estate Global Real Estate Fund | — | — | — | $124K | 0.1% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $25K | <0.1% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $14K | <0.1% | |
| Vanguard Target Retirement 2040 Fund ** 73 Vanguard Target Retirement 2045 Fund | — | — | — | $2K | <0.1% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $1K | <0.1% |